Nantsi Lezi ziNyaniso ezi-9 zifaka isicelo kuwe
1. Injongo yangempela ye-ACA kukunciphisa iindleko ze-Medicare kunye neMedicaid.
Urhulumente wephondo uchitha i-1.05 trillion kwiinkonzo zempilo kuphela, ngaphezu kweyiphi na enye ibhajethi. Ngokutsho kwebhajethi ye - FY 2018 , iquka i-Medicare (i-$ 582 billion) kunye neenzuzo zeMedicaid (i-$ 404 billion). ISebe lezeMpilo kunye neNkonzo zoLuntu lilawula iiprogram ($ 65.7 billion). Ukunyamekelwa kwezeMpilo kubiza urhulumente wase-US ngaphezu koKhuseleko lweNtlalo ($ 1.005 trillion) okanye uhlahlo lwabiwo-mali lomkhosi (i-$ 824 yezigidigidi).
Ingxaki iya kuba yimbi. Ngomhla we-2027, ukusetyenziswa kweeMali neeMedicaid zenzelwe ukunyuka kuma $ 1.6 trillion. Ayishiyi mininzi yoKhuseleko loLuntu, ukukhusela, umdla kumatyala kazwelonke, okanye bonke oorhulumente base-US. Ukuba kukho enye into ezopolitiko abayithandayo, ukuba izandla zabo zibophekile xa kuziwa kuchitha. Yiyo isizathu esivakalayo sokuvuma ukuguqula unyango lwempilo .
2. Sekutshintshile indlela ukunakekelwa kwezempilo ngokwayo .
I-ACA iqinisekise ukuba izibhedlele, oogqirha kunye nabasemasimini kufuneka basebenzisane ngendlela engazange bayenze ngaphambili.
Okokuqala, zonke iirekhodi zonyango kufuneka zirekhodwe ngekhompyutheni endaweni yephepha. Iirekhodi zekhompyutha zivumela oogqirha ukuba babelane ngokukhawuleza zabo ngezifo kunye neyeza.
Okwesibini, i-Medicare ihlawula izibhedlele ngokubhekiselele kwindlela ofumana ngayo kakuhle, endaweni yokuba uninzi lweemvavanyo kunye neenkqubo zoogqirha. Ngenxa yoko, iindleko zonyango kufuneka ziyeke.
Okwesithathu, ababoneleli bezempilo bayakha imibutho yokuNakekela iAxanduva, edibanisa ukunakekelwa kwakho phakathi kogqirha bakho kunye neengcali zakho. Mhlawumbi wacinga ukuba oku kwenzeka. Ayiyo. Enyanisweni, ukuxhatshazwa kakubi phakathi koogqirha bekuyona nto ebangela ukuba ukufa kwabangenakulindeleka phakathi kwezigulane ngo-2010. Ngenxa yecandelo le-ACA, imboni yononophelo lwempilo iyaqaphela ukuba ukunakekelwa okuhlangeneyo yindlela yexesha elizayo, kwaye sele sele benza utshintsho kwiinkathalo ezidibeneyo.
3. Sele iphuculwe unyango lwempilo kunye nezicwangciso zakho ze-inshorensi.
Ezi phuculo ziquka:
- Zonke izicwangciso mazibonelele ngeenkonzo ezi- 10 ezibalulekileyo zezempilo .
- Izicwangciso azikwazi ukukhuphela ngaphandle kwabo baneemeko ezikhoyo ngaphambili .
- Iinkampani azikwazi ukulahla abo abagulayo.
- Abazali banokongeza abantwana babo ukuya kuma-26 kwizicwangciso zabo.
- Imida yokuphila iphela.
- Imida yonyaka iphela.
4. I-ACA inceda inqanaba eliphakathi ngaphezu kwehlwempu.
Inkxaso-mali ye- Obamacare yabangena kwi- inshurensi yezempilo iya kuhlawula i-government federal $ 1.039 trillion phakathi ko-2015 no-2024. Ichitha iipesenti ezingama-30 ngaphantsi (i-$ 792 billion) ekuwandiseni iMedicaid ne-CHIP. Inkxaso-mali ye-ACA iya kwiintsapho ezifumana i-$ 47,000 kunye ne-94,000 zamawaka ngonyaka, okanye ama-400 ekhulwini kwinqanaba lehlwempu .
Ingeniso yentsapho yomlambo e-United States kwintsapho yezine yayingama-79,698 ayi-$. Ezi ncediso ziya kuba zibonelelo zesikhundla seburhulumenteni kwisicwangciso seTrump sokutshintsha i-Obamacare .
5. Amaphesenti anesithandathu abo bafanelekile kwiinkxaso ze-Obamacare abazi .
Izigidi ezilishumi elinesibhozo abantu abafanelekayo ukufumana inkxaso-mali ngenxa yokuba bengenayo inshorensi kumqeshi wabo, benza imali eninzi kuMedicaid, kwaye bahlala kwi-United States. Nangona kunjalo, kuphela izigidi ezi-6.6 ezibhalwe phantsi. Ungabi omnye wabantu abayizigidi ezili-10.4 abangazange. Qiniseka ukuba uyazi indlela yokufumana i-Obamacare .
6. Yongeza inzuzo kulabo abaseMagare.
Ukuba unayo i-Medicare, "umgodi wenkxaso" i-gap ekukhuselweni ixhaswa . Zininzi ezinye iindlela u- Obamacare ezichaphazela ngayo abantu ngokwahlukileyo ngokuxhomekeke kwimeko yabo.
7. Akuboneleli nge- inshurensi yempilo kubantu abavela kwamanye amazwe abangekho mthethweni.
Abafuduki baseUnited States ngokungekho mthethweni abakwazi ukufumana i-Obamacare. Kodwa i-ACA ikwandisa iikliniki zempilo yoluntu ukuba zizincede. Ngoba? Ngoko baya kusebenzisa amaxabiso angxamisekileyo amancinane.
8. Kufuneka ufumane i-inshorensi yempilo ubuncinane kwiinyanga ezilisithoba kunyaka okanye ulawulwa yerhafu.
Kodwa izigidi zabantu zifumana ukukhululwa . Ngokomzekelo, ukuba uvakalise ukutshatyalaliswa kwe-bankruptcy, uxolelwe.
9. I-ACA inezigaba ezili-10 kuzo zonke. Abaninzi benza okungaphezulu kokubonelela ngomshuwalense.
Ngaba uyazi ukuba umthetho we-ACA uphinde usebenzise le nkqubo? Yadala iBhunga likaZwelonke lokuLungisa elidibanisa yonke imizamo yempilo ye-federal ekukhuthazeni ukuziphatha okusebenzayo, okungekho mthethweni. Ixhasa imali yokubhalwa kwemali kunye nokubolekwa kwemali mboleko ukuba kuphindwe kabini inani labanikezeli benkonzo yempilo kwiminyaka emihlanu. Iyanciphisa ubudlelwane bobugqirha / umthengisi. Kudinga ukuhlolwa kweemvelaphi zabo bonke abasebenzi basekhaya labahlengikazi ukukhusela ukusetyenziswa kakubi kwabantu abadala.
Olungakumbi kwi-Obamacare
Ingaba isebenza kanjani? | I-Obamacare Iqala nini? | Iindleko ze-Obamacare kwiSizwe I-Obamacare ichazwe - Yilula Kwanele Ngoko Umntwana Wakho Uya Kuyiqonda | | Isishwankathelo | Iinyaniso Ngokuphathelele U-Obamacare | I-Obamacare Pros and Cons Cons Yintoni ephosakeleyo nge-Obamacare?
Ngezinye iinkcukacha ezingama-Obamacare ezingaziwa, funda incwadi yam Ultimate Obamacare Handbook (2015 - 2016) .