Uqoqosho olutshanje luchaphazela njani iSicwangciso sethu soTyalo-mali?

Umbuzo: Uqoqosho olutshanje luchaphazela njani iSicwangciso sam soTyalo-mali?

Xa ujongene noqoqosho olucothayo, unokuzibuza ukuba yeyiphi isicwangciso sakho sokutsalwa kwetyala. Kungakuzama ukukrazula imali yakho kwimarike yemasheya ngokupheleleyo kwaye ungafuna ukuyeka ukubeka imali kwimarike yemasheya ngokupheleleyo. Nangona kunjalo, kubalulekile ukuba uqhubeke utyalo-mali, kwaye ungabi noyiko loqoqosho oluphantsi okanye oluphantsi.

Impendulo:

Uqoqosho olucothayo ixesha elide lokuthenga amasheya ngentengo ephantsi. Kuhle ukuba usebenzise amaxabiso aphantsi ukuba unokukwazi ukukwenza. Kufuneka ukhumbule ukwahlula utyalo-mali . Awufuni ukuba sonke isitoko sakho sivela kwinkampani enye okanye kwelinye uhlobo lwenkampani. Umzekelo awufuni ukuba zonke iifowuni zakho zivela kwiinkampani zobuchwepheshe okanye indlela elula yokudibanisa ukuthenga iimali ezahlukileyo ezazisasaza ingozi kwiinkampani ezahlukeneyo ezahlukeneyo.

Kubalulekile ukuba ungabesabi kwaye ukhuphe utyalo lwakho ngexesha eliphantsi. Oku kunokulahlekelwa yimali eninzi. Kufuneka uvumele imali yakho ihlale. Imarike yemasheya yenza imali phezu kwexesha elide kwaye kufuneka utyalomle kuyo kuphela ukuba unokushiya imali yakho yodwa ubuncinane iminyaka emihlanu. Unokuthetha nomcwangcisi wakho wezemali omele ukuba akwazi ukuphakamisa imali efanelekileyo yokuthengisa okanye utyalo-mali oluya kufana nobude bexesha ofuna ukushiya imali yakho.

Ungaphinda ufune ukuqwalasela ukucwangcisa iiphothifoliyo yakho ukubandakanya i-real estate. Oku kutyalomali oluhle kakhulu, kwaye luya kubuthela ubuninzi ngaphezu kwexesha. Ukuba unayo iipropati zokurenta zingongeza enye imvelaphi engenayo kwimali yakho. Kufuneka uzame ukuthenga izakhiwo zakho zokuqashisa ngemali.

Kwakhona kubalulekile ukuqaphela uxanduva oluza kunye ne-ownership.

Kwimarike yeebhere (okanye i-market slow), kubalulekile ukuqonda ngokuqinisekileyo lwakho utyalo-mali. Thatha ixesha lokuthetha nomcwangcisi wakho wezemali malunga neentlobo zezitokisi ozifaka kuyo kunye neengozi ezichaphazelekayo ngamnye. Hlalani nikulungele ukuhlala, izitokhwe zenu zingaqhubeka nokuhla, kodwa ziya kubuyela emva, kufuneka nje ulinde ngomonde uqoqosho ukuze uphinde uphenduke.

Nangona unengcamango enhle yokuba iibhokhwe zakho zenza njani ixesha elidlulileyo kubalulekile, kusenokuba luncedo ukujonga ubunani bemihla ngemihla, kunye nokugqithisa ngaphezu kwezinto ezenzekayo. Xa utyalole kwimarike yesitokisi, kufuneka ukhumbule ukuba kufuneka ukhange amaxesha amanzima ukuze uphume phambili.

Nangona uqhubeka utyalo-mali ngexesha loqoqosho olucothayo, lixesha elifanelekileyo ukuvavanya iimpawu zakho zemali zangoku kwaye wenze utshintsho njengoko kuyimfuneko. Uqoqosho olucothayo lufundisa ukubaluleka kwemikhwa emihle yemali. Uqoqosho olucothayo lunokuphelisa ukunceda ngokukunceda ukuba ube nemikhwa engcono yemali.

Xa uqoqosho luqala ukufumana kwakhona kufuneka uqiniseke ukuba uphatha kakuhle iimali zakho ukuze usebenzise ubuncwane boqoqosho. Izifundo ozifundileyo ziya kwenza kube lula ukuphumelela kwezoqoqosho.

Imigaqo-siseko iya kukunceda kungakhathaliseki ukuba imeko yezoqoqosho yangoku. Kubalulekile ukuphatha kakuhle imali yakho xa uqoqosho lubi .