Ayikho i-arhente yendawo yokuhlala ifuna ukusebenzisa izinto ezinokuthi zibonwe njengamaqhinga amaninzi ngokugqithiseleyo kwaye zihambelane nomthengi wexesha lokuqala . Abafuni ukuthusa umthengi okanye ukwenza umthengi aphephe ukuba umthengi anqume ukuba angathengi ikhaya. Bafuna ukukhusela abathengi babo kwiinyaniso ezinzima ezinokulimaza.
Ndiye ndakuva ama-arhente athi abanye abathengi kufuneka bafunde isifundo esinzima okokuqala, ukuba akuyi kucima ngenye indlela ukuba umthengi akenzi iimpazamo zokuthenga ekhaya . Oku akusiyo iqhinga endivumileyo kodwa ezinye i-agents zifumana zi luncedo. Ngokunika okokuqala umthengi ekhaya ukuba enze iphutha elibi - emele kwicala kwaye evumela umthengi ukuba alahlekise yena ngokwakhe - i-agent ithatha ithuba lokuba umthengi uya kutshintsha i-arhente.
Umthengi weNkcazo yeNkcazo yaseKhaya # 1: Akaphulaphuli uMmeli weMthengi
Abathengi basekhaya bokuqala abanokuthi bangathembi i-agent ye-estate they baqeshe.
Ukuba kunjalo, umthengi kufuneka aphelise ngokukhawuleza olo dlelwane. Ubudlelwane beFiduciary busekelwe kwi-trust. Kukho amajelo amahle kwaye kukho amanxeba amabi, njengawo nawuphi na ishishini. Ukuqesha i-arhente oyithembayo. Emva kokuba uthembela kwaye uyathanda loo nkonzo, mamela iiluleko ezinikezwe ngummeli wakho.
I-ejenti yakho yomthengi ufuna ufuna ukunqoba kwaye ufuna ukuba uthenge ikhaya lamaphupha akho. Yonke imarike yendawo yokuhlala ihlukile, kwaye i-arhente yakho inokukunika iingcebiso ozifumana kunzima ukuvumelana okanye ukuqonda. Qhubeka ubuza imibuzo de uziva ukhululekile. I-arhente yakho ngumntu ongcono kakhulu ukuba akucebise malunga nayiphi na imarike ye-real estate. Musa ukulahlekelwa ngumnikelo wokuthenga ngenxa yokuba awuzange uliphulaphule.
Umthengi weNkcazo yeNkcazo yaseKhaya # 2: Ukufumana i-Letter Preproproval
Ngenxa yokuba abathengi be-newbie abazange bathenge indlu ngaphambili, abanokungaqondi ukuba iimeko zorhwebo zifuna iileta zokumisela kuqala . Abadayisi abanomdla ekuboniseni ikhaya labo kumthengi ongenako ukubonisa ukuba umthengi unokukwazi ukuyithenga. Umthengi unokuvakalelwa ngokungafaniyo kwaye akholelwe ukuba xa umthengi enquma ukuthenga ikhaya, ngoko umthengi uya kufumana i-letter yokumisela kuqala, kodwa yaya ngasemva.
Akunjalo kuphela, kodwa ngexesha elithathayo ukufumana ileta yokumisela kuqala, omnye umthengi ofanelekileyo unokungena ngaphakathi aze ahluthe ikhaya xa umthengi wokuqala elindele ukuvunywa. Ileta yokumisela kuqala ayikho i-arhente yakho. Ingumthengisi. Musa ukucinga malunga nokuzama ukubhala isipho ngaphandle kwayo.
Umthengi weNkcazo yeNkcazo yasekhaya lokuqala # 3: Ukuthenga ikhaya elibi kakhulu
Awunakubukela i-HGTV House House Hunters bayazi ukuba abathengi bahlala bekhetha ikhaya elibiza kakhulu.
Bayavuya kakhulu xa bethengwa kwaye bangakwazi ukuthathwa kalula. Ukuthenga ikhaya kuyisigqibo sengqondo. Kuqhelekile ukuba abathengi bafune ikhaya elihle kakhulu abanako ukulifumana, kodwa ngamanye amaxesha iimvakalelo zinokudlula ingqondo yengqondo.
Ungesabi ukuthenga ikhaya elinokuthi libe nazo zonke iimfuno ezisisiseko ngokubhekiselele ekucwangcisweni nasezindaweni kodwa zingadinga ukuthintelwa kweTLC. Ukuba unokuthenga indlu encinane ngaphantsi kweendlela zakho, mhlawumbi ulala ubulungile ebusuku, kwaye awuyi kuba nokuzisola komthengi . Khangela ikhaya lokuqala, ikhaya elineminyaka engama-5 ukuya kwe-10 onokuyithengisa ukuze uhambe. Ikhaya elithengwa ngokwenene, kungekhona ikhaya lakho elizayo elizayo, kuba abathengi baninzi bexesha lokuqala bekhaya banalo linye kwicala labo ukuba abathengi bezilwanyana abaqhelekanga abaqhelekanga: ixesha.