Masithathe isinyathelo emva koko sijonge indlela i-Mutual Funds ezakhiweyo ngayo
Iimali zomxhaso zihlobo lwe- fund trust okanye iqumrhu elifaka imali kwezinye iimpahla ezifana ne-stocks kunye nezibophelelo (ukuba ufuna ukuqonda i-minutia, ungafunda ngakumbi ngokufunda i- Mutual Funds ifakwe njani? ). Nangona kunjalo, amasheya , amabhondi , kunye nezinye iziqinisekiso ezinjenge- REIT ezithengiswa ngalo lonke usuku xa iimarike zivulekile. Umtyalo-mali oza kukwazi ukuzisebenzisa ngoku ukuthenga okanye ukuthengisa amasheya e-fund fund eyayingakabonakali utshintsho kwipotfoliyo engaphantsi, enika inzuzo engalunganga.
Ukukhusela abatyalo-mali abasuka kwiimveliso zorhwebo ngokukhawuleza, i-mutual fund ikwabelana ngokurhweba kuphela ngosuku. Oku kugwema imeko elolo hlobo. Nge-4: 30 ntambama, i-Eastern Standard Time, ixabiso lezithuba eziphantsi kweengxowa-mali zixhaswe ngamafayili okubala ngokusekelwe kwintengo yokuvala yemakethe yemasheya kunye nezinye iintengiso, kwaye isetyenziselwa ukufumanisa ixabiso lazo zonke iimali zokubambisa imali.
Naliphi na amatyala okanye amatyala e-fund, efana nesitokhwe esithengiswa futshane , sincitshisiwe ukubala inani lexabiso lexabiso, okanye i-NAV, njengoko ibizwa rhoqo. Ukuthengisana kwempahla kuhlaziya ixabiso lentengo yenkxaso-mali yokubambisana ukubonisa le NV entsha.
Inani lexabiso lexabiso lexabiso, okanye i-NAV, ngokwenene nje lixabiso elifanelekileyo okanye inani lexabiso (i-asethi - iimfanelo) zeengxowa-mali ezihlangeneyo ngokusekelwe kumacandelo okuvala otyalo-mali abanikazi beengxowa-mali.
Yilona xabiso apho abatyali-mali bangathenga okanye bathengise izabelo zabo ekupheleni kosuku ngalunye lwezorhwebo. I-Mutual fund ye-NAV ayibonakali i-capital income engenawo, oko kuthetha ukuba phantsi kweemeko ezingekho phantsi, unokufuneka uhlawule omnye umrhumo werhafu nokuba ulahlekelwa yilahleko kwizabelo zakho.
Nawaphi na ama-oda eniwabekayo ukuthenga okanye ukuthengisa amashishini e-fund ndawonye ahlanganiswe kwaye ahlaziywe ngo-4: 30 ntambama, i-EST. Ngokomzekelo, ukuba uthengisa izabelo ezi-1,000 ze- index index ngo-11: 32 ekuseni, awuyi kuqonda ixabiso oza kulufumana kulezo zabelo, okanye ufumane imali yakho kuze kube ngu-4: 30 ntambama ngaloo mva xa i-NAV ibalwa . Esi sizathu sokuba ungaluboni amaxabiso eengxowa-mali zobudlelwane bemveli kwimihla yokurhweba.
Ngokuchasene nemali yomdlelane yemveli, iimali ezithengiselana ngemali, okanye ii-ETF , ukurhweba yonke imini kwaye ngenxa yoko, intengo yesabelo ingaba yintlawulo yokuqala, kwi-parity, okanye kwisixa esaphulelo kwi-NAV. Oku kuthetha ukuba unakho ukuhlawula ngaphezulu okanye ngaphantsi kwexabiso leemali eziphantsi kwe-fund ngokwayo. Ngokomlando, iimali zokuvala ezivaliweyo ziye zathengisa kwizaphulelo, kwezinye iimeko, izaphulelo ezinkulu, kwixabiso lexabiso lexabiso.
Yiyiphi Intengo yexabiso eliNgenako ayikwazi ukukuxelela
Ixabiso lexabiso lexabiso alihlawuli lixesha elithile elibonakalayo elibonakalayo elingenakudityaniswa kwempembelelo eyakhayo ngezinye izihlandlo eyakhayo ngaphakathi kwenkxaso-mali yokudala kunye neengxowa-mali.
Ixabiso lexabiso lexabiso lempahla alinakukuxelela ukuba ixabiso langaphakathi lezinto eziphantsi komhlaba lifanelekileyo okanye akunjalo; umz., ngexesha le-dot-com boom, unokube uthenge i-fund kwixabiso layo lexabiso lempahla kwaye uhlawule iiratimente ezihlazo zamanani eziza kubhalwa.
I-Balance ayinikezeli irhafu, utyalo-mali, iinkonzo zemali kunye neengcebiso. Ulwazi lwenziwa ngaphandle kokuqwalasela iinjongo zotyalo-mali, ukunyamezela ngengozi okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo. Utyalo-mali luquka ubungozi kubandakanya ukulahlekelwa kwinqununu.