Iingxelo zeBhanki ye-Intanethi

Yintoni ongayijonga ngaphambi kokuba uvule i-akhawunti yebhanki ye-intanethi

Ukubhanka kwi-intanethi kukunceda ufumane inzala eninzi, kwaye kulula. Kodwa yiyiphi i-akhawunti yebhanki ye-intanethi ilungile kuwe? Inyaniso kukuba iibhanki ezininzi ze- intanethi zinika umveliso omkhulu kwaye kunzima ukuhamba kakubi. Oko kwathiwa, kukuhlala kukuhle ukufumana okufanelekileyo, ngoko makhe sihlolisise ezinye zezona zinto zibaluleke kakhulu ukuba zicinge njengoko uthengisa i- akhawunti entsha .

Ukuqwalaselwa kweeAkhawunti zeBhanki ye-Intanethi

Yiyiphi i-akhawunti yebhanki ye-intanethi?

Ngeenjongo zethu, ithetha i-akhawunti eyenziwa kuphela kwi-intanethi. Ngelixa unako ukukwazi ukwenza ibhanki kunye neziko elifanayo indlela endala (ngomntu), ii-akhawunti zebhanki ze-intanethi zidla kuphela kubasebenzisi be-inthanethi.

Ngaphandle kwamandla ebhanki kwindawo yokuhlamba, ziphi iingenelo ezinkulu ze-akhawunti yebhanki ye-intanethi? Impendulo ilula: I-Percent Percentage Yield ( APY ) engcono. Ngokuqhuba intengiso yakho kwi-Intanethi, uyayigcina imali yebhanki leyo idlula ngayo kuwe ngendlela ephezulu yokugcina imali. Okona, iibhanki ezincinci azikho umgangatho ofanayo njengamaziko ezitena kunye namadaka.

Ukuqwalasela okubalulekileyo kwi-akhawunti yeBhanki ye-Intanethi

Xa uthengisa, jolisa kwizinto ezingezantsi, kwaye ubeke ubunzima obukhulu kwizinto ezibaluleke kakhulu kuwe (akuzona zonke ezi ziyimfuneko). Ezinye iibhanki zikhanya ngokukodwa kule mimandla, ngelixa abanye benganikeli ezinye zezi zinto.

1. APY . Ngokuqhelekileyo ukukhanga okubaluleke kakhulu kubathengi bemilinganiselo (jonga iRhafu ye-Akhawunti ye-akhawunti ye-Savings ).
2. Ukufikelela kwimali. Ukuba ufuna ukuyithatha kwaye uyichithe, unomsebenzi onjani ongayenza?
3. Ukuxhomekeke ngokukhawuleza kwinqanaba elingentla: ufumana ikhadi lokubambisa ukusebenzisa imali ? Kuthekani ngokuhlawula i- bill bill ?

1. Inani lama- akhawunti axhunyiwe . Ngaba unako ukusetha inethwekhi yee-akhawunti kunye ne-zap ngemali nge-akhawunti yakho yebhanki ye-intanethi?
2. Iimveliso ezongezelelweyo kunye neenkonzo. Unokuthenga ii-CDs , ufumane i-mortgage, okanye uhlawule iindleko ze-intanethi ?
3. Ubungakanani bemibutho ebhanki ekhoyo. Ukuba isikhungo esele sisebenzisana nayo sinayo i-akhawunti yebhanki ye-intanethi, unakho ukufumana iimfanelo ezithile ngokugcina yonke ishishini lakho kwindawo enye.
4. Izinketho zenkonzo yomthengi. Kuya kuba lula kangakanani ukuba uphendule imibuzo (unike ishedyuli yakho)?
5. Izicwangciso zokulondoloza ngokuzenzekelayo. Ungayifaka kwi-auto-pilot kwaye uvumele imali iqokele ngokuzenzekelayo?
6. Khu seleko no khu seleko. Ngaba ibhanki ye- FDIC iqinisekisiwe , kwaye uyayithemba inkqubo yayo yokhuseleko?

Emva kokuthelekisa iimpawu zee-akhawunti zebhanki ze-intanethi ezahlukeneyo, unokugqiba ukuba ngubani owona mhle. Umzekelo, unokwenza isigqibo sokuba ukwandisa inzala yakho ibaluleke ngaphezu kwanoma yini enye. Ngako oko, awuyikukhathalela ezininzi zezinto ezilapha ngasentla - ucinga nje ukukhetha ibhanki kunye ne-APY ephezulu. Qiniseka ukuba ucinga ngezizathu zokuphepha i-akhawunti yebhanki kwi-intanethi , ngaphambi kokuba wenze ukuxuma.

Iingxelo ze-akhawunti yeBhanki ye-Intanethi

Apha uya kufumana ukuhlaziywa kwamanye ama-akhawunti asebhanki athandwa kakhulu kwi-intanethi. Olu alukho uluhlu olupheleleyo - ukuba nje uqalise kwaye unikele ngolwazi olwenzayo uphando lwakho.

• Ukuhlaziywa kwe -akhawunti ye- One Bank ye-Intanethi ye-Intanethi
• Ukuphononongwa kwe- Arly Bank Review
• Ukuhlaziywa kweAkhawunti ye-Intanethi ye-Intanethi ye-Intanethi
• Uphando lwabathengi abangakumbi kwiBhanki ye-Intanethi

Yabelana nge-akhawunti yakho ye-akhawunti yeBhanki ye-Intanethi

Emva kokuba wenze umsebenzi wesikolo wasekhaya, banceda abanye bafumane iindawo ezifanelekileyo. Ukuba sonke sinokwabelana ngolwazi, iibhanki kufuneka zikhuphisane kwaye zinikeze abathengi ngokugqithiseleyo.