Ikhadi le-Backs Money yase-Wells ihlawula i-1% yemali yemali nganye kwi-$ 1 ekuthengeni nakwiinyanga ezintandathu zokuqala, abaphathi bamakhadi bafumana imali engama-5% kwi-gas, ekuthengiseni kunye nokuthengwa kwezidakamizwa. Ufuna ukuchitha ixesha lakho ukusebenzisa ixesha lakho lokuqala.
Imivuzo ayiyi kuphelelwa yisikhathi kwaye iyakhululwa kwi-25 yee-increments kwi-Wells Fargo yakho yokuSindisa okanye i-Akhawunti yeKhangelo, isetyenziswe njengetyala kwi-Wells yakho ye-Wells Cash Back Card, okanye ithumele kuwe njengephepha lokuhlola.
Unokuzihlawulela umvuzo wakho wokuhamba kunye nezinye izinto, kodwa kufuneka uvakashele i-mywellsfargorewards.com ukujonga okukhethwa kukho ukuhlenga.
Ixabiso
Akukho mrhumo wonyaka kwiKhadi le-Backs Cash Wells Fargo, oku kuthetha ukuba unokuyonwabela imivuzo ngaphandle kweendleko nje kuphela xa uhlawula ibhalansi yakho ngokupheleleyo emva kwexesha elingenalo umdla.
Abanini bamakhadi banandipha i-0% ye-APR ekuthengeni kunye nokuhanjiswa kwemali kwiinyanga ezili-15, ke ngo-12: 40 ukuya ku-26.40% ngokuxhomekeke kubukwereti bakho. Ngethuba lesethulo, ukuhanjiswa kwemali kubhaliswa ngaphezulu kwe-5 okanye 4% yokudluliselwa. Emva kokuba olo tshintsho luhlawuliswe ukuya kwi-5% yemali yokuthumela imali.
Ukusetyenziswa kwangaphambili kwemali kunye nokukhuselwa kwe-overdraft i-APR i-24.24% ukuya kwi-26.24% ngokusekelwe kwi-creditworthiness yakho. Ukunyuswa kwemali kuhlawuliswa intlawulo ye-$ 10 okanye i-5% yenkqubela phambili.
Imali yokuthengiswa kwamanye amazwe i-3%, ehamba kunye namanye amaninzi amakhadi ekwereta.
Iintlawulo zexesha elide kunye neentlawulo ezibuyiselwe zihlawulwa zifike kwi $ 37.
Ezinye iiPerks
Unokudibanisa ikhadi lakho lekredithi kwi-akhawunti yakho yokukhangela ukukhuselwa kwe-overdraft, kodwa qaphela ukuba ibhalansi ye-overdraft iya kuhlawulwa i-24.24% ukuya kwi-26.24% inzala, kunye ne-20 ukuya kwi-20 yemali yokukhusela i-overdraft.
Bhatala i-bill cell phone yakho kunye ne-Wells Fargo Credit Card kwaye ufumane ukukhuselwa kwefowuni.
Inzuzo inokukuvumela ukuba ukhansele nayiphi na isicwangciso sokukhusela unayo kunye nomboneleli wakho wefowuni kwaye ulondoloze imali kwibhilikhwe yakho nyanga nganye.
I ngcebiso
Xa kuziwa ekuhlawuleni emva kwamakhadi-ngetyala, kukho iindlela ezintle: Fumana ukuhlawula ukuya kwi-5% yemali emva kwonyaka wonke kwiindidi ezijikeleza nganye kwikota. I- Bank of America Imali yemivuzo I-Visa Card ihlawula i-2% kwi-gas, i-3% kwizinto zokutya kunye ne-1% kuyo yonke into.
Ukuba unemali yokubolekisa ekhaya kunye ne-Wells Fargo, unokuba nomdla kwiKhadi leRebhu yasekhaya lase- Wells Fargo . Ufumana i-1% emva kwenkcitho yakho, udityaniswe kwi-Wells Fargo yakho mboleko mboleko. Ngokuhamba kwexesha, oko kusebenza kumanqaku angaphezulu kwe-1%.
Ukuba unetyala elibi okanye ukwakhiwa kwetyala kwaye ucinga ukuba ufuna ikhadi elikhuselekile, khangela i- Wells Fargo Ikhadi leKharityi elikhuselekile . Ngenye yamakhadi ekhredithi aphephile kakhulu kwiimarike.
Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.