Uxanduva lwakho lweeNkokhelo zeKhadi zeTyala

UMthetho ngokukhawuleza okanye Unokuphelelwa nguYilwayo

Ukuba nekhadi lekhredithi elibiwe yenye yezona nkxalabo zekhadi zekhredithi. Kodwa, akusiyo ixesha lokoyika. Yisihlandlo sokwenza ngokukhawuleza. Kungcono ukunika ikharityhulam yebhanki ebiwe kumniki wakho wekhredithi ngokukhawuleza. Ngokukhawuleza ubika ikhadi lakho leebhanki elibiweyo, akunakunokwenzeka ukuba uya kuba noxanduva lwezityholo zobuqhetseba.

Uxanduva lwakho lweeNkokhelo zeKhadi zeTyala

UMthetho weMali oyiNtlawulo yeMboleko (FCBA) ngumthetho wase-Federal ochaza amalungelo akho xa ikhadi lakho lekhredithi libiwe.

Ngaphantsi kwe-FCBA, awuyi kuba necala nakweyiphi na inkunkuma xa ubika ubusela ngaphambi kokuba kukho iindleko zobuqhetseba ezenziwe kwi-akhawunti yakho. Nangona kunjalo, unokuba noxanduva ukuya kuma-$ 50 ukuba isela isebenzisa ikhadi lakho leebhodi lebiwe ngaphambi kokuba ubike ukusela. Yingakho kubalulekile ukubika ingxowa yakho yebiwe ngokukhawuleza xa ubona ilahlekile.

Ukuba izityholo zobuqhetseba zenziwa kuphela usebenzisa inombolo yekhadi lakho lesikwerethi kwaye kungekhona ikhadi lakho lesikweletu, awuyi kuhlawulwa nayiphi na inkohlakalo. Umnikezeli wekhadi lokuthenga ngekhredithi angacela ikhowudi yokukhusela emva kwekhadi lakho lesikweletu ukuqinisekisa ukuba ikhadi lekhredithi liyahlala lakho. Qaphela ukuba awuwa phantsi kobuqhetseba bokuphanga apho u-scammer ucinga ukuba unike ikhowudi yakho yokukhusela ngokuthi ukukhwabanisa kufunyenwe kwi-akhawunti yakho. Nika ulwazi olucebileyo kwiifowuni oziqalisayo kwinani oye laqinisekisa ukuba ngumniki wekhadi lakho lesikweletu.

Gcina ukhumbule imimiselo yeendleko zekhadi lokuthengwa kwekhadi ezibiweyo zihlukile. Ukuba unika ingxelo yekhadi lokubhalwa kwemali phakathi kweentsuku ezimbini, uxanduva lwakho luya kuba yi-$ 50. Nangona kunjalo, emva kweentsuku ezimbini, unokuba noxanduva lwe-$ 500. Kwaye ukuba iintsuku ezingama-60 zihamba ngaphambi kokuba ubike ikhadi elilahlekile, unokuba yintambo yezinto zonke.

Indlela Yokujonga Iimali ZesiKhadi sebiwe

I-teknoloji yenza kube lula kunanini ngaphambili ukufumanisa iindleko zobuqhetseba ezenziwe ngekhadi lekhredithi ebiwe. Hlola i-akhawunti yakho rhoqo, phezu kwefowuni okanye kwi-intanethi ukuqinisekisa ukuba akukho zityholo ezingagunyaziswanga zenziwe. Hlola i-akhawunti yakho nangona ungenayo ikhadi lekhredithi eyebiweyo kuba amasela angenza iindleko ngeenombolo zekhadi lakho lesikweletu.

Ukubika iKhadi leNkokhelo elibiweyo

Ukuba ubona iintlawulo ezingagunyaziswanga ezenziwe kwiakhadi yakho yemali yentshontshi okanye inombolo yekhadi lesikweledu eyebiwe, qha ga mshelana nomthengi wakho. Batshele ukuba ngaba ikhadi lakho lesikweletu libiwe kwaye linikezela iinkcukacha zecala lobuqhetseba.

Landela ngokuthumela iileta kubandakanywa nomhla wekhadi lekhredithi eyebiweyo, umhla obike ngayo ikhadi lekhredithi elibiweyo, kunye naziphi na iintlawulo ezingagunyaziswanga ezenziwe kwi-akhawunti yakho. Qinisekisa ukuba uthumele le leta ngeposi eqinisekisiweyo kunye nokufumana irhafu eceliwe kwidilesi yomthengi weenkcukacha. Le dilesi ihlala ihluke kwidilesi yokucwangcisa intlawulo.

Gcina ikopi yekhadi lakho lekhadi lesikweletu kunye nenombolo yefowuni kwisebe leenkonzo zabathengi. Yigcine kwindawo ekhuselekileyo apho ungayifumana khona ngokukhawuleza ukuba uqhagamshelane nomthengi wakho ukuba ikhadi lakho lekhredithi libiwe.