Ingxaki kukukhuphisana. Unabathengi abaninzi kunokuba kukho izindlu ezithengayo kwikarhwebo lomthengisi.
Kwintengiso yesakhiwo, iyaziwa njenge-inventory ephantsi okanye ewayo. Nanini na xa unesidingo esikhulu semveliso kubonelelo oluncinane, intengo yaloo mveliso iya kunyuka. Kwiimeko ezininzi zokubonelela , ixabiso lokugqibela lidlulileyo lidlula uluhlu lwamaxabiso.
Ukusebenzisa iSigqeba sokunyuka kweNtlawulo ukuhlawula ixabiso lentengiso
Kwiimarike ezikhuphisana kakhulu, abanye abathengi bazama ukudala izinto ngenxa yokuba banqwenela ukuthenga ikhaya . Bangasebenzisa isigatshana sokunyuka kwesibonelelo sokuthenga . Isigatshana sokunyuka sisebenza njengale. Ndifuna ukuthenga ikhaya lakho, kwaye ucela i $ 200,000. Ndiya kubhala isibonelelo esithi ndiya kuhlawula isixa esingu-X, masithi imali engaphezulu kwe-1 000 ngaphezu kweyona nto inokukhuphisana ngayo ukuya kwi-X isixa, sithi, i-$ 220,000.
Kukho abathengi abacinga ukuba le nto iqhinga eliqilileyo kodwa abambalwa abenza i-estate agents bavumelana. Andiyisebenzisi izigatshana zokunyuka kwiindawo zam zangasese. Nazi ezinye zeengxaki:
- Ukuqala, awukwazi ngokwenene ukuba kukho esinye isibonelelo esiphakamileyo.
- Okwesibini, unakho ukuhlawula okungaphezulu kunokuba uza kuhlawula kwinkqubo yokuxoxisana.
- Kwaye okwesithathu, akukho xabiso elithengisayo elithethiweyo, kwaye amagosa athi angenza isivumelwano singavumelekile.
Iimali zokuzibambisa ukuhlawula ngaphezu kwexabiso lentengiso
Kwiimeko ezithile, umthengisi angacela ukuba abathengi bajikeleze ezimbini.
Yithi, abathengi aba-10 baye benza isibonelelo sokuthenga ikhaya. Ukuba umdayisi akakwazi ukugqiba phakathi kokunikezelwa, okanye ukuba izibonelelo zifana nomnye, umthengisi angakhetha ukuba acele ngamnye umthengi ukuba athumele ixabiso eliphezulu kunye neyona nto ifanelekileyo kwipropati.
Oku kwaziwa ngokuba yi-bidding malunga nawe. Ngenxa yokuba ucelwa ukuba ukwandise isipho sakho ngaphandle kokwazi ukuba uninzi lunikeza okanye nokuba ngaba isipho sakho sesivele sisinikele. Enye indlela yokukhangela lo mkhuba kukuba unikwe ithuba lesibini lokutshintsha ixabiso lakho lokunikezela. Mhlawumbi wena ube ngowesibini isithembiso, ucinga ukuba kuya kuba nezibonelelo ezimbini kuphela. Ukuba wayesazi ukuba bekuza kubakho izibonelelo ezili-10, unokuthi uzinikele ngaphezulu kwindawo yokuqala.
Ingxaki Ngokuhlawula Ixabiso Lwasekhaya
Kwinqanaba elongezelelweyo, ukuba uhlawula uluhlu lwamaxabiso ekhaya, unokuthenga indlu. Nangona, ukuhlawulwa kwexabiso lentengiso yekhaya kwiimeko ezininzi zinikela ukuba awuthengi ikhaya nonke. Nangona kunjalo, uqhuba umngcipheko wokuba ikhaya lingahle lilinge. Ukuba uthembele ekuxhaseni imali ukuvalela ukuthengiselana, kuya kufuneka ufumane i- appraisal ibhanki.
Iimvavanyo nje nje ngombono wezobugcisa kunye neengcali ziyakwazi ukuhlukana komnye nomnye kwimibono.
I- appraisal iya kusekelwe ekuthengiseni okuthelekiswayo . Ukuba akukho ukuthengisa okufaniswayo ukuxhasa ixabiso lakho lokunikezela , ikhaya aliyi kuluhlula. Oku kuthetha ukuba uya kucelwa ukuba ukhokhe umehluko okanye ukhansele ukuthengiselana.
Abathengisi be-Smart abamkeli isipho esivela kumthengi ophezulu kakhulu ukuba angayifaki. Ngaphandle kokuba umthengi anike isiqinisekiso sokuthengiswa ukuba umthengi uya kuthatha ulwahlulo kwaye avalwe, kungakhathaliseki ukuba uvavanyo lwentsebenzo. Khumbula ukuba umthengi onokuthi i-appraisal ishiywe ingathembela kwezinye iimeko apho umthengi angashenxisa khona. Ukuhlaziywa kokuhlaziywa kwexesha eliqhelekileyo akusoloko kuqinisekisa ukuba umthengi uya kuvala.
Ngethuba lokubhala, u-Elizabeth Weintraub, u-DRE # 00697006, ungumthengisi-uMbutho kwiLyon Real Estate eSigramento, eCalifornia.