Xa umthengi enza isibonelelo kum uluhlu lwam, ingcinga yokuqala ewela ingqondo yam indlela yokukhusela izinto ezininzi ezinokungalunganga emva kokuthengisa ikhaya . Ngakolunye uhlangothi, abathengisi bam bayavuya kwaye bavuya ukuba baye bafumana isibonelelo, kwaye abayikucingisisa ngeentlekele. Zijolise ekuvaleni, kwaye zisenokuzibuza ukuba kutheni zifuna i-arhente kwindawo yokuqala kuba zonke ezi zinto zibonakala zilula kakhulu.
Abacingi ngomsebenzi ongaphambili owenzela ukulungiselela ikhaya elithengiswayo . Ukususela kwixabiso elifanelekileyo kwikhaya ngokufanelekileyo, ukuya kwisiteji sasekhaya, ukuphonsa iifoto, ukuthengisa okucwangcisiweyo, ii-broker tours, izindlu ezivulekileyo, ukukhutshwa kwe-intanethi. Nope, into abayibonayo igosa inamathele ukuthengiswa kwiredi kwaye ngoku idayise indlu. Ukuphela kwebali, kwincwadi yabo.
Kodwa ukwamkela isipho sokuthengwa kusekho kuphela. Cinga ngokuthengisa ekhaya njengemigangatho engama-1/4 phambi kwamalungiselelo, unikezele iingxoxo njenge 1/4, ufumane ukuhlolwa kwekhaya njengenye enye ikota kwaye ekugqibeleni uhamba ngeemfuno zokugqibela zemboleko njengesigqibo sokugqibela.
Uninzi luya kuhamba kakubi emva kokuba ikhaya liya kwisivumelwano. Yilapho ukukhetha kwakho i-agent yoluhlu kubonakala. Ngaba uqeshe ummeli ongenamava onokuphatha ezo zigaba zokugqibela okanye i-agent isaphulelo esingaze sinikele iinkonzo zokuvala nonke?
Kukho izinto ezininzi ezinokuthi zidibanise ukuvalwa, ukuba ndiza kutshintsha izithintelo ezinkulu kwaye ndishiye imiba encinci ngelinye ilanga:
Into Yokuqala Engahambi Ngayo Emva kokuthengisa ikhaya lakho
Ayikho imali ekhoyo. I-Sacramento MLS yethu idinga ukuba sitshintshe isimo soluhlu lwethu ngaphakathi kweentsuku ezi-3, kwaye ezinye ezininzi iinkonzo zoluhlu oluninzi zifuna ixesha elifanayo. Akunakutshiyo, ii-agent zentengo zithukuthele kakhulu ukuba ziye zafaka ukubonisa okubonakalayo, kuphela ukufumana ikhaya sele lidayisiwe kodwa i-arhente yoluhlu ayitshintshe isimo kwi-MLS.
Abathengisi banokuxhalabela ukuyeka imiboniso kwaye baqale ukupakisha.
Kodwa into yokuqala engakwazi ukuhamba kakubi xa uthengisa ikhaya lakho ukufumanisa ukuba umthengi akafake imali kwi-escrow, akukho mali engqongqo kwidilesi. Ekubeni imali eqinileyo ngokuqhelekileyo iyimbopheleleko yesikontrakthi kwaye ibonisa ukholo olulungileyo lomthengi, lenza wonke umntu angakhathazeki kwaye ibhentshi enkulu ebomvu ukuba imali ayifakwanga.
Ingxaki enkulu yatshintshe isimo kwi-MLS ukuba silinde kwaye ngenxa yokuba umthengi ukhansekile ngenxa yeenyawo ezibandayo , ngoku ikhaya kufuneka libuyele kwimarike njengemva kwikhaya lemakethi . Wonke umntu uyazibuza ukuba yintoni eyikwesayo umthengi. Kubuhlungu kumthengisi. Ukubuyela ekhaya kwikarhwebo kufana nokumanga kokufa.
Into yesiBini enokungahambi kakuhle emva kokuthengisa ikhaya lakho
Uhlolo olubi lwekhaya. Ukulungelelanisa, akusoloko kuhlolwa kakubi ekhaya elikhupha abanye abathengi abaninzi abathengi abazi kakhulu malunga nokuhlolwa kwaye abakwazi ukutolika ngokufanelekileyo. Ngokuqhelekileyo, ii-agents zabo abancedi, nokuba kunjalo. Ukuba babengenakunqwenela ukuba baqeshe umhloli ombi wekhaya , abanakho ukuthemba umhloli. Abafana bangathatha iiklasi zeeveki ezi-2 baze bazibizele ngokwabo umhloli wendlu.
Ininzi yabathengi bafuna ukukhansela emva kokuhlolwa kwekhaya, kwaye abaqondi ukuba onke amakhaya anesiphako.
Okanye, bacela umdayisi ukuba alungise izinto okanye afune imali engabonakaliyo yokulungisa izinto ezincinci. Ndisandul 'ukuthenga umthengi ngokufuna isicelo sokuLungisa ukuba umthengisi wami alungise indawo encinci eludongeni ngaphakathi kwiplasita kunye neoli kwindlu engqongqo, ekuthengiswa kuyo umthengisi NJENGENYE kwaye waphila ngaphandle kwimeko. Siyaliphika isicelo kwaye savalwa. Uninzi lwentsebenziswano, nangona kunjalo, luye lwahlukana emva kokuhlolwa kwekhaya.
Iyesithathu Into Engahambi Ngayo Emva kokuthengisa ikhaya lakho
Uvavanyo oluphantsi. Uya kudibana nabasebenzi abaza kubambelela ekunikeziseni ukuthengisa okufaniswayo kumfundi wokufundisa, kwaye oko kuhlambalaza umgcini-sicelo. Abayeki ukucinga ukuba i-appraiser iyamangalisa loo hlobo loqheliselo. Oku kufana nokuxelela i-appraiser engakwaziyo ukwenza lo msebenzi. Amagcisa acinga ukuba asebenzayo kwaye anceda kwaye endaweni yoko avela ngathi awazi konke.
Udinga i-ejenti owaziyo ukuthetha nomfaki-zixhobo kwaye unokunceda umntu ophonononga ukuba ahlole ikhaya ngokuhlukileyo ukuba ngaba kunzima ukucacisa inani. Le yindawo apho i-arhente yakho iyakwazi ukuyiphula okanye yenza ukuthengiselana kwakho, kwaye apho amava ahlala ehlawula khona. Awukho ngaphandle kwehlathi kuze kube yilapho u-appraiser esayinayo ukuvavanya kwaye ixabiso lixabiso lakho lokuthengisa.
Into yesine ekwazi ukungalunganga emva kokuthengisa ikhaya lakho
Ukubhalwa phantsi kuyalahla ifayile. Mhlawumbi igosa lemboleko yemali ebolekwa ngemali eyaqala ukuvuma ukuba umthengi akazange aqokelele zonke iinkcukacha. Mhlawumbi umthengi uqhawule kwaye ngokukhawuleza abe ngumlingane wangaphambili ulawule ukusayina umyalelo wokuyeka. Ingeniso yengeniso yomthengi ixhomekeka kwiibhonasi ezingenakuqinisekiswa. Mhlawumbi umyeni womthengi owayengumthengi unokuthengiswa okufutshane kwirekhodi yakhe kwiminyaka embalwa edluleyo, okanye kukho isigwebo esinikwe kumntu obolekayo. Izinto ezininzi zingahambi kakuhle ngokubhala phantsi .
Into yesihlanu engahambi kakuhle emva kokuthengisa ikhaya lakho
Umthengi. Ngokuqinisekileyo, isivumelwano sakho sokuthenga mhlawumbi sichaza usuku lomthengi kodwa akusebenzi nantoni na ukuba umthengisi akakwazi ukuphuma okanye umthengi ngokukhawuleza kufuneka ahambe ngokukhawuleza, zombini oko kwenzeka. Ukulungelelanisa umhla wokuphuma, ukucwangcisa ukuhamba kokugqibela nokuqinisekisa ukuba akukho mangalisa, zonke ukulungiswa zigqityiwe njengoko kuvunyelwene kwaye ikhaya lihlanjululwe ngumdayisi akusoloko lilula.
Kubalulekile ukukhumbula ukuba sidinga ukulungelelanisa kunye nokuzinza, okuzo zombini ezisoloko zifutshane ukufikelela ekugqibeleni. Ngamanye amaxesha inqanaba elifanelekileyo lezenzo kukuba ukwandisa ukuvalwa okanye uhlele umthengisi wokuhlawula .
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.