10 Amasheya Oya Kufuna Ukuba Ngunaphakade

Ezi Investment ziyenzelwe ukuThengiswa kweMali yexesha elide

I-CEO yeMicrosoft uSatya Nadella uye waqondisa inkampani eqhelekileyo kwi-A uluhlu lwabatyalomali bexesha elide.

UWarren Buffett waphendukela kuma-87 ngo-Agasti 30, ngo-2017. Kwaye akukho zibonakaliso ukuba uyacwangcisa ukunciphisa okwamanje. Ukunikezelwa kwemali eyi-80.2 yezigidigidi, ezingayithengela i-ambulla-piƱa coladas enxweme. Ngaphandle kolwandle. Okanye iindawo eziqingqiweyo zeziqithi zaseTropiki. Ngoko ke kufuneka uzibuze ukuba kutheni uBuffett esaluncileyo kumdlalo wokutyalomali.

Ukuze ufumane impendulo, khangela emva kwe-2015, xa uBuffett ehlawula i-$ 37.2 yezigidigidi ze-Precision Castparts, inkampani yokubonelela nge-aviation.

Kwakuyintsebenziswano enkulu yomsebenzi wakhe, kwaye abo babecinga ukuba uBuffett uceba ukwenza amanqaku okugqibela okukhawuleza, ukuqagela kwakhona. Wathi ke ngoko iBerkshire Hathaway (i-ticker: BRK.A, BRK.B) iya kubamba i-Precision Castparts iminyaka emininzi. (Kwirekhodi: Kwiminyaka emibini, uBuffett uza kuvala kwi-110.)

Isibhengezo sakhe sikhunjulwa enye yezimvo zakhe ezichazwe kakhulu, ebhaliwe kwincwadi yakhe ye-1988 eya kubanini-nxaxheba bakhe: "Ixesha lethu lokubambelela lihleli ngonaphakade." Yaye ukuba umntu angayithatha loo nto ingqalelo, ulandela umbuzo othi: "Ziziphi iimpahla fanele uhlale ngonaphakade? "

Njengokuba nayiphi na i-maven investment izokuxelela, akukho mpendulo ecacileyo kulo mbuzo: Iimpahla ezifunekayo zokubambelela ixesha elide, elide, elide likwazi ukufikelela kumacandelo ahlukeneyo. Abanye abaqhankqalazi baye bafumana udumo ngenxa yezabelo zabo zokuhlawulela; ezinye iindwendwe zibonakala ziphuma kwi-froth high-tech zithatha indawo ebonakalayo yamandla kwixesha ledijithali.

Kwaye ezinye iimali-mali, ngelixa ungazibamba ngonaphakade, awukwazi ukubamba, ngonaphakade-njengama-cryptocurrencies kuphela adijithali ezifana ne-bitcoin.

Ukuba ngaba uhlalutya i-Oracle ye-portfolio ye-Omaha, okanye ukhangele nje iisitokthi ezenze abatyali-mali bacebile kwizizukulwana, unokufumana kakuhle indlela yokwenza iimbono zakho zibe yinto engumqondiso wobulumko bokuthengwa kweentengo ze-investment philosophy.

Apha senza iintengiso ezili-10 onokuzifumana kuzo kwizizukulwana, njengoko zivelisa inzuzo ukuze zenze umona onobubele obunomonde.

IBM (IBM)

Njengoko uBuffett uthengise iipesenti ezingama-30 zesigxina sakhe kwiinyanga ezintandathu zokugqibela, unokucinga ukuba i-IBM ayilona mali-mali. Emva koko, ukhangele ukusebenza kweBlue Blue kwaye uqaphele ukuba ukususela ngoJuni 2012, ngokwenene uphantsi kweepesenti ezingama-20, ukuthengisa malunga ne-$ 155 ngesabelo ngasinye. Kodwa kukho izizathu ezininzi zokuba kutheni ufanele uqwalasele i-IBM ngexesha elide. Okokuqala, isantya semali-yokufumana imali yiphilile eyi-12.8; thelekisa loo nto kwi-Facebook (FB), emele ngaphezulu engozi 38.8. Okwesibini, inkampani ene-414,000 abasebenzi-ngaphezu kweyona ndawo yaseMinneapolis-ayiyi ndawo ngqo. Kwaye, ekugqibeleni, ihlabathi eliphezulu lihamba ngendlela eninzi ekubhekiselele kwingqiqo, kwaye ikhona i-IBM enomngcipheko omkhulu. Yonke inombulelo ku-IBM Watson, okwenza ukuba kubaluleke kakhulu kumashishini asebhanki, umzekelo. Sekunjalo ukuba ungumnini-shareholder we-IBM, ungase ufune ukuphindaphinda umgca owaziwayo u-Alexander Graham Bell, "Mnu. UWatson, uze apha, ndifuna ukukubona. "

UJohnson & Johnson (JNJ)

Le nkathalo yezempilo yaseNew Jersey kunye nesigxina sezokwelapha ziyaziwa ngemali ye-"aristocrate". Kweminyaka engama-55 ngoku ukususela ngoJohn F.

U-Kennedy wayeseNdlu ye-White-inkampani inyuse igalelo ngamnye kunyaka, kunye nenkampani kakuhle kuloo ndlela ye-2017. Ngomhla ka-Juni 23, ihlawulwe isahlulo sama-84 ngeesenti nganye ngesabelo. Ngaphambi kokuba ubize ukuba utshintsho oluncinci, cingela enkulu: Kwixesha elide, izabelo ezibuyisiwe zingakwazi ukuqokelela inani elikhulu lezabelo-ezinokubaluleka inani elikhulu xa ezo ziza zixabisa. Kwaye bayazixabisa ukuba: I-stock iphindwe kabini kwiminyaka emihlanu edlulileyo ngokungaqhubikiyo ukunyuka kwenyuka kwixabiso langoku labelo le-$ 134.

I-Dover Corp (i-DOV)

Ngoxa i-J & J inokuthi ibange i-Band-Aid njengenxalenye yesikhundla sayo somthengi wepropatili ephakamileyo, ezinye iintlobo zeentonga zentengo zihlala nazo zonke iindawo zentlanga. Ibhizinisi layo lase Chicago ligxininise ekulawuleni okwenziwe ngamanzi, iimveliso zoshishino kunye neenkqubo zenkxaso yokukhiqiza.

Oko akuyona into ephambili ye-banver party party banner. Kodwa njengoko izahlulo zihamba, iDover ngisho nokuphuma ngaphandle kweJ & J kunye nokuphumelela konyaka kuya kwi-61 kwiminyaka engama-62. ISahlulo se-DOV sika-2017 simele kwiingama ezingama-44 ngesabelo ngasinye, ngaphezu kweesentimenti ezili-16 ngeesabelo esinikwe iminyaka eyi-10 edlulileyo. Okwangoku, isitokhwe se-DOV sinokulawulwa kwamanzi ohlobo oluthile: Iipesenti ezingama-20 ngaphezu kweenyanga ezili-12 zokugqibela kunye nokuthengisa kwi-$ 79 ngesabelo ngasinye.

Apple (AAPL)

Masijamelane nayo: Iintsuku ze-Apple njengendlela entsha ye-tech-innovator yeemveliso ezintsha ze-sexy zishiye. Kwaye ngoxa uSteve Jobs engazange avuyisane naloo nto, uyavuma kwakhona ukuba i-CEO i-CEO i-Tim Cook yenze njani i-Apple umthengi olingana no-Ft. Knox. Namhlanje, i-Apple inexabiso lemarike yeeRandi ezi-748.4 zeebhiliyoni, okwenza ibe yinkampani ebalulekileyo yokuthengisa ehlabathini jikelele. Abanye banokugxothayo kungekudala kungekudala kuhlawula i-trillion-dollar mark, kwaye isitokisi saso sele sibeka irekhodi eliphezulu emva kwerekhodi ephakamileyo ukususela ngoFebruwari. Kwaye kunye neentengiso zee-smartphone e-India naseChina ukuzisebenzisa, ubuncinane ikusasa layo elide libonakala likhanya kakhulu. Abatyalomali bangathemba ukuba xa loo mali ingenakuma, i-Apple iya kuqulunqa i-smartdrone okanye imoto engaqhubiyo ekhethileyo yokucoca kwakho kunye neTshayina.

IMicrosoft (MSFT)

Ukuphela kweentsuku apho i-Bill Gates ekhangeleka ibhekene ne-Mac dude epholile kwiintengiso ze-Apple "PC kuya kwi-Mac". Ngokukhawuleza iMicrosoft ipholile kwakhona, indlela eyaqala ngayo xa uStephen Ballmer-owamkela ngokungafaniyo "kwi-CEO eyona mbi" e-Forbes-ngo-2013. Namhlanje ungumnikazi we-LinkedIn, i-Skype kunye nesitampu se-Xbox video game, kunye nesitokisi sayo uye wanandipha ukuhlaziywa okufanelekile kweentsuku zakhe zozuko lwee-1990. Ukususela kumhlala-phantsi kaBolmer, isitokhe senze iipesenti ezingama-87 kwaye ngoku idayisa kwi-90 ngeesabelo ngasinye.

McDonald's (MCD)

Phakathi kuka-2012 no-2014, amabali angaphantsi kwambalwa asebenzisa amagama athi "McDonald's" kunye "mojo" kwisihloko, ehamba kunye namaqela afana ne "arches falling" kwaye "hhayi lovin". Ukungakholwa kukuba ngu-CEO uDon Thompson, ozama ukudala ukhetho oluthile luguqule imenyu yeMickey ukuya kwimishmash yokukhetha i-bar yokupaka ibhasi ye-truck kwi-Tilt-A-Whirl. Ukususela ekuhambeni kwakhe ngasekupheleni kuka-2013, isitokisi siphezulu ngaphezu kwama-60 ekhulwini (ithengisa i-$ 155). I-burger i-hehemoth ine-cap market ye-$ 125.6 yezigidi-mali: Ngaliphi na i-akhawunti, okuyiSuper size.

Wells Fargo (iWCF)

Xa iindaba ezibethelwa ngongoma-mhlaba othengiswa ngokuthengisa apho abasebenzi basebenze malunga neebhiliyoni ezimbini zeakhawunti, i-Wells Fargo yawa phantsi, kwaye inzima. Ulwalamano loluntwini kunye nokuxilwa kwemali kwabangela ukuxothwa kwe-CEO uJohn Stumpf, owayebukeka njengotyiki, ibhere elingenanto engenakucala kwi-TV. Amanzi awapheli kwamanzi ashushu; Kwiiveki ezimbalwa ezedlulileyo, uSen. Elizabeth Warren (D-Mass.) wabiza urhulumente ukuba akhuphe amalungu angamalungu amabhodi ebhodi asebenzayo ngelixa ama-fake akhawunti ayenziwe. Okwangoku, uhlalutye kwi-scandal eqhubekayo. Nangona kuthiwa ithatyathwa kakhulu, iWCF ihlala enye yeebhanki zehlabathi ezicebileyo. Ukuba ihlenga iintlungu zayo zangoku, i-Wells Fargo ingabonakalisa ingeniso-mali ngokuhlala ngamandla kunye nokukhula okunamandla.

Amazon (AMZN)

Inkampani eyaqala njengomthengisi we-intanethi ngokuthobekileyo ngoku ibhala incwadi ngenjongo yokwenza izinto eziphezulu kunye nobugcisa. Abathengi bamali-mali bathenga i-$ 13.7 yezigidigidi zokuthenga i-Whole Foods ngenyanga edlulileyo, enokuthi ihlawule ngokwenene xa i-Amazon ingakwazi ukuguqula umfanekiso wokutshatyalaliswa kowunqamle we-outlet engaphezulu kakhulu ibhekisela kwi-"Payleck epheleleyo" kunye neenkqubo zayo zokugcina izinto ezingafanelekanga. Okwangoku, i-Amazon iyayihlawula phambili kwi-digital assistant front. Ukunyuka kwe-Alexa ukubeka uphawu ngokumangalisa ukucinga ukuba nje kwiminyaka embalwa emva, i-Apple yayine-turf yona ngokwayo kunye no-Siri. Nantsi indlela u-e-commerce ye-e-commerce ye-e-commerce eguqulela ngayo ixabiso elimangalisayo labanikazi bezabelo: ixabiso lempahla esandul Kwangoku i-$ 988, kwaye iphakamileyo ibe ngama-40 ekhulwini kunyaka ophelileyo yodwa, kungekho neyodwa yokudibanisa ngendlela.

I-Alphabet (GOOG, GOOGL)

Ubona lo uza, akunjalo-kwaye kutheni? Ngaphandle kwelokuba iAlfabhethi inokulawula ukukhangela yonke i-injini yendalo, ividiyo ye-intanethi (nge-YouTube) kunye nenkqubo yefowuni yakwa-Android, ihleli ngetoni yemali. Ixhaphaza ngokuqhelekileyo indawo kunye ne-Apple i-laurel yekosi yamakethe yemakethe; okwangoku, inkampani ixabisa i-$ 639.5 yezigidigidi. Ixabiso le-Class A ye-$ 959 ngokubambisana nama-Amazon, kwaye kwiminyaka embalwa edlulileyo, abatyali-mali baye bafumana i-returns ye-giddy ye-230 ekhulwini. Omnye ukugxekwa kweAlfabhethi kuye kwaba yintlungu "yeendwendwe" ezinjengezifo (ezifana ne-thermostat yokufunda iNest) kodwa ubuncinane omnye wabo, imoto engaqhubiyo, unokuvuna imivuzo emikhulu njengoko abatyali-mali kunye nokuba noluntu oluqhubekileyo luvuselela ingcamango.

Berkshire Hathaway (BRK.B)

Kwaye xa nje sithetha izitokisi ezithi uBuffett uza kuba nazo ngonaphakade, sinokugxila kwiinkampani zikaBuffett ngokwazo. Kwama-254,600 ama-R4, i-Class A stock (BRK.A) yinto enqabileyo kwixabiso elithatyathwa ngabantu abaninzi baseMelika ukusebenza iminyaka emithathu ukuya kwemihlanu ukuze bathenge isabelo, becinga ukuba bachithe enye idime enye. Ndiyabulela oothixo baseWall Street, ngoko ke iBerkshire Hathaway Class B, eqhuba imisebenzi enkulu kakhulu, ininzi kakhulu kwi $ 170 ngesabelo ngasinye. Ukubheja eBerkshire kuBheting kwiBuffett-ingqiqo ekhuthazayo-kunye nesigxina seenkampani ezifana ne-GEICO, uRain Queen, uBenny Moore ... kwaye yonke indlela eya kwi-Acme Brick Inkampani. Ukucinga ukuba uthenge kwi-BRK.B kwiminyaka emihlanu edlulileyo, ubuya kuphinda uyiphindise kabini imali yakho, e bhetele ngakumbi kunokuba unyaka wokunikezelwa kwamahhala weBlizzards kunye ne-Dilly Bars, okanye i-trick of ten years.

Iimpahla ezininzi ze-moat .