Indlela Le Nciphisa Iindleko Umthengisi Wasekhaya Ngezibalo Ezi-6
- Umntwana wokuqala
- Umlingani wesiBini
- Umxhasi weThathu
Kwaye njengamanqaku amaninzi, kukho inyaniso kule nkcazo, njengabaxhasi abathatha uludwe emva kokuba abathengisi benze iimpazamo ezinkulu, ngokukodwa malunga nexabiso, baya kuqinisekisa.
Kodwa Sifuna Imali Eyona Ngakumbi KwiNdlu Yethu
Xa umthengisi oqhelekileyo ehlala phantsi kudliwano-ndlebe nabameli be-estate , kulula ukubanjiswa kwintlalo ngokukhetha intengo yokuthengisa . Imali eninzi ithetha amathuba amaninzi emali yomninikhaya. Mhlawumbi kuthetha ukuba umdayisi unokukwazi ukuthenga ikhaya elibi kakhulu, uncede ukuhlawula imfundo yekholeji yomntwana okanye ukuthatha iholide elidlulileyo. Ngelishwa, abathengisi abangafundile bahlala bekhetha i- arhente yoluhlu olubonisa uluhlu olona luphezulu, oluyiphutha elibi kakhulu umthengisi angenza.
Ingaba igosa lakho lichanekile xa iphakamisa intengo ngaphandle kwemigqaliselo yezinye i-agents? Lo ngumbuzo weR $ 69 million-dollar. Unako ukuchaneka kwaye zonke ezinye i-agents ziphosakele. Okanye unokungalunganga. Khumbula, i-90% yee-agent kwi-british real estate ayithengisi amakhaya amaninzi. Akuninzi njengokuba unokukholelwa.
Kukho umda omkhulu wephutha.
Ukuseka ixabiso leKhaya lakho
Inyaniso kukuba akunakucingela ukuba ucinga kangakanani imali ocinga ukuba ikhaya lakho lifanelekile. Akunandaba nokuba i-arhente yakho icinga ntoni okanye ezinye i-agents ezifana naye. Umntu onobuchule obaluleke kakhulu kumthengi owenza isipho. Imizi yentengo iyingxenye yobugcisa kunye nenxalenye yesayensi.
Kubandakanya ukuthelekiswa kwezakhiwo ezifanayo, ukwenza ulungiso kwiintlukwano phakathi kwabo, ukulandelela ukunyuka kweemakethi kunye nokuthatha isitoreji sempahla eseleyo, konke ukuzama ukuza kunye nenani lexabiso, uluvo olufundwayo. Le ndlela yindlela efana ne-appraiser ihlola ikhaya. Kwaye akukho maxabiso angama-2 ahlala efana; Nangona kunjalo, bahlala besondelene. Ngamanye amagama, akukho tyaba elinzima kunye nelikhawulezileyo ukubetha kwikhaya lakho. Kuphela nje ukuqiqa okufundisiweyo kwaye i-marhwebo iyakuyalela ixabiso.
Ngaba Intengo Yakho yokuThengiswa kweNdlu iyancipha?
Izindlu zithengisa ngentengo umthengi uzimisele ukuhlawula kwaye umthengisi uzimisele ukuwamkela. Ukuba ikhaya lixabiso eliphantsi kakhulu, lithengwa ngaphantsi komncintiswano, umthengisi kufuneka afumane izibonelelo ezininzi ukuqhuba ixabiso kwixabiso lentengiso . Ngoko akukho ncinane ingozi kwixabiso lentengo ephantsi kakhulu. Ingozi ikhona kwixabiso eliphezulu kakhulu kwaye ukhetha i-agent yakho kuphela kwimbono yexabiso.
Indlela Eqala Ngayo Ukuhamba Okungekho Xa Kugqithisiwe
Umthengisi wekhaya laseSpain eliboniswe kweli phepha akazange axoxisane nabaphathi bezindlu . Waqhawula owokuqala kwi-Intanethi kuba, "Wayefana nomfana ontle." Wayexabisa ikhaya lakhe nge $ 1.3 yezigidi. Eli arhente alizange live ii-agent zengingqi zihlahlela emva kwakhe ngenxa yokuba wayesebenza kwisixeko esahlukileyo.
Emva kweentsuku eziyi-90, uludwe luphelelwe yisikhathi.
Uqhubeka Uhamba Kokubi, Uhlala Uninzi
I-arhente elandelayo, nakwezinye iidolophu, ibhalwe ikhaya kwikhilomitha eyi-1.1 yezigidi. Kwaphela inyanga. Ekugqibeleni ixabiso liye lawela ngaphantsi kwe $ 900,000. Akunakho abaqashi. Eminye i-lookie-loos , kodwa akukho abathengi abanzulu.
Ngaphezu koNyaka kamva kwixabiso elifanelekileyo
Ngethuba le-arhente yokugqibela eyayiqeshwe ukuluhlu lale ndlu, umdayisi wayesekhathele kwaye ephelile. Kwakuyiinyanga ezili-12 kamva. Ngokubambisene, umdayisi kunye ne-agent yakhe bathengisa ikhaya kwi-$ 695,000. Yathengiswa ngokukhawuleza yonke imali. Inxalenye edabukisayo ukuthengiswa okuthelekiswayo kummandla wendawo kwakufanele ulungele ixabiso elidlulileyo le-835,000, kodwa ikhaya lalingenakwixesha elide kakhulu kwixabiso elingafanelekanga, kwaye ngoku i-market itshintshile.
Amagcisa athile kwiZithuba eziphelileyo
Kukho i-ejenti eofisini yam isiseko esisemgangathweni sezindlu ezibandakanya ukubiza abadayisi beehlomelo eziphelelwe yisikhathi kunye nokuziyeka kwixabiso lemarike.
Uhleli egumbini elincinci ngefowuni, idesksi kunye nesihlalo, inombolo yokudayela emva kwenani. Kunyaka ophelileyo wathengisa amakhaya angaphezu kwama-34 anenani elingaphezu kwama-13,600,000, kwaye unamaxwebhu angama-18 asebenzayo ngoku. Yenza iindawo zokuhlala ezilungeleleneyo zokuhlala ngokutsha.
Zikhusele xa Uhlawula ikhaya kunye nokukhetha i-Agent
Umbuzo yimalini na ezo zihlomelo eziphelelwe lixesha zixabisa abathengisi? Ukulahlekelwa kwemali kudla ngaphezu kweentlawulo ezongezelelweyo zokuhlawula imali ezihlawulwayo kwaye zihamba ngaphaya komsebenzi ongenakuhlawuliswa wokuzama ukugcina ikhaya elingenasici ngexesha lokuboniswa. Ichaphazela intengiso ekugqibeleni umthengi ukhetha ukuhlawula ngenxa yokuba ayikho uluhlu olutsha kwakhona. Kule nto ngoku, i-date, kwikhaya elithengiswe ngeemarike eliye lagqithiselwa ixesha elide. Ngubani ofuna into enjalo?
Ungavumeli ukuba kwenzeke kuwe. Musa ukuba ngumthengisi woluhlu oluphelelwe yisikhathi.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.