Citi Dividend Platinum Khetha i-MasterCard Review

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Qaphela: I-Citi Dividend Platinum Khetha MasterCard ayisekho. I-Citi kabini yeCash i-Citi yangoku ihlawulwa ngemali yekhadi lesikweletu.

I-Citi Dividend Platinum Select Card ihlawula umvuzo wemali kwiindleko zekhadi lesikweletu. Abanini bamakhadi bafumana imali engama-5% kwimali kwiindidi ezijikelezayo nganye kwikota. Ikhadi limisela umvuzo we-5% kwi-$ 1,500 yokuqala ekuthengeni okufanelekileyo kwikota nganye. Zonke ezinye izinto ezithengiweyo, kubandakanywa ezo zidlula i-$ 1,500 yekota nganye, ziya kuzuza i-1% yekheshi emva.

Kufuneka ubhalise kwi-intanethi nganye kwikota ukufumana imivuzo emi-5%. Ngaphandle koko, ukuthenga kulezo zigaba kuya kuzuza kuphela umvuzo kwizinga le-1%.

Ukongezelela ekuhlawuleni imali ekuthengeni, i-Citi Dividend Platinum Select Card yenye yezinto ezimbalwa (ukuba kungekhona yedwa) ekhadini elinikeza imivuzo ngokudluliselwa kwemali. Fumana i-$ 5 yemali emva kokudluliselwa kwemali ye-$ 1,500. Umvuzo osininzi uyabonkcela umncinci omncinci wemali yokudlulisela imali, eya kuba yi-$ 45 kwi-$ 1,500 yokutshintshela ibhalansi ngaphambi kokuba umvuzo we-$ 5 ukhawule.

Ikhadi linomlinganiselo wokuhlengwa ophezulu we-$ 50. Kuya kuthatha ixesha elide ukukwazi ukusebenzisa imivuzo yakho. Nangona kunjalo, ngelixesha ufikelele emngceleni, uza kuzuza imivuzo eyaneleyo yokwenza umehluko. Kwaye, unako ukufumana imali engama-$ 300 ngemali emva kwekhadi unyaka ngamnye, ongayenza ukuba uyenze lula xa uphuma kwiiklasi ezingama-5% nganye kwikota.

Unako ukufumana umvuzo ongaphezulu kwama-5% ngokuthenga ngeCiti yeBhonasi yeCash Bonus kunye nemivuzo oyifumanayo kule nto ayithenganga kwi-cap $ 300.

Ukuba usuvele uxake i-$ 300 yembuyekezo yakho okanye kulo nyaka, usebenzisa ikhadi lakho kwiCiti Bonus Cash Centre uza kukuvumela ukuba uqhubeke uzuza.

Imivuzo yakho ayiyi kuphelelwa ixesha elide xa usebenzisa ikhadi lakho ubuncinane kanye emva kweenyanga ezili-12.

Citi Platinum Khetha i-MasterCard Intengo

Jabulela ixesha lokusungula inyanga ezili-12 ekuthengeni nasekuhanjisweni kwemali.

Emva koko, i-APR yakho yokuthengwa kunye nokuhanjiswa kwemali kuya kuba phakathi kwe-12.99% kunye ne-22.99% ngokuxhomekeke kwinqanaba lakho lesikweletu. Ukuba unomlinganiselo ophezulu wekhredithi, unokufumana ithuba lokufumana inzala engaphantsi.

Impumelelo ye-APR is 25.24% kunye nenqanaba lesohlwayo, uhlolwe xa uwela ngaphezulu kweentsuku ezingama-60 kwi-credit card yakho yentlawulo, i-29.99%.

Akukho ntlawulo yonyaka kwiCiti Platinum Khetha MasterCard. Ezinye iirhafu kwikhadi zisekelwe kwindlela osebenzisa ngayo ikhadi lakho.

Amanye ama-5% Iikhadi leMatyala

I-Citi Platinum Select Card ayiyona kuphela ikhadi elihlawula imali engama-5% emva kweeklasi ezijikelezayo ngekota. Ukuyifumana iKhadi kunye ne- Chase Freedom inezicwangciso ezifanayo, kunye ne-$ 1,500 yekota nganye yeemali ezifumana umvuzo kwiingingqi ze-5%. Nangona kunjalo, akukho namakhadi anomyinge waminyaka yonke kwimbuyekezo yemali ongayifumana eyona nto eyenza ukuba zibe zizinto ezilungileyo ngaphezu kweCiti Platinum Select.