Utyalo-mali kwiiNgxowa-mali ze-Equity kwiSahluko ngasinye

Ngaba Ufanele ukhethe iNgxowa-mali yeNgxowa-mali okanye i-Individual Stocks kwi-Portfolio yakho?

Enye yeyona nto ibaluleke kakhulu kwaye inzima, ukhetho njengomtyalo-mali omtsha uya kujongana nokuba ngaba kufuneka utyalomali kwiimali ze-equity okanye utyalomali kwiimpahla ezikhoyo. Andizange ndenze imfihlelo yokuba andinakholwa ukuba abatyali-mali abaninzi kufuneka bathathe amasheya abo ukuba baphumelele, isimo esiye safumana ixabiso elincinci le-imeyile enenzondo.

Njengoko uyazi ngoku, ukutshala imali kwi-fundity equity kuthetha ukuthenga amashishini kwipotifoliyo ekulawulwa ngumphathi wepottoliyo.

Umphathi wepottoliyo unembopheleleko yokukhetha izitokethi kwipotfoliyo, kunye nokuthenga, ukuthengisa nokuthatha izigqibo. Emva kokuba ukhethe i-fund equity fund, uxanduva lwakho ukuqhubeka nokuthenga amashishini, ukubuyisela izihlawulelo zakho kunye neentengo ezinkulu , kwaye ukhangele ingxelo yengxelo yonyaka ngamnye ngonyaka ukuqinisekisa ukuba inkampani yokulawula ibambelela kwifilosofi yezemali okholelwa kuyo; ukuba ukhululekile kunye nokubamba. Ngeendlela ezininzi, kuyafana nokutshekisha ukusebenza komphathi wezakhiwo oziqashileyo ukulawula iipropati zakho zokuqashisa.

Ngakolunye uhlangothi, ukukhetha amasheya ngamanye kuthetha ukuba ngumthwalo wakho wokwakha iphothifoliyo, ugalele iingxelo zonyaka kunye ne- 10k zokufakela , ukwenza izigqibo zokufumana nokuthatha izigqibo, kwaye uhlale usesikhathini kunye nento eyenzekayo nganye kwiinkampani ozigcina kuzo utyalo-mali. Oko, emva kwakho konke, imali yakho eyimali!

Kubantu abaninzi, oko kuzwaka ngathi kufana nokuhlushwa kwengqondo.

Nazi iindlela ezimbalwa zokuxelela ukuba kufuneka utyalole kwiimali zokulingana okanye, endaweni yoko, khetha iifowuni zakho eziqhelekileyo.

Ngaba Unayo Ikhono Lokufunda Nokuqonda Iingxelo Zemali?

Ngaba unokufunda iingxelo zezimali ze-GAAP, kubandakanywa isitatimenti se ngeniso kunye nekharityhulam ?

Ukuba unaloo buchule, ukhethe izitokethi zakho akufanele kube nzima kunokuba uhlalutye ukwahlula okanye ithuba loshishino lwabucala, njengotyalo-mali kwinkampani ejongene nemfanelo . Kwiimeko ezinjalo, kubonakala kungenangqondo ukuqesha umphathi wezemali ukuba ahlale apha kwaye aphande amashishini kuwe yonke imini ngaphandle kokuba uzimisele ukugxila kumsebenzi wakho oyintloko.

Ngaba Uyakuvuyela Inkqubo Yokufunda, Ukuqonda, Nokuhlalutya Iinkampani?

Kukho izinto ezimbalwa endazithandayo ngokufumana inkampani enkulu, ngoko kufunda ngezoshishino, ishishini, iimveliso, iindleko, isicwangciso kunye nendlela ihambelana ngayo kwihlabathi. Ndinesisithakazelo esinomdla. Ndiyathanda ukukwazi ukuhamba kwivenkile kwaye ndixelele iindleko ezixhamlayo kwiinkampani ezichitha i-brand ye-whisky, okanye idlule ihotele kwaye uyazi ixabiso layo elilinganayo kwigumbi lokuyakha. Ndiyakuvuyela ukuthetha ngokuxhamla ingeniso yentlawulo engaphambili yentlawulo kufuneka ivelise ukuba iqhutywe kakuhle kwaye iphumelele ngokufanelekileyo. Kwam, ukufunda amashishini (kunye nezitokisi ngabanye, ngokongezwa) yindlela yokuqonda ihlabathi kunye noko abantu bakuxabisa ngokwenene.

Ukuba awukhathaleli ngezo zinto, akenzi nto eninzi ukuchitha ixesha lakho uzama ukufumana iinkampani ngamnye apho ungaba ngumnikazi wecala.

Ukuhlawula umqeqeshi umrhumo wabo wolawulo kunye nokufumana imali efanelekileyo, eyahlukeneyo yemali-mali, endaweni yoko.

Ngaba Uyakucingisisa Ukuxakeka koLawulo lweeMali ezininzi zeTyalo-mali, okanye ngaba uya kubamba iNgxowa-mali ye-Equity?

Nangona iphothifoliyo yokutyalomali ejoliswe kuyo ingabandakanya iintengiso ze-10 ukuya kwe-20; iphothifoliyo eyahlukahlukeneyo ingaqukatha iimpahla ezi-30 ukuya ku-100. Ngaba ufuna ukugcina umkhondo wezo zonke iziqinisekiso? Imini yemivuzo kunye nemali engenayo? Isiseko seendleko kwisithuba ngasinye? Ukuba awunakucinga kwaye ube nepottoliyo enkulu ngokwaneleyo ukuba ulungele, i-stocks nganye ingaba yeyakho. Ukuba ufuna ukukwazi ukwakha yonke imbali yakho yepotelifoliyo yokutshala imali kwi-spreadsheet enye, i-equity funds mhlawumbi ikhethekileyo.

Ingaba Unesidingo esiqakathekileyo sokujonga ixabiso lakho leentengo nganye ngemizuzu emihlanu?

Ukuba awukwazi ukucinga njengomtyalo-mali osisigxina, unokufuna ukwakha kwinqanaba lokukhusela kwaye ukhethe iimali zokulingana kwiimpahla ezikhoyo.

Ngaphandle kokuba uhambe kwindlela ye-ETF (i -fund-exchangeed fund ), iimali ezihlangeneyo zilungelelanisa ixabiso lesitoko, okanye ixabiso le-Asset Net , kanye kanye ngosuku, emva kweeyure. Ikukhulula kwiimfuneko zokubanjelwa kwisikrini okanye ukuxhalazela ngaphezu kwe-50 cent ekuphumeni kwesitampu se-blue-chip engafanele ikukhombise.

Olunye ulwazi malunga nokutyalomali kwi-Equity Mutual Funds okanye kwi-Stocks

Funda Umhlahlandlela opheleleyo we-Beginner wokuTyala imali kwi-Mutual Funds ukuba unquma ukuhamba kunye notyalo-mali kwimali. Funda Isikhokelo Sokuqala Sokuqalisa Ukutshala imali kwiiShishini ukuba unquma ukuhamba kunye notyalo-mali kwisitokethi ngasinye.