Ukuchaneka kunye nokuLungelelanisa - Ezi bhulogi zokuthatha umhlalaphantsi zifanelekile ukufunda
Ibhulogi yomhlala phantsi kwiphepha elingezantsi liqule umxholo kubo bonke abanolwazi oluphambili kunye nabaqalayo abazama ukuqonda ukuba baqale kuphi kunye nendlela yokwakha isicwangciso senzuzo yokuthatha umhlalaphantsi.
Uluhlu luqala ngamablogi omhlalaphantsi ophezulu. Njengoko uqhubela phambili uluhlu lweeblogi eziya kwi-intermediate, ke umgangatho wokuqala.
UmBhandi woPhando lomhlala-phantsi we-01 - nguWade Pfau
Iphakamileyo yezemfundo: Ephakamileyo
Ndiyayithanda umsebenzi kaWade, njengoko engomnye wabafundi abambalwa abhala ngetoni yokuthetha elula ukuyilandela. Ungumcebisi weCFA kwaye une Ph.D. kwizoqoqosho ezisuka kwiYunivesithi yasePrinceton. Ungumlobi wenyanga ngamnye kwiiNgxelo zeMcebisi kwaye uye wapapashwa kwiimagazini ezifana neNcwadana yoPhuhliso lwezeMali, uLwazi lweePortfolio, uLwazi loTyalo-mali kunye neNational Tax Journal. I-Blog Yakhe yoPhando lwezeMhlala-phantsi isebenza uphando olusesikweni kwiingxaki zengeniso yomhlalaphantsi, kubonisa indlela ololuphando olunokusetyenziswa ngayo ukunceda abathathe umhlala-phantsi benze izigqibo eziza kuphucula umfanekiso wazo wezezimali ngexesha lomhlalaphantsi.
02 Nerd Eye View - nguMichael Kitces
Iphakamileyo yezemfundo: Ephakamileyo
Ukuba ndifuna ukuthatha inzulu engena kwisihloko somhlalaphantsi, ndiya kwiNerd Eye View. Ndidla ngokuzibuza ukuba lo mntu ungayazi kangangoko! Ngokuqinisekileyo, uMichael E. Kitces unobuncinane ubuncinane besibhozo kwizithuba ezisibhozo kunye nezikhundla ezifana ne-MSFS - iNgcaciso yeSayensi kwiNkonzo zezeMali, i-MTAX-Master in Taxation, i-CFP ® - Certified Life Underwriter, uCFC - ngakumbi!
Njengoko unokucinga, ukubhala kwakhe kugxininise uphando kunye nohlalutyo kwaye lujoliswe kumcebisi wezemali kunye noluntu lwemfundo. Ndiya kubhalisa kwiphepha lakhe leendaba njengoko ndiyazi ukuba yinkcazelo endiyithembele ngayo ngokuchaneka kwayo, kunye nenqanaba leenkcukacha.
03 I-Retirement Cafe - ngu-Dirk Cotton
Umgangatho wezemfundo: I- Moderate kuya kuPhuthukisiwe
U-Dirk Cotton uletha imbono entsha kunye nenomdla ekucwangciseni umhlala-phantsi womhlalaphantsi kunye ne-Retirement Cafe blog. Iimbono zakhe zihlakaniphile, kwaye ngokuqhelekileyo uya kukhwaza ngokuzwakalayo. Yaye imvelaphi yakhe njengenkampani ye-Fortune 500 iteknoloji yenkampani ithetha indlela yakhe yokujonga izinto iqhubela phambili, isicwangciso esicacileyo kunye. Ukuba ufuna ukufunda ngobunzima bokucwangciswa kweendlela zokuzonwabisa kunye nolumkileyo, uya kulandela umsebenzi wakhe.
04 iManifesto yomhlalaphantsi
Inqanaba lezemfundo: Umqali / ophakathi
UFritz Gilbert wasethatha umhlalaphantsi kusasa kwi-yorhwebo yorhwebo kwaye wabelana ngenkqubo yokwenza isigqibo kwi-intanethi. Ndaba ngumtsalane omkhulu womsebenzi wakhe xa ndifunda isithuba sakhe Indlela yokuhambisa umhlala-phantsi ovela kwizinto ezilungileyo ukuya kunkulu, apho etshela ibali indlela yena nomfazi bakhe bajonga ngayo ukuba izigqibo ezinokuzenzela eziya kufanelana nebhajethi yabo ngelixa bathatha umhlala phantsi ukusuka kumhle ukuya kumkhulu. Iingcamango abelana ngazo zingasetyenziswa kwiindawo ezininzi zobomi! UFritz uya kukufumana ucinge malunga nendlela yokulungelelanisa izigqibo zakho zezimali kwizinto ezibaluleke kakhulu kuwe ebomini.
05 Asset Builder - nguScott Burns
Inqanaba lezemfundo: Umqali / ophakathi
Ndifuna ukubhalwa ngolunye usuku njengoScott Burns. Uqulunqa uhlalutyo kwibali, kwaye ngaphambi kokuba wazi ukuba ufunde into ebalulekileyo. Ufanele ukuba nguye-ebhaliwe ukususela ngowe-1977. Kwiwebhusayithi ye-Asset Builder ithi "uScott Burns uye wagqitha ilizwe eliguqukayo lezemali kunye notyalo-mali kwiminyaka engama-40. Namhlanje, ubhala njengomnye wabahlanu abalobi beemali abazifunda kakhulu kwilizwe. "
06 Utyalo-mali ongaboniyo - ngu-Mike Piper
Inqanaba lezemfundo: Umqali / ophakathi
Ukuba unomtsha ukuqikelela ukucwangcisa umhlalaphantsi wakho, kwaye ubhalise kwiblogi enye kuloluhlu, kufuneka ukuba yi-Investment Oblivious. UMike Piper unentambo yokuthatha isihloko esiyinkimbinkimbi kwaye uyigqubuthele, enhle kwaye ngokufanelekileyo, kwizivakalisi ezimbalwa ezenza ingqiqo. Njengoko uthi kwisayithi yakhe: "Le bhulogi inikezelwe ekusasazeni imbono yokuba impumelelo yokutshala imali isekelwe ngokunyanzela ukulandela imigaqo embalwa (elula)."
07 Ukufumana iidaka zakho zezezimali kwi-Row - ngu-Jim Blankenship
Inqanaba lezemfundo: Umqali / ophakathi
UJim Blankenship ungumCwangcisi wezeMali oQinisekisiweyo, uMmeli oBhalisiweyo kunye nomlobi weencwadi ezimbini, uMqulu weNgcaciso yoMnini-nkonzo kunye neNcwadi yoMnini we-IRA . Ndiyamthanda ukuba uhlala ebhala ngokubaluleka koKhuselo loLuntu olubango izigqibo kunye nokucwangcisa irhafu, izinto ezimbini ezingenza umda omkhulu kwimali yerhafu emva kwentela ekhoyo kuwe. Kwaye isihloko sakhe seblogi, Ukufumana iiDuck zakho zeMali kwiRow, kukuhle kakhulu!
08 I-Squared Away Blog-ngo-Kimberly Blanton
Inqanaba lezemfundo: Umqali / ophakathi
I-Squared Away Blog ibandakanya uluhlu olubanzi lwezihloko ezinxulumene neemali - kungekhona nje izihloko zomhlalaphantsi. Bazali, oku kuthetha ukuba unokufumana iingcebiso ezilungileyo zokugcina iikholejini kunye nomhlalaphantsi. Ibhulogi ibanjwe yiProjekthi yoKhuseleko lwezeMali kwiKholeji yaseBoston, oko kuthetha ukuba kusekelwe kuphando kwaye inolwazi onokuyithemba. Kungcono, uKimberly ubhala ngendlela elula ukuyifunda, kwaye uya kufunda into entsha ngeposi zonke!
09 Ngomhla wokuQala umhlalaphantsi ophezulu - nguYakobi
Inqanaba lezemfundo: Umqali / ophakathi
Thetha ngokugqithiseleyo: lo mntu wenza okuphantse ukuba akukho mntu uya kukwenza, kwaye ufezekiswe oko wonke umntu ofuna ukukufezekisa-umhlalaphantsi wangaphambili. Kulo bhulogi, u-Extreme Extreme yasekuqaleni, uyabelana ngokucacileyo nendlela akwenza ngayo. Abaninzi benu baya kukulungela ukwenza oko wakwenzayo, kodwa kufuneka ufumane iingcebiso ezimbalwa njengoko ufunda. Ngokuqhubekayo, ulwabelana ngesimo sakhe samanje sezemali, kwaye iingcamango zakhe kwezinye izigqibo zezemali zihlala zandenza ndihombe.
10 Inkqubo yoKhuseleko lwezeMpilo
Inqanaba lezemfundo: Umqali / ophakathi
Le ngqungquthela yomxholo - I-Smartbrief ye-Retirement Security ye-Retirement Isusa iinqununu zezifundo kunye nezifundo kwenye indawo. Olu papasho lenzelwe abacebisi abaqeshwe ngomhlalaphantsi kunye nabaphathi bezobutyebi, kodwa abathengi abanomdla kwimithwalo yabo yokuthatha umhlalaphantsi banokufumana ezininzi. Inika, isishwankathelo somxholo othile ochaphazelekayo. Kwaye kusoloko kumnandi, njengamanye amaxesha ndibonayo enye yam amaqaku endiyenza ibe ngcaciso emfutshane!