I-Charles Schwab App Ivumela abaSebenzi ukuba bahlole iifowuni ngefowuni

I-Deposit Checks Ngokukhawuleza nge-FREE Schwab Mobile App

URobert Alexander / Getty Izithombe

I-Akhawunti ye-Akhawunti yokuThengisa iTyalo-mali yaseCharles Schwab sele ibe yintandokazi phakathi kwabathandana nabo bezemali. Ngelixesha xa ezininzi iibhanki zi-nickel-kunye-zinciphisa abathengi bazo, iShawab ibonakala njengenkampani enika yonke into ehambelana nekhawunti yayo yokukhangela mahhala.

I-akhawunti ye-Schwab yokukhangela ibonisa ukukhangela kokukhululeka, ukuhlola okukhululekile, ukudluliselwa kwe-elektroniki kwamanye amaziko, kwaye akukho mali ye-ATM naphina apha kwihlabathi.

Ukuba enye i-ATM yenkampani ikuhlawulisa intlawulo yokuthengiselana, iShawab iya kubuyisela.

Ubeka njani ithengi?

Ngokuya kwiwebhusayithi yayo, ungenza idiphozithi ngokudlulisela imali kwi-akhawunti, nge-deposit ngqo, okanye ngokuthumela i-check.

Ngombulelo, iShawab ithumela abathengi bayo abangenasiphelo esiphezulu sokuthunyelwa kweefayili ezihlawulwayo ezingasetyenziselwa ukuthumela ngeposi kwiifomethi.

Ingxaki ... kunye neSombululo

Kukho ingxaki encinane kuphela: kukho ukulibaziseka kwamalanga amaninzi phakathi kwexesha umthengi wehla isheke kwi-imeyile kunye nexesha iShawab efumana ngayo ityekhi kwaye lifaka kwiakhawunti yomthengi.

Sally uMthengi, umzekelo, unokufumana i-paycheck ukusuka kumsebenzi wakhe ohlangothini njengomntwana. Uyakwamkela umva wesheke kwaye uyifaka ebhokisini leposi ngoMgqibelo kusihlwa. USchwab ufumana loo ngcaciso kunye nezithuba zokulinganisela kwi-akhawunti yokujonga i-Sally ngoLwesibili okanye ngeLwesithathu - iintsuku ezintathu ukuya ezine emva kokuba uSally anqamle isheke kwi-imeyile.

Ngethamsanqa, uShawab unesicelo samahhala esisombulula le ngxaki. Insiza yeSchwab Mobile Deposit ivumela abasebenzisi ukuba bafake iikokhwe ngokukhawuleza ngokusebenzisa i-smartphone okanye ithebhulethi yabo, nje ngokuthatha ifoto yesheke.

Ngaphezulu, itholakala kubasebenzisi be-Android kunye ne-iPhone.

Ingaba isebenza kanjani

  1. Khuphela ifowuni kwifowuni yakho okanye ithebhulethi, kwaye ungene ngemvume ngegama lakho lomsebenzisi kunye nephasiwedi. Cinezela iqhosha elibhaliweyo "I-Checkout Checks". Ngexesha lokuqala ucinezela le qhosha, uya kucelwa ukuba ufake isicelo. Ingathatha iintsuku ezintathu zoshishino ukucwangcisa isicelo sakho nokuvunywa. Ungaxhalabi; eli lixesha linye lokulibala. Uya kufumana i-imeyile xa uvunyiwe.
  1. Phindela kwi-akhawunti yakho yeSchwab ngokusebenzisa i-app kwi-smartphone yakho, uze ucinezele kwakhona iqhosha le "I-Deposit Checks".
  2. Thayipha kwinani ledizithi yakho (umzekelo, "50.00") kwicandelo elikhethiweyo.
  3. Beka isheke sakho kwimvelaphi emnyama ngaphandle kwezinye izinto. Ndasebenzisa ifolda emnyama njengemvelaphi, kodwa ungasebenzisa umbala omnyama, i- countertop okanye i-upholstery.
  4. Qinisekisa ukuba indawo iya kukhanya. Vula zonke izibane. Ukuba imvelaphi yakho iphathekayo (njengefowulda okanye ityhiphu), yisondeza kwifestile elangeni .
  5. Cinezela iqhosha elithi "Ngaphambi kokujonga." Ukulungelelanisa phezulu kwetshekhi ngomgca obomvu ovela kwisikrini sakho, uze uthathe isithombe.
  6. Cinezela iqhosha elithi "Emva kokujonga." Phinda le nkqubo. Qiniseka ukuba isheke sakho sivunyiwe.
  7. Hlola idiphozithi yakho kwaye ulayishe. Lindela umfanekiso ukuba ulayishe ngokuzeleyo, kwaye ungagudluli kude kwesikrini.
  8. Jonga ukuqinisekiswa kwakho kwe-deposit yangoko, eya kubandakanya inombolo yokuqinisekisa. Uya kufumana i-imeyile esuka eSwawa phakathi kweyure ukuya kwiintsuku ezimbini ngokuqinisekisiweyo kokugqibela.
  9. Gcina isheke kwiimvulophu okanye kwifayile yefayili, ubuncinci de ufumane ukuqinisekiswa kokugqibela kwe-imeyile evela eSchwab.

Okuhle nokubi

Iinkqubo ziquka:

Umxhaka kuquka:

Isiphelo

Ngokomoya wokwenyaniso weSchwab, le app ikhululekile kubathengi.

Andikwazi ukucinga ukuba uShawa uyayiphatha nangenye indlela.

Unokwenza imisebenzi efanelekileyo yebhanki nale app, njengokujonga iibhalansi zakho. Uninzi lweebhanki lunikeza oko , kodwa kulungile ukuba ne-one-stop-shop for your banking needs.

Qaphela ukuba uSchwab uncoma ukugcina isheke sakho ukuya kwiintsuku ezilishumi elinesine emva kokuba idiphozithi ithumele, nje xa kwenzeka nayiphi na into engalunganga. Emva kweentsuku ezilishumi elinesine zidlule, unokutshabalalisa isheke.