PayPal Plastic
I-PayPal ineenketho ezintathu ezikhethiweyo zekhadi okanye i-credit card:
- MasterCard ekhokhelwa kuqala
- Masterbit Card
- I-MasterCard eyongezelelweyo
PayPal i-MasterCard ehlawulwayo
I-PayPal Prepaid MasterCard yikhadi lokubhadela elibizwa nge-PayPal. Njengamakhadi e-debit akhokhelwayo, uya kulayisha imali kwikhadi ngaphambi kokuba uyisebenzise kwaye uchithe imali oyilayishiwe. Iinkcukacha ezibalulekileyo malunga nekhadi:
- Ikhadi ayifani nekhadi elikhawulezayo lekhadi elikhangela imali kwi- akhawunti yokukhangela kwi-bhanki yakho okanye kwimanyano yemboleko.
- Ngokungafani nekhadi lesikweletu, akukuvumeli ukuba uchithe imali ongenayo.
- Ikhadi ayifaki imali kwi-akhawunti yakho ye-akhawunti ye-PayPal. Kufuneka ulayishe imali kwikhadi ukuyisebenzisa.
Amakhadi ahlawulwayo ancedo ekulawuleni iindleko zakho kuba unokuchitha kuphela izinto ozilayishileyo, kwaye akunakwenzeka ukukhawuleza amatyala kunye neerhafu ze-overdraft . Phantse nawuphi na umntu unokufumana ikhadi elihlawulwa kuqala, nokuba ngaba awuzange wakha umlando wesikweletu okanye unetyala elibi.
Nangona kunjalo, amakhadi ahlawulwayo ayaziwa kakhulu ngeemali, ngoko ke unganise kwaye uphephe ukuvumela iifowuni zidle i-balance card yakho yokuqala.
Iindleko zangaphambili: Ungayifumana ikarhulumente mahhala xa uthumela intanethi kwi-PayPal. Ungathenga kwakhona amakhadi avela kubathengisi abathatha inxaxheba (ekuqaleni, abathengisi bathengisa amakhadi nge $ 4.95 kodwa amaxabiso ahluka).
Iindleko eziqhubekayo: Uya kuhlawula i $ 4.95 ngenyanga ukuqinisekisa ukuba ikhadi livule. Kubiza kakhulu kunamakhadi athile ahlawulwe kunye nokubiza ngakumbi kuneebhanki ezithile apho unokukwazi ukukhangela ihhala kunye nekhadi lokubhadela . Ukuba unayo i-akhawunti yasebhanki, mhlawumbi ungasindisa ixesha kunye nemali ngokuvula enye. I-PayPal ihlawulisa iintlawulo zeentengiso ezifana nee-ATM zokurhoxiswa, nangona i-ATM kwi-Allpoint inethiwekhi ingaba yinto ekhululekile ukuyisebenzisa.
Iindaba ezilungileyo: Iifowuni kwi-akhawunti yakho ye-MasterCard ehlawulwe ngaphambi kwayo i-FDIC iqinisekisiwe , kwaye akukho khankethi yokuhlola ukuvula i-akhawunti. Emva kokuba usebenze ikhadi ngokubonelela ngolwazi lwakho olubandakanya iNombolo yoKhuseleko lweNtlalo, ungasebenzisa iimpawu ezinjengebhanki ezifana nokuhlawula iibhilidi kwi-intanethi kwaye uhlawule umrhumo wakho kwi-akhawunti yakho nge-deposit ngqo .
Iakhawunti yakho ye-PayPal: Ikhadi ayifaki imali kwi-balance yakho ye-PayPal, kodwa ufuna i-akhawunti ye-PayPal, nokuba i-akhawunti yakho ekhoyo okanye i-akhawunti entsha ukuba ungenayo enye.
I-akhawunti yakho ye-PayPal isetyenziselwa ukujonga ibhalansi yakho yekhadi, ukuhlawula iindleko kwi-intanethi, kwaye wongeza imali kwikhadi lakho kwibhanki yakho emva kokuba unayo i-akhawunti yasebhanki edibene ne-akhawunti yakho entsha ye-PayPal. Ungasebenzisa ikhadi elihlawulwa kuqala njengendlela yokuxhaswa kweentlawulo zePayPal xa ukhetha.
Iindaba ezimbi: Ukuba iAkhawunti yakho ye-PayPal iqingqiweyo ngenxa yesiphina isizathu, ukufikelela kwi-intanethi kwikhadi lakho elihlawulwa kuqala liya kuvalwa. Ngamanye amaxesha abathengisi be-intanethi banamaqabunga angalindelekanga, ngoko bacinge kabini ukuba kukho nayiphi na ingozi kwiakhawunti yakho.
Ukufumana ulwazi lweakhawunti, uya kufuneka usebenzise inkqubo yefowuni eyenziwe ngokuzenzekelayo okanye i-ATM (ibhalansi imibuzo ixabisa i $ 0.50 kwi-ATM). Unako ukongeza imali kwi-akhawunti yakho kubathengisi abathile, njengezitolo ezilula.
PayPal Debit Mastercard
I-PayPal Debit Mastercard yikhadi elisebenza ngokufana nekhadi lebhanki yebhanki yebhanki. Esikhundleni sokuba "ulayishe" iimali kwikhadi lakho, ungayichitha imali ngqo kwi-akhawunti yakho ye-akhawunti ye-PayPal.
Ukuchitha imali: Ukusebenzisa ikhadi, uya kufuneka ube neengxelo kwiakhawunti yakho ye-PayPal kwiintlawulo ozifumene okanye ukutshintshwa okwenzileyo kwi-akhawunti, umzekelo.
Ukuba unayo imali kwi-akhawunti yakho ngaphambi kokuba usebenzise ikhadi, ukuthengwa kwakho kuya kukhatywa, ngaphandle kokuba ubeke umthombo wenkxaso-mali, njenge-akhawunti yakho yasebhanki, ekuvumela ukuba uchithe nangona ungenayo imali kwi-PayPal. Unokukrazula kuphela imali xa unayo imali eyaneleyo kwibhalansi yakho ye-PayPal.
I-akhawunti yezo shishino: Okwangoku, i-PayPal Debit Mastercard ifumaneka kuphela kwi-akhawunti ethile yebhanki. Abantu abangaqhubi ishishini baya kunzima ukufumana eli khadi.
Uya kufuneka ube ne-akhawunti yoshishino, vula enye, okanye uguqule i-akhawunti yakho ekhoyo kwi-akhawunti ye- Nkulumbuso okanye iBusiness . Ukuba uguqula i-akhawunti yakho kwi-akhawunti ye-shishini, unokufumanisa ukuba kufuneka uhlawule iimali zokufumana iintlawulo, okwakungenjalo nge-akhawunti yakho.
Iindaba ezilungileyo: Imivuzo. Inzuzo ebalulekileyo yale khadi kukuba ufumana ipesenti enye imali emva kokuthenga okuthile owenzayo kunye nekhadi, kodwa qi niqiniseke ukuba ukhetha "i-credit" ekuthengeni ukuthenga kwakho. Ingakumbi, unokufikelela ngokukhawuleza kwiintlawulo ozifumene kubaxumi.
Ukuba ufuna ukuthenga izinto ezininzi, unokuzihlawula ngokukhawuleza ngekhadi lokubambisa kunokulinda ukuthumela imali kwi-akhawunti yakho yasebhanki. Akukho mali ehlawulwa yenyanga, kodwa unokuba uhlawule iimali zentengiselwano njengemali yokukhishwa kwe-ATM kunye nokunyuka kwemali .
Qaphela ukuba i-PayPal izakukrazula i-credit credit inquiry yakho xa ufuna isicelo se-Debit MasterCard. Oku kubaluleke kakhulu ukuqinisekisa ubungqina bakho kwaye ukhangele naziphi na iingxaki ezinkulu.
I-PayPal Extras Credit Card
Ukuba ukhetha ikhadi lekhredithi endaweni yekhadi lokubambisa, iKhadi le-PayPal Extras linye inketho. Eli khadi likuvumela ukuba ubole kwi-PayPal, nge-akhawunti ye-credit kunye ne-Synchrony Bank. Ewe, kulungile ukuhlawula ibhalansi yakho yekhadi lesikweletu ngokupheleleyo nyanga zonke. Izizathu ezifanelekileyo zokusebenzisa eli khadi kunokuba kukufumana amaphuzu kwaye usebenzise inzuzo yokukhusela abathengi eziza kumakhadi-mboleko .
Iindaba ezilungileyo: Inzuzo enkulu yekhadi elongezelelweyo likwazi ukufumana amaphuzu njengoko uchitha. Ukuthenga okunye kufumana enye kwiingongoma ezintathu, ezingahlawulelwa kumakhadi wesipho, iifowuni zokuhamba, okanye imali kwiakhawunti yakho ye-PayPal. Akukho mrhumo wonyaka, kodwa uza kuhlawula umrhumo ukuba awuyikuhlawula ikhadi nganye nyanga, kunye nezinye iirhafu zingafaka isicelo.
Ukuvunyelwa okufunekayo: Ukufumana ikhadi leSongezelelweyo, kuya kufuneka ufaneleke, njengokuba unayo nayiphi na imboleko okanye kwikhadi lekhredithi. I-PayPal iya kujonga ikhredithi yakho kwaye ibuze malunga nengeniso kunye nengqesho.