Ukuqwalasela ngokugqithiseleyo iiNinzi eziKhuselekileyo eziKhuselekileyo eziKhethekileyo ekuKhethekeni iiShishini
Ingozi # 1: Ingozi yoshishino
Umngcipheko woshishino, mhlawumbi, owaziwayo kwaye oqondakalayo lula kuwo wonke ubungozi bunobulungisa. Kuyakwazi ukulahlekelwa kwexabiso ngokuncintisana, ukuphathwa kakubi, kunye nokungeniswa kwemali. Kukho amanani amashishini afakwe kumazinga aphezulu omngcipheko wezoshishino, njengokuba kuthiwa ngamashishini ahlobo lwezinto eziphathekayo kuquka iinkampani ezihamba ngeenqwelo-moya kunye nezixhobo zetsimbi, kunye nabanye abangabonakaliyo ngokuvelisa ubuncwane bezobunini kubanikazi.
Isikhuselo esikhulu kunomngcipheko woshishino kukuba kukho ukubaluleka kwe- franchise . Iinkampani ezinexabiso le-franchise liyakwazi ukuphakamisa amanani ukulungelelanisa ukwanda kwezabasebenzi, irhafu okanye izinto eziphathekayo. Amasheya kunye nezibophelelo zamashishini ahlobo oluthile apha ngentla alinalo le nkwenkwezi kwaye ngokuqhelekileyo ziyancipha kakhulu xa icandelo, imboni, okanye i-macroeconomic imo.
Umngcipheko # 2: Uvavanyo lweengozi
Kungekudala, sithole inkampani esiyithandayo ngokupheleleyo (inkampani leyo iya kuhlala ingabi namagama).
Iimida ezisemgangathweni ziphezulu, ukukhula kuhamba, kukho inkokhelo encinci okanye akukho matyala kwi- balance sheet kwaye i-brand iya kwanda kwinani leemarike ezintsha. Nangona kunjalo, ishishini lithengisa ngexabiso elide lide ngaphezu kweyona mali ekhoyo kunye neyenzi- ntlawulo , asikwazi ukuba sinokugweba ukuthenga isitokisi.
Ngoba? Asikhathazeki ngengozi yoshishino. Kunoko, Sikhathazeke ngengozi yokulinganisela. Ukuze kulungele ukuthengwa kwe-stock kule xabiso eliphezulu-phezulu, kufuneka siqiniseke ngokuqinisekileyo ukuba ithemba lokukhula kwesikhathi esizayo liyakwandisa umvuzo wethu ukuvelisa kwizinga elikhangayo kunamanye amatyala atyala ngawo.
Ingozi yokutshala imali kwiinkampani ezibonakala zigqithiseleyo kukuba ngokuqhelekileyo kukho igumbi elincinane lephene. Ibhizinisi linokuba lihle kakhulu, kodwa xa lifumana ukuhla kwexabiso elibi kwikota enye okanye ayiyikuvula indawo entsha ngokukhawuleza njengoko yayiyiprojekthi yokuqala, isitokhi siya kunqanda kakhulu okanye, ngokuthe ngandlela-thile, nyathela amanzi kwiminyaka njengoko ukulinganisela okwedlula ukucima. Oku kukubuyisela kwisiseko sethu esisisiseko sokuba umtyalomali angaze abuze "Ingaba u-ABC utyalomali oluhle"; Kunoko, kufuneka abuze, "Ngaba i-ABC iqumrhu lokutshala imali kule mali ."
Umngcipheko # 3: Amandla okuThengisa ingozi
Uyenzile yonke into eyiyo kwaye ufumene inkampani ebaluleke kakhulu ekuthengiseni ngaphantsi kweyona nto ibaluleke kakhulu, ukuthenga ibhloko enkulu yezabelo. NgoJanuwari, kwaye uceba ukusebenzisa isitokethi ukuhlawula umrhumo wakho werhafu ka-Apreli. Iphutha elikhulu.
Ngokuzibeka kwesi sikhundla, uthabathe xa i- stock yakho iya kuqonda.
Le yiphutha lokufa ngokwezimali. Kwimarike yemasheya , unokuqiniseka ukuba kuya kwenzeka ntoni, kodwa kungekhona nini . Uphendulele inzuzo yakho eyinqobo (i-luxury of holding permanent and ignoring the quote quotes ), kungenakwenzeka. Akufanele ube nemali kwimarike yemasheya onokufuna ukuyifumana nayiphi na ixesha kwiminyaka emihlanu ezayo. Ukuba uyenzayo, uziphatha ngokungenakucatshulwa okukhulu.
Cinga oku kulandelayo: Ukuba uthenge amashishini ezinkampani ezinkulu ezifana neCoca-Cola, iBerkshire Hathaway, iGillette kunye neNkampani yaseWashington Post ngexabiso elifanelekileyo ngo-1987 kodwa kwakudingeka ukuba ithengise isitishi emva kwexesha kunyaka, uza kutshabalalisa ngengozi eyenzeka ngo-Oktobha. Uhlalutyo lwakho lotyalo-mali lube luchanekile - ubeke ezintathu zezona zinto zilungileyo zoshishino elide elide elikhoyo kwiimarike ngelo xesha - kodwa ngenxa yokuba ungenayo i-luxury yokubamba ixesha elide, wazivula umngcipheko omkhulu.
Utshintshe utshalomali oluhle kwiingcamango ezininzi.
Ukunyanzeliswa ukuba uthengise utyalo-mali yakho yinto eyaziwa ngokuba ngumngcipheko wecala , okuyiyo ingozi kumnatha wakho.
I-Morality: Ngexesha eliqhelekileyo Hlola kuzo zonke izingozi ezintathu kwaye ubuze indlela Utyalo-mali lwezoTyalo-mali ezibonakalisiweyo ngayo
Kukho nantoni na iqondo elikhoyo kulo lonke ulwabiwo-mali othengayo, nokuba ngaba ngokuthe ngqo kwiisitokethi okanye kunye ne- equity fund . Ngelo xesha, ngokuphepha okanye ukunciphisa iindidi ezithile zengozi, unokugcina i-hiccups yesikhashana kwi-intengiso okanye kwiimarike zezimali ekubhubiseni ubutyebi bakho.