Yeka iiNdwendwe ezivela kubaqokeleli Ukucela umntu ongalunganga
Akuqhelekanga ukufumana iifowuni ezingalunganga ukusuka kubathengisi beeTyala , ngakumbi ukuba usanda kutshintsha inombolo yakho. Unokuqonda ukuba kutheni umnikazi wangaphambili weenombolo akazange anike abaqokeleli ulwazi lwabo olutsha; banokuba batshintshe nombolo yabo ukuze badibanise iifowuni zokuqokelela. Kodwa oko akuthethi ukuba ufanele uxhatshazwe ngeefowuni zeetyala ezingezakho.
Mhlawumbi ufumene ukuba ukuxelela ukuqokelela ababiza ngokuba nenani elingalunganga alanele.
Ngokuqhelekileyo, abaqokeleli baqhubeka befowuni nangona ubaxelele ukuba inani alilona lomntu abayifunayo.
I-arhente othetha ngayo inamandla uze uphawule nenani njengengavumelekile. Nangona kunjalo, abaqokeleli bematyala basebenzise inkqubo yecomputer ye-skip trace ukulandelela abathengi. Kungenzeka ukuba inkqubo iyaqhubeka ukuqinisekisa ukuba inombolo yakho ilungile loo mntu. Oku kwenzeka rhoqo ngokuba yile nombolo kwisicelo sekhadi lesikweletu somntu, ingxelo ye-credit, okanye ezinye iirekhodi.
Thumela ukuyeka kwaye unqande i-Letter yokuyeka iifowuni zokuqokelela
Ukuyeka nokushiya incwadi kuyona ndlela efanelekileyo yokuyeka iifowuni zokuqokelela - nangenxa yamatyala akho - kuba umthetho we-Federal ufuna abaqokeleli beetyala ukuba bayeke ukubiza ukuba ngaba ubazisile ngokubhaliweyo. Ukuyeka kunye nokushiya incwadi kubonisa ukuba, "Yeka ukundibiza ngale ngetyala."
Abaqokeleli bematyala bafunwa ngumthetho ukuba bahloniphe ukuyeka nokuyeka iileta baze bayeke ukubiza.
Bayakwazi ukunxibelelana nawe emva kokufumana ileta, kodwa kukukuxelela ukuba bazimisele ukwenzani ngokulandelayo.
Ukuba iifowuni ziqhubeka ngaphaya kwexesha lokuyeka kunye nencwadi yokuyeka, kufuneka uxelele i-Federal Trade Commission, iBusiness Consumer Protection Bureau, kunye ne-Attorney General kaRhulumente, ukuba abaqokeleli baphula umthetho.
Fumana ulwazi olubalulekileyo kwi-Agent Collection
Ngaphambi kokuba ungathumelela ukuyeka kwakho kunye nokushiya incwadi, kufuneka ufumane igama nedilesi ye-arhente yokuqokelela. Ngelishwa, mhlawumbi kuya kufuneka uxoxe nenkonzo yokuqokelela ubuncinane kanye kanye. Ngaloo fowuni enye, fumana igama kunye ne-imeyile yokuthumela i-arhente yokuqokelela kwaye ubaxelele ukuba bambiza umntu ongalunganga. Emva koko, lungiselela ukuyeka nokubhala incwadi.
Yeka kwaye Unqande incwadi ngeNombolo engalunganga
Jongana neleta njengesiqhelo, kunye nomhla, igama lakho kunye nedilesi yakho phezulu, landelwa ngolwazi lomqokeleli. Emva koko, sebenzisa le tekisi ukuyeka iifowuni. Qinisekisa ukuba uhlaziya izixhobo ezinesibindi ukuze ulungele imeko yakho.
Ngokuhambelana namalungelo am phantsi komthetho wokuqokelela amatyala e-federal, ndicela ukuba uyeke kwaye unqabe ukubiza kwi ### - ### - #### ngokubhekiselele kwingxelo yegama [ lomntu wokuqala nomntu wokuqala ]. Le yunombolo engalunganga ukudibana naloo mntu.
Ukwaziswa ngale ndlela ukuba ukuba awuhambisani nesi sicelo, ndiza kufakela ngokukhawuleza isikhalazo kwi-Federal Trade Commission kunye [nommandla wakho apha ] I-Attorney General ofisi. Amabango omthetho kunye nolwaphulo-mthetho aya kulandelwa.
Iingcebiso zeKamva
Kunceda ukuthumela ileta ngeposi eqinisekisiweyo kunye ne-receipt receipt eceliwe, kodwa ukuba awufuni ukuhlawula iimali ezongezelelweyo, unokubeka nje isitampu kwileta uze uyilahle kwi-imeyile.
Ekubeni abaqokeleli bamatyala abatsha bangaphinda baqale iifowuni emva kweenyanga ezimbalwa, ndincoma ukwenza iikopi ezininzi zokuyeka kwaye unqabile incwadi ukuze uyithumele kalula xa uqala ukufumana ii-arhente ezintsha.