- Awudingi ukujongana nemali okanye ufumane utshintsho oluchanekileyo.
- Akukho mfuneko yokubhalela ukuhlola kwaye uphinde ulungise ngakumbi xa uphuma.
- Ufumana irekhodi yekhompyutheni yokuthengiselana, kukunceda ukhumbule (kwaye uqinisekise) ukuba uhlawule kangakanani, kwaye nini.
Nangona kunjalo, uPopmoney kunye nePayPal bakhonza izidingo ezahlukeneyo.
Siza kwenza umzekeliso opheleleyo ngaphantsi, kodwa njengengqiqo:
- U-Popmoney usebenza kakuhle njengomntu (person-to-person) (P2P) ngenkonzo yokuhlawula nabantu obaziyo kunye nabathembayo.
- I-PayPal inokusingatha iintlawulo ze-P2P, kwaye iyanceda ekuthengiseni nasekuhlawuleleni abantu abangaziwa kwihlabathi jikelele.
Ngaphandle kwezi nkonzo ezibalulekileyo, kukho ezinye iindlela ezininzi zokuthumela imali kubantu. Ngokomzekelo, uZelle uyindlela entsha , xa kuthelekiswa nePayPal nePopmoney. Kakhululekile, kwaye usenokuba sele ufake i-akhawunti yakho yasebhanki.
Imali e-Popmoney ne-PayPal
Imirhumo ilula kakhulu kunye nePapmoney okanye PayPal. Ixabiso lifanelekile xa ucinga ukuposa, iindleko zokuhlola, kunye nexabiso lexesha lakho. Sekunjalo, kufuneka ukwazi ukuba uya kuhlawula ntoni kwaye ukuba iindleko zenza ingqiqo. Ukuba wenza rhoqo, iintlawulo ezincinci, jonga iifizi zokuhlawula i-intanethi.
Uhlolojikelelo lwePayPal:
- I-PayPal ikhululekile ngokuhlawulwa kwiintlawulo zakho kuphela nje ngokuba uthabatha kwi-akhawunti yakho yasebhanki (ngokuchasene nenkxaso-mali nge-debit okanye kwikhadi lekhredithi ).
- I-PayPal imele ikhululeke kwiintlawulo ozenzayo kwishishini (xa uthengela kwi-intanethi okanye kumthengisi wezitena kunye nomdaka).
- Imirhumo yeentlawulo zePayPal xa ishishini lakho lifumana iintlawulo ezivela kubathengi.
Uphando lwePopmoney :
- U-Popmoney ukhululekile xa efumana imali.
- Ibhanki yakho inokuhlawula umrhumo omncinci wokuthumela imali ngePopmoney (i-$ 1 okanye njalo ngentlawulo nganye).
- Ukuthumela imali kwi-akhawunti yakho kwiPommoney.com kubiza i-$ 0.95.
- Ukucela imali kumntu wasePommoney.com kubiza i $ 0.95. Kodwa ukufumana imali ikhululekile xa omnye umntu eqala ukuthengiselana ngaphandle kokucela imali.
Ngokuqhelekileyo, kukho iintlawulo ezongezelelweyo kwiimeko ezithile. Umzekelo, iindleko ze-PayPal zongezeleleke kumashishini xa kwenzeka i-chargebacks . Ukuba uxhalabile ngeendleko, funda intlawulo yokuchazwa kwemali nganye kwinkonzo. Yaye ukuba uyayithiya imali kwaye ufuna nje ukuthumela imali kubangani nakwiintsapho, khangela kwiVenmo, iCash Cash , kunye noZelle njengezinye iindlela.
Ukufumaneka
Ngayiphi na umntu onayo i-akhawunti yebhanki unokusebenzisa i-PayPal okanye i-Popmoney-eyona sizathu esinye sokuvula i-akhawunti yasebhanki yangempela ukuba awunayo.
Ekuqaleni, ukuthumela imali kunye nePapmoney kwafunyanwa kuphela kubaxumi kwiibhanki ezithatha inxaxheba. Ngoku, nabani na ongasayina kwaye enze iprofayili ePammoney.com esebenzisa i-akhawunti yokuhlawula nayiphi na ibhanki. Ukuhlola, imarike yemali , kunye nezinye i-akhawunti yomsebenzi usebenza noPapmoney, nokuba uthumela okanye ufumana imali. I-akhawunti yokulondoloza ayisebenzi ngoba imithetho ye-federal yenza i-akhawunti yokulondoloza ayifanelekanga iinkonzo zokuhlawula kunye nokuhoxiswa rhoqo. Unokuthumela imali kwiakhawunti yekhadi yebhanki .
Inzuzo yePopmoney: Ukuba ibhanki yakho isebenza noPopmoney, ubomi bulula kakhulu-awunayo ukusekwa kwiprofayili okanye unikele ngolwazi lwebhanki kwi-Popmoney.com. Kunoko, ungene ngemvume kwiibhanki ze-intanethi uze usebenzise uPommoney ukusuka apho. Ukuba ibhanki yakho ayisebenzisi iPopmoney, kukho ithuba elihle elisebenzisa iZelle.
Inzuzo yePayPal: Akusiwo wonke umntu usebenzisa i-bhanki okanye inyunyana yemboleko edibeneyo nePapmoney, kodwa iAkhawunti ye-PayPal isasazeke. Abahlobo bakho abanakufuna ukuseta i-akhawunti entsha ePammoney ukuba sele sele basebenzisa iAkhawunti ye-PayPal okanye ezinye iinkonzo.
Yiyiphi eyona nto ihamba phambili yokuthengwa?
Ukuba uceba ukuyithengela kwi-intanethi (okanye nakwizinto zokukhetha izitena kunye nezidaka ezifana ne-Home Depot), i-PayPal yindlela efanelekileyo. Abathengisi kunye nabathengisi be-intanethi bahlala becela i-PayPal njengendlela yokuhlawula.
Kwezinye iimeko, kulungile ukuhlawula nge-PayPal.
Xa uthengwa kwiwebhusayithi ongazi nto malunga nayo, kuyatshitshisa-kwaye kuyingozi-ukunika inombolo yakho yekredithi okanye inombolo yekhadi. Nge-PayPal, ugcina loo manani ephephile, kwaye umthengisi ubona kuphela igama lomsebenzisi okanye idilesi ye-imeyile (kwaye mhlawumbi idilesi yakho yokuhambisa).
Yintoni Ekhuselekileyo?
Bobabini iPopmoney kunye nePayPal basebenzise ukhuseleko lwe-state-of-art ukugcina imali yakho nolwazi lwakho lukhuselekile. Oko kwathiwa, ukuphulwa kwedatha kwenzeka, ngoko kukufanelekile ukugcina umkhondo weeakhawunti zakho kunye nokubika umsebenzi osolisayo ngokukhawuleza.
Xa kuthengwa kumrhwebi-okanye umfokazi kwi-intanethi-PayPal ine "ukukhuselwa komthengi" kwimicimbi ethile. Oku kunceda ukuba kukho imbambano kunye nomthengisi okanye iimpahla zakho azize zifike.
I-Popmoney ayinikezeli ukukhuselwa komthengi, kwaye amasela asebenzise inkonzo ukuxhamla abantu (abathumela imali baze bangabi nalutho). Musa ukuthumela imali kunye nePopmoney ngaphandle kokuba uyayazi ngokwenene apho imali iya khona kwaye uthemba omnye umntu ( enye iya kuVenmo ).
Izindlela zokuxhaswa
U-Popmoney ukhangela imali kwi-akhawunti yakho yasebhanki "yokuthengiselana" (ukujonga kunye ne-akhawunti yemarike yemali, umzekelo). Unokudibanisa nekhadi lakho lokubambisa, elikhupha imali kwi-check.
I-PayPal inokudibanisa ne-akhawunti yakho yasebhanki, kwakunye namakhadi-mboleko kunye namakhadi okukhawuleza. Unako ukuchitha imali kwi-balance yakho ye-PayPal (ukuba ugcina imali kwi-PayPal), kwaye kukho iindlela ezininzi zokongeza kwi-balance yakho ye-PayPal. Umzekelo, unokusebenzisa imali abanye abahlawula ngayo kwi-akhawunti yakho, okanye unokufaka imali kwiivenkile ezithile zokuthengisa.