Ukubhalwa kwileta yokuphikisana nepaliti ye-credit card yindlela efanelekileyo yokukhusela amalungelo akho phantsi kwe-Fair Credit Billing Act. Ileta ethunyelwe ngeposi eqinisekisiweyo inika ubungqina bokuthi uphikisana nephutha ngexesha elifanelekileyo. Ukuba kukho inkxalabo ezayo malunga nokuba ngaba wenze ingxabano yakho ngexesha, iirisithi yakho eqinisekisiweyo iya kuvela ngokufanelekileyo.
Ungabhala ileta yokuphikisana nekhadi lekhredithi ukuze ulungise iimpazamo zokuhlawula, njengemirhumo engagunyaziswanga , iintlawulo zeempahla okanye iinkonzo ongafumaniyo, iintlawulo zexabiso elingafanelekanga, iimpazamo zamatriki kwisitatimenti sekhadi lakho lesikweletu, okanye iintlawulo okanye iikhredithi ezingazange zifumaneke. iposi kwiakhawunti yakho.
Ixesha leMatriki kwiKhadi leMatyala
Umele uthumele ileta yakho yokuphikisana phakathi kweentsuku ezingama-60 ukuba isitatimenti sokubakho esiqulethe iphoso sithunyelwe kuwe. Umnikezeli wakho wekhadi lokuthenga ngetyala akufuneki ukuba asombulule iimpazamo zokuhlawula eziphikisanayo emva kwezi ntsuku ezingama-60.
Abaninzi bamakhredithi bamakhredithi baya kuphanda ingxabano yakho nokuba uyayifaka ngefowuni, ngokungakhathaliseki ukuba ikhona kwiwindow yeentsuku ezingama-60. Ukulandelelana neleta kukunika ukhuseleko olongezelelweyo kwaye kukunika ithuba lokubonelela ubungqina obuxhasa ibango lakho.
Emva kokuba umnikeli wekhadi lesikweletu afumana ileta yakho, kufuneka ukuba baphendule ngokubhaliweyo kwisithuba seentsuku ezingama-30. Kufuneka kwakhona isombulule ingxabano phakathi kwimijikelezo emibili yokuhlawula ukufumana ileta yakho. Awunyanzelwanga ukuhlawula nayiphi na into kwiingxabano eziphikisanayo ngelixa umthengisi wekhadi lesikweletu aphanda, kodwa kufuneka wenze nayiphi na enye inkokhelo ephantsi efunekayo kunye neentlawulo zemali .
Yintoni ongayifaka kwiKhowudi Yakho yokuLungulwa kweKhadi leKhadi
Kwileta yakho, faka ukuthengiselana okanye ukuthengiselana ophikisanayo kunye nesizathu sokuba wenza ingxabano.
Thumela iikopi zalo naluphi na ubungqina, umzekelo irisidi, exhasa ingxabano yakho. Ukuba usubizile malunga nephutha, khankanya umhla kunye nexesha lofowuni kwileta kunye negama lommeli oncedisayo.
Khangela isitatimenti sekhadi lakho lesikweletu kwidilesi yekhredithi yomthengisi wekhadi.
Qaphela ukuba le dilesi iyahluke kwidilesi apho uyithumela yakho intlawulo.
Ngezantsi yileta yesampula ongayisebenzisa kwiingxabano zekhadi lokuthenga ngetyala (kungekhona iiposenti zengxelo zekredithi , ezifuna uhlobo oluthile lwencwadi). Qinisekisa ukuba uyifake ngokwezifiso zakho ngolwazi lwakho, kuquka neenombolo zekhadi lakho lekhadi lesikweletu okanye ubuncinane iidijithi ezine zokugqibela zeenombolo ze-akhawunti. Gcina ikopi yileta kunye neerisi zasekuqaleni okanye ezinye iziqinisekiso zeerekhodi zakho.
I-Letter Tracting Tract Letter
Umhla
Ingama lakho
Idilesi
ISixeko, i-State Zip
Igama lomgcini
Idilesi
ISixeko, i-State Zip
Re: Inombolo yeAkhawunti
Mnu okanye nkszk ebekekileyo:
Le leta ukuphikisana nephutha lokubambisa kwi-akhawunti yakho kwisixa se $ __________. Imali ayilungile kuba
Ndifake iikopi ze
Ngokuthobeka,
Ingama lakho