Iinzuzo zokusebenzisa iKhadi elibizwa nge-Amex ngeCash Back Rebate

Leli khadi le-Amex elivela kwiBhanki yaseMerika lihlawula i-1.25 yepesenti yokuhlawulwa kwemali kwi-intanethi, kunye ne-statement ye-bonus engaphezulu ye-$ 50 yebhonasi nje ngokuyisebenzisa ngamanye amaxesha. Le ngxaki enkulu yamakhadi yenzelwe abantu abanekhredithi enhle abafuna i-reward-back back reward card kunye nalabo abakhetha uphawu lwe-American Express ngaphezu kwezinye iindlela ezifana neVisa ne-MasterCard. Ngezinto ezimbi ezibonakalayo ezibonakalayo kule khadi, kubandakanywa nemibandela yokuhlengwa ephezulu (i-$ 50 engaphantsi) kunye nentlawulo ephezulu yokudlulisela ibhalansi yeepesenti ezine, i-pros listen listen below theigh cons.

Mfutshane Bhala iKhadi

I-1.25 yepesenti ye-cash-back retirement rebate kule khadi yenye yeyona nto ibaluleke kakhulu kumashishini. Ukongeza, unako ukufumana i-$ 50 eyongezelelweyo kwingxelo yemali ngokusebenzisa imali engama-$ 500 kwiintengo zokuthengiswa kweentengiso kwiintsuku zokuqala ezingama-90.

Umda wokuhlawulela i-$ 50 uphezulu kakhulu kunamanye amakhadi e-credit card, kwaye amanye awanakho inani elincinci lokuhlengwa, kodwa ipesenti ephezulu yokuhlawulela yenza umlinganiselo othile. Eli khadi alinakho imali engamahlanu ehlawulwa kwiindidi ezijikelezayo ngekota. Ukutshintshisana, ufumana enye eyongezelelweyo .25 ipesenti kuyo yonke into oyithengayo kwaye akudingeki utshintshe indlela ochitha ngayo ukuyifumana.

Injongo yokusebenzisa iKhadi leMbuyekezo yemivuzo yase-American Express

Amaphuzu anakho ukuhlawulelwa kuma-2 500 amaphupha aze aphelelwe iminyaka emihlanu emva kwenyanga abayifumene ngayo. Enye indlela elula yokufumana umvuzo ukusetyenziswa kwekhadi lesikweletu ekuthengeni kwansuku zonke, njengokutya, i-gas, kunye neebhilidi zesevisi.

Abanini bamakhadi banokufumana iipoti zokuthenga kunye nokuhlawulela umvuzo kunye nokuhamba, amakhadi wesipho, imali yemali, kunye nemicimbi ekhethekileyo.

Ngokomzekelo, kwicandelo lokuhamba yodwa, imivuzo inganqwabeliswa kwiindleko zomoya, ukuqashisa imoto, iihotele, kunye neendawo zokungcebeleka, kunye namava akhethekileyo ohambo lwakho njengamathikithi kunye neentendo. Le nkqubo inemigaqo yecandelo ngalinye elichaza iinkonzo. Ngokomzekelo, imivuzo ye-FlexAir ifumaneka nayiphi na ikhadidi kunye ne-Premium Air imivuzo ifanelekile kwiGold, i-Speed ​​Rewards kunye ne-Platinum American Express Cardmembers.

Nazi ezinye zeenzuzo kunye nemivuzo yabanini bamakhadi baya kwamkela:

• Imivuzo ephezulu yokubuyisela imali (i-1,25 pesenti).
• I-$ 50 kwimirhumo yemali yebhonasi iyatholakala kalula.
• Akukho ntlawulo yonyaka.
• Akukho mivuzo yokufumana.
• I-1.25 yepesenti yokubuyiswa kwemali ngokubuyisela imali.
• Iingxelo zekhredithi ye-$ 50 xa uchitha i-$ 500 ekuthengiseni ukuthengwa kwikhadi phakathi kweentsuku eziyi-90 zokuqala.

APR

Ingxelo yemali-mboleko izakusetyenziswa ngokuthe ngqo kwiimali ezikhoyo kunye nexabiso eliphezulu Inani lepesenti yepesenti (APR). Ezi zilandelayo zikhokelo zamanani emakhadi:

• 0 iipesenti zeenyanga ezili-12 ngokuthenga kunye nokuhanjiswa kwemali esenziwa kwimihla yokuqala ye-60 yokuvula iakhawunti.
• 12.99 ukuya kuma-22.99 ekhulwini emva kwexesha lokuqala.
• Ingqali yokuqala ye-APR: 22.99 okanye i-24.99 ekhulwini kuye kuxhomekeke kuhlobo lokuthengwa kwemali.
• I-PAP yesihlwayo: Kufike ku-29.99 iphesenti

Imali

• Imali yokudluliselwa kwemali: i-$ 10 okanye iipesenti ezine.
• Imali yokuqala yokuhlawulwa kwemali: i-$ 10 okanye iipesenti ezine (iipesenti ezintlanu kuxhomekeke kwintengiselwano).
• Imali yokuthengiswa kwamanye amazwe: Ipesenti enye.
• Imali yokuhlawula emva kwexesha elide: Ukufikelela kwi-$ 35.
• Imali yentlawulo ebuyisiwe: Kufike kwi-$ 25.