Uya kufuneka uhlawule izixhobo, ukugcinwa, ukulungiswa
Inyaniso kukuba, njengomnini wezindlu, wenza iindleko zokuba nekhaya. Unokwenza i-akhawunti yerhafu yepropati, i-inshurensi yomnini-mali, ukugcinwa kunye nokulungiswa. Uzakufuna izixhobo kunye nezixhobo kwezo zilungiso.
Asizange sichaze ngokubanjiswa kweerhafu emva kwentela yomdla wakho. Ukuchithwa kwamanani ukuze ubone ukuba yeyiphi imeko ixabisa ngaphezulu.
Ngokuxhomekeka apho uhlala khona, ukurenta kungaba yintsebenzo engcono.
Abantu abaninzi benza impazamo yokucinga ukuba imali yabo yokubolekwa ngumthetho oyilwayo oyintloko kuphela ohambelana nobunini bekhaya. Baya kubaleka ngokuthe ngqo phakathi koko bahlawula irenti kunye nokuba yintoni imali yabo yokubambisa izindleko. Ukuba loo manani amabini afana, baya kuthatha ukuthenga ikhaya lilungelo elingcono.
Musa ukungahambi kakuhle - ukuthenga ikhaya ngamanye amaxesha uphendlo olungcono. Ngamanye amaxesha akukho. Makhe sijonge ukuba irenti yakho ihlawula ntoni, ngaphaya kwendawo yokuboleka imali.
I-inshorensi, iintlawulo kunye neeNkonzo
Imboleko yemali enye yeendleko ezininzi ezinxulumene nokuba nekhaya. Kuya kufuneka uhlawule irhafu yepropati kunye ne-inshurensi yomnini-yindlu (edlalwa rhoqo kwi-bill mortgage).
Uya kufuneka uhlawule kuzo zonke izinto ezisetyenziswayo , kuquka amanzi kunye nodoti. (Kwimihlaba emininzi, yinto yesiko ukuba umninikhaya ahlawule ezinye iinkonzo.)
Izixhobo
Njengomnini-mboleki, ukuba iprojekthi iyaphula, umane ubiza umninimzi.
Njengomnini wezindlu, unembopheleleko yokutshintsha ezo zixhobo .
Nxibela ukuyikrazula
Izinto ezininzi ezingezona izinto zingenzi "ukuphuka," ngeyodwa. Izinto ezininzi - njengamaphephethi, izigubhu zamanzi kunye neengcango zekhabhinethi - zikhulile kwaye zifuna ukutshintshwa.
Nazi ezinye izinto ekhaya lakho eliya kufuneka lichithwe :
Ngaphakathi:
- I-Carpet nePappet Padding - yonke iminyaka emi-5 ukuya kwe-10
- Windows - Yonke iminyaka engama-20 ukuya kwe-30
- I-Heater Heater - Yonke iminyaka engama-6 ukuya kwe-20, kuxhomekeke kumzekelo
- I-HVAC System - Yonke iminyaka eyi-10 ukuya kwe-20
- Iikhabhinethi zeCuisine kunye neBat vanities - yonke iminyaka emi-5 ukuya kuma-20, kuxhomekeke kwizinto zokwakha
- Hardware yeKhabhinethi - Yonke iminyaka emihlanu ukuya kwe-10
- Iibhubhe - Yonke iminyaka emihlanu ukuya kwe-15
- I-Vinyl Flooring - Yonke iminyaka emi-5 ukuya kwe-10
- Iibhocethi, iibhasi, kunye nemibhobho - yonke iminyaka emihlanu ukuya kwe-15
Ngaphandle:
- Imithamo - Yonke iminyaka eyi-15 ukuya kwe-20
- Indlu - Yonke iminyaka eyi-15 ukuya kuma-25
- Ukuguquka - Yonke iminyaka-15 ukuya kuma-25
- I-Paint kunye ne-Weatherproofing - Iminyaka eyi-10 ukuya kwe-15
- Ucingo kunye neDeck - Yonke iminyaka eyi-10 ukuya kweyesi-25, kuxhomekeke kwindlela imozulu ishicilelwe kuyo
Ngamanye amazwi: nangona uthenge ikhaya elitsha-mveliso, kufuneka ulungise indlu yakho ubuncinane ubuncinane iminyaka elishumi ngaphambi kokuba ufeze ukuhlawula imali yakho.
Ukugcinwa
Izindlu zidinga inani elikhulu lokulondolozwa. Kanye ngonyaka kuya kufuneka usebenzise unyango lokulawulwa kwezinambuzane kwindlu yakho, amandla okuhlamba ngaphandle, kwaye usebenzise i-weedkiller. Kufuneka uphinde utshale i-annuals, i-steam-uhlambulule iipatethi, kwaye udibanise i-unit-conditioning unit.
Uphindwe kabini ngonyaka uya kuluhlaza umtshini uphinde ukhuphe imithi. Ngaphakathi, kufuneka uguqule izihlungi zomoya kwaye uhlambulule inkqubo ye-lint ehlangene nomoya wokumisa.
Ukwenza lo msebenzi, uya kufuneka ugcine imali eyaneleyo yokuthenga izixhobo ezahlukeneyo. Cinga ukuthenga i-lawnmower, i-sprinkler system, i-ladder, i-spreader, i-aerator, i-rakes, ii-hoes, amafosholo, i-mulch kunye ne-gutter ecocekileyo.
Uyakufuna kwakhona i-drill, i-wrench, kunye nesithuba ukugcina zonke izixhobo kunye nezinto zakho.
Ukugxininisa indlu yakho ebusika, kuya kufuneka ukuba uthenge izinto ezifana ne-caulk, i-spray-foam, kunye nesimo sezulu. Akukho nanye kwezi zibiza, kodwa zongeza.
Ukulungiswa
Ukongeza kwindlela yokugcina yesondlo , ezininzi izinto ezincinci ekhaya zingase ziphule.
Umzekelo, uya kufuneka ubeke umnyango wakho wesikrini xa usila iiskrini, utshintshe umnyango wakho wokuvala njengoko ukhula, okanye ususe indawo yakho yekhanda. (Ipaucet yedwa izakubiza imali engaphezu kwama-$ 100, kwaye ukuba iyithuba lokutshintsha i-sink, uya kukhangela enye i-$ 200 okanye ngaphezulu.)
Zingakanani Iindleko Zonke?
Iindleko zalo lonke lokulungiswa kunye nokugcinwa kwezinto zigcinwa kakhulu, ngoko kunzima ukuchaza nayiphi na imithetho yesikhumba . Izinto ezichaphazelayo ziquka:
- Ubudala bendlu yakho
- Imeko yekhaya lakho (ngaba abanini bokugcina bawugcina kakuhle?)
- Imozulu kunye nemozulu kwindawo yakho (izitya ezithe zinyamezela umjikelezo weqhwa / uthabatha ubusika ngamnye, umzekelo, ngokuqhelekileyo aziyi kuhlala ixesha elide njengama-gutters kwindawo engazange ikhululeke)