Ngaba Uya kuthatha Unyaka Ukukhathazeka Kwimeko Yakho Yezemali?
Iindaba ezikumabonakude ziye zakuboniswa ngokutsha ngeendaba ezimangalisa ukuba uMalia Obama uzothatha unyaka we-gap phakathi kokuphumelela kwisikolo sakhe esiphezulu sase-Washington kunye nokuqala izifundo zakhe kwiYunivesithi yaseHarvard. Ngelixa kunokuba lula ukuba ucinge ukuba intombi yomongameli ohleliyo akafuni ukuqala umnyaka wakhe omtsha ojikelezwe yintengiso yoluntu, kukho ezinye ezininzi izizathu zokuba abafundi bakhethe ukulibazisa ukuqala kweekliniki zabo.
Abanye abafundi abakulungele ukuba namava ekholejini, okanye bafuna ukuphanda ihlabathi ngaphaya kwexesha ngaphambi kokuba bangene kwiikholeji. Abanye basebenzisa ithuba lokufumana imali yokuncedisa ukuhlawula ezinye zeendleko zezemfundo zekholeji. Nangona uMalia mhlawumbi akadingeki ukuba athathe ingqalelo imicimbi yezemali yesigqibo, unokukhathazeka ngabanye abafundi. Nazi iindlela ezimbalwa zokulandela xa ucinga malunga nokuthatha unyaka wegap ngaphambi kokuya kwiikholeji:
- Akukuphela nje kuphela umnyaka ukuphela: Oku akufanele kubhekwe nje nje ngokuba kuthatha unyaka ukukhupha kunye neqela ngaphambi kokuya kwiikholeji. Iikholeji ezinokwenzeka ukuba aziyi kubukeka kakuhle, kwaye mhlawumbi abazali bakho abayikuyiqonda. Kufuneka ukuba kunokubheka njengendlela yokucoca ngokuqhubekayo ikholeji yakho kunye nokhetho lomsebenzi. Fumana inkqubo okanye ithuba elikuvumela ukuba uhlolisise kwaye ufumene ukuba ungubani kwaye ufuna ukuba ngubani.
- Faka isicelo sokuqala emva koko ucele i-deferral: Abafundi abaninzi bakuthola kulula ukwenza isicelo kwiikholeji ngelixa besesesikolweni esiphakeme njengoko kukho inkqubo enkulu yokuxhasa kule nkqubo. Unokufikelela okulula kwiibhokisi ezifunekayo zoncomo, imibhalo, kunye namathuba okuvavanya, kwaye unako ootitshala nabacebisi abanokukunceda ngesicelo sakho. Oku kunzima ukufezekisa konke oku kuwe, kwaye kunokuba kunzima nakakhulu ukuba unqumle ukuhamba ngexesha lonyaka wegap. Xa wamukelwe, thumela ileta ecela ukuchaswa kwaye uchaze izicwangciso zakho zonyaka wakho wegap ngaphambi kokuba inkokhelo yakho yokuqala yokufundela ihlawulwe.
- Buza ukuba unokufumana iitaliti ngemisebenzi yakho: Ezinye iikholeji ziya kunika iikhredithi ngemisebenzi eyenziwa ngexesha lonyaka wegap, ingakumbi ukuba ingaba yimfundo. Thetha kwisebe elimkelweyo, cacisa oko uceba ukukwenza, kwaye uqaphele ukuba ngaba i-credit ingafumaneka. Oku kunganciphisa kwinani leeklasi ekugqibeleni uza kufuneka uthathe kule kholeji.
- Jonga ngemiphumo yenkxaso yezemali: Uninzi lweendlela zoncedo lwezemali lifuna umfundi ukuba abhalise ngokunyanisekileyo kwiprogram yokunika igranti. Incediso yezemali ye-Federal iyakwazi ukuchaswa de kube ixesha umfundi eqala ukuthatha iiklasi, kodwa qaphela ukuba ezinye iikholeji zingenayo iirhafu zeziko okanye ama-scholarships atholakalayo emva konyaka we-gap. Hlola ngekholeji yakho ethile ukucacisa iinkqubo zabo zabafundi be-gap ngonyaka. Funda kabanzi kwi-American Gap Association, kwaye ufumene malunga neengaba zokufunda iimali kunye nezibonelelo.
- Ukufumana imali ingaba yinto emihle kwaye imbi: Nangona kubonakala ngathi kuthatha unyaka ukufumana imali eninzi ukukunceda ukuhlawula iindleko zekholeji kukulungileyo, khumbula ukuba kuya kufuneka uzalise i-FAFSA ngaphambi kokuqala iikholeji zakho. Le ngeniso eyongezelelweyo ingafaka ixabiso lemali oyilindelekileyo ukufaka isandla, kwaye unokunciphisa ukufaneleka kwakho kuncediso lwezemali.
- Hlalana ekuthinteni: Ukuba ukwamkelwa kwikholeji, qiniseka ukuba uhlale uxhumene nabo njengoko ubonwa njengengxenye yomzimba wabafundi. Phendula kwiimeyile zabo kwaye uqinisekise ukuba uza kuba ulungele ukujoyina isigaba samalungu omtsha xa isipiliyoni sakho seminyaka yegap sigqityiwe.
- Yilungiselele ukucacisa i-gap phantsi kwendlela: Abaqeshi besikhathi esizayo bajonge amaxesha aphakathi kwesikolo sakho esiphakamileyo kunye nabafundi beekholeji kwaye bazibuze nge-gap. Yilungele ukuchaza into oyenzayo ngethuba lonyaka we-gap, kwaye ubonise indlela loo mava angakwenza ngayo ukuba ube ngumqeshwa ongcono.