Sebenzisa, iSipho, iSicwangciso, kwaye ushukumise indlela yakho kwiBhili yoThutho lokuThumela ukuThoma
Ngoxa i-taxeral property tax yashicilelwa ngo-2010, yabuya ngokukhawuleza ngoJanuwari 1, 2010, kunye nokukhululwa kwe-$ 5,000,000 eyayisetyenziswa ngo-2011 kwaye yanda ukuya kuma-5,120,000 ngo-2012. NgoJanuwari 1, 2013, ukukhululwa kwentlawulo yerhafu kwakufuneka ihlawule i-$ 1,000,000, kodwa ngoJanuwari 2, 2013, uMongameli uBrazil wasayina uMthetho we-Relief Relief Act eMelika, owenze utshintsho olusigxina kwimithetho yentlawulo ye - federal property estate .
Ngaphandle kwerhafu ye-federal property tax, ezininzi ziphinde zihlolisise irhafu yezindlu, kwaye iimbalwa ezimbalwa zihlola iirhafu zefa. Kuba abantu abaneendawo zabo ziya kuhlawulwa kwizinga kunye / okanye kwi-federal level, baneendlela ezininzi zokunciphisa i- bill tax tax .
01 Sebenzisa iAsset
02 IiAfa zeMpahla
Olu khetho luya kusebenza kakuhle kulabo baziva bekhululekile ukunika inxalenye yefa yabo ngelixa besaphila. Njengoko kukhankanywe ngasentla, amaxesha amaninzi abantu abanqabile ukunika nantoni na ngenxa yokuba bayesaba ukuba baya kuphelelwa yimali ngaphambi kokuba bafe kwaye xa begqiba ukuyiyeka, abanakuwufumana lula. Njengoko ngokuyichitha, ukunikela ngokuthe ngqo kumalungu entsapho, abahlobo okanye inceba baya kusebenza kakuhle kwabo bangenako ukukhwela kwemali.
03 Yakha Isicwangciso seZakhiwo seZiseko
Izibini ezitshatileyo, kubandakanywa izibini ezitshatileyo zesini, ukusetyenziswa kwezinto zokuqala ze- AB okanye ii- ABC kwi-plan yabo yesakhiwo kunokunciphisa kakhulu okanye kuphelise iirhafu zombuso kunye neentlawulo zelizwe ezihlolwe kwiindawo zabo. (Qaphela: Ukususela ngo-2011, ukukhululwa kwentlawulo ye-federal property tax made " ephathekayo " phakathi kwezibini ezitshatileyo, eziye zaphelisa imfuneko ye-AB Trust okanye u-ABC Ukucwangcisa ukucwangciswa kwezibini ezininzi. izibini ezitshatileyo kunye nabantu ngabanye, ukusetyenziswa kwe- Insured Insurance Trust (i-ILIT "emfutshane) ukuba ibambe kwaye i-inshorensi yonyango inika izibonelelo ezimbini: (1) inshorensi yobomi ene-ILIT iya kususa ixabiso le-inshurensi evela i-insured taxable property; kunye (2) nenzuzo yomshuwalense inokubonelela ngemali esheshayo ukuhlawula iindleko, iindleko kunye nentlawulo.
04 Fumana umtshato
Njengoko kuchazwe ngasentla, ukuqala ngo-2011 ukukhululwa kweerhafu ye-federal kwenzelwe "ukuphathekayo" phakathi kwezibini ezitshatileyo, ezibandakanya izibini ezitshatileyo zesini zesini. Oku kuthetha ukuba xa elinye iqabane lifa ngo-2011 okanye ngomva kamva kunye nokuxolelwa kwakhe kwerhafu ye-federal ayifuni ngokupheleleyo ukukhusela irhafu ye-estate, ke inxalenye engasetyenziswanga inokungeniswa kwi-exemption exemption. Oku, ngokwenene, kuya kwenza ukuba imibhangqwana esitshatileyo idlule kwi-10 000 000 yeeRhafu + ngaphandle kweerhafu zomhlaba. Ngoko ke, ukuba ulwalamano oluzibophelelekileyo kodwa ungatshatanga ngokomthetho, jonga umtshato njengendlela yokunciphisa irhafu yefa. Kodwa ezinye iibinibini kufuneka ziqaphele ngokuphelisa u-AB Trust okanye u-ABC Trust ukucwangcisa kwizicwangciso zabo zezindlu . Ngokomzekelo, ukuba wena kunye neqabane lakho ninamalungu athile abaxhamli bokugqibela (ngamanye amagama, ngamnye unabantwana bakho okanye abanye abaxhamlileyo ofuna ukulidla ilifa zenu ezihlukeneyo), wena kunye neqabane lakho ningeke nithembele ekuphatheni ukunciphisa intela yezindlu zedolophu. kuzo zombini iziza. Ukongeza, ngoku, iHawaii yiyo kuphela imeko eqokelela irhafu yelizwe eye yamkela ukusetyenziswa kwaye iza kusebenza eMaldinha ngo-2019, ngoko u-AB Trust okanye u-ABC ukucwangcisa ukucwangcisa usenokufuneka ucwangcise iirhafu zomhlaba. ezinye iincwadi.
05 Sebenzisa iiNkqubo zoCwangciso zoPhuhliso oluPhambili.
Kukho iintlobo ezahlukeneyo zokucwangcisa eziphambili eziye zenzelwe ukunciphisa irhafu yendawo yokuhlala kodwa kukuvumela ukuba ugcine umvuzo wokuphila, okumele kukunciphise ukwesaba ukuphuma kwemali ngaphambi kokuba ufe. I-Gifting ngokusebenzisa i- Family Limited Liability Inkampani inikezela ukunciphisa irhafu kunye nokukhuselwa kweempahla. Izibini ezitshatileyo zingasebenzisa izipho zokungabikho zonyaka kunye nokuxolelwa kwazo kwerhafu ngokuphila kwazo ngokudala i-Spousal Lifetime Access Trusts, okanye "i-SLATs," ukuze inzuzo. Ukudala inkonzo ethembekileyo, njenge-Remainder Trust, inika i-tax deduction tax deduction xa i-trust ishicilelwe kwaye inike ifa lakho ukuncitshiswa kwentela emva kokufa. I- Residential Personal Residence Trust ikuvumela ukuba uhlale ekhaya lakho ixesha elide kwaye ikhaya liya kudlulela kwiindlalifa zakho kwixabiso elincitshisiwe malunga neenjongo zerhafu kunye nesipho emva kokuba ixesha liphela.
06 Hambisa kwi-New State
Ukuba ngoku uhlala kwelinye lala mazwi alandelayo eqokelela irhafu yelizwe kunye / okanye irhafu yelifa - Connecticut , iDelaware , District of Columbia , eHawaii, e-Illinois , e- Iowa , eKentucky , eMaine, e-Maryland, e- Massachusetts , e- Minnesota , e- Nebraska , eNew Jersey , eNew York , e- Oregon , ePennsylvania, e-Rhode Island, eTennessee , eVermont okanye eWashington-ngoko ucinga ukuthuthela kwimeko engafumani i-estate kunye / okanye irhafu yefa . Nangona oku kubonakala ngathi kuyindlela ephosakeleyo, umgca wukuthi nokuba kwindlu ephantsi kakhulu kunokuthi ugcine amawaka eedola kwiirhafu zokufa eziza kuhlala kwintsapho kunokuya kurhulumente. Ukuze ufunde kabanzi malunga neerhafu zeerhafu, bhekisa kwiTrasti Estate Estate kunye neKhadi lokuXhuma . Ukuze ufunde kabanzi malunga neerhafu zelizwe, bhekisa kwiTreyiti yentela yeRhafu .