Ukufumana indawo yeNgxowa-mali ye-Equity kwiSahluko sakho sokulinganisela
Ukongezelela, imali yokulingana inikezela ngeenzuzo ezintlanu ezingundoqo ezingafumaneki kunye nezinye iintlobo zokhuseleko abafaki-zimali abaninzi abazifumanayo.
IiNgxowa-mali zeeNgxowa-mali zibonelela ngeSahlulo soLuntu oluPhezulu lweSahlulo seNtengiso
Iimali ezininzi zobulungisa zigcina ngaphantsi kwe-1% ukuya kwi-5% yeefa kwiyiphi na impahla. Ukuba umyinge-mali omncinci ukuba aphumelele ukuhlukahluka kweepotfoliyo, uya kufuna iimakhulu zamawaka zeedola. Ngaphandle kokuba uzuze ixabiso elininzi lemali, mhlawumbi akunakwenzeka kwiminyaka yakho engama-20 okanye kwiminyaka yokuqala, ngakumbi ukuba kufuneka uhlawule indlela yakho ngokusebenzisa i-trade school, iikholeji okanye uqeqesho loqeqesho oluthile.
Iimali zeeNgxowa-mali zibonelela ngeeMali zoLawulo lweMali yakho ngeFayili eFihliweyo ephantsi
Imodeli yoshishino emva kwemali yokulingana yinto yokuba inkampani yolawulo lweepotfoliyo ihlawulisa intlawulo ehleliweyo, ukusuka kwi-low 10.10 ukuya kwizinga eliphakamileyo njenge-2.00% okanye ngaphezulu. Le ntlawulo isetyenziswe ngonyaka ngokusekelwe kwixabiso le-Asset Net (NAV) yephothifoliyo ye-equity fund.
Ukutshintshiselana, abatyali-mali bafaka imali yabo kwingxowa-mali kwaye umphathi wepotfoliyo usebenzisa ixesha lakhe ukuthenga, ukuthengisa nokugcina izigqibo. Ngomntu ongafuni ukucinga malunga nokufunda kweengxelo ze- 10K zonyaka , oko kungenza ilungiselelo elikhangayo.
Iimali zeNgxowa-mali zingasetyenziselwa ukuTyala kwiiNkcazo ezithile, kwiShishini, okanye nakwaMazwe
Ingaba ufuna ukutyalo kuma-stocks okanye kwi-inkampani zase-Asia, imali ye-equity ifumaneka kwiibumba ezingenakubalwa, ubuninzi, i-flavour, kunye neentlobo zokukunceda ukuba wenze iphothifoliyo oyifunayo.
Ukuba ufuna nje ukuba ube nempahla ebanzi yama-stocks abamele amashishini amakhulu kweli lizwe, unokukwenza oko, nawe. Enyanisweni, kukho ithuba elihle lokuba ukuba unokucinga ngalo, mhlawumbi i-fund equity fund inayo.
IiNgxowa-mali zeNgxowa-mali ziyakuthi zithengwe ngaphandle kokuhlawula iiKomishoni zeeRhafu
Yonke ipensenti omele uyichithe kwiimali zebhanki, iikomishishini zemirhumo kunye neerhafu ze-asethi yi-penny engenakukusebenzela, eyenza igalelo, inzala kunye neentlawulo. Xa ugcine ukonga, kwaye ungaphantsi uhlawule, ocebileyo ungaba. Ziyizibalo ezibalulekileyo. Enye yeenzuzo ezinkulu zeemali ze-equity, kukuba, ngokuphindaphindiweyo, ukuba uvula i-akhawunti ngqo kunye ne-fund efanayo, ungakuphepha iifizi zokurhweba ngokupheleleyo. Oku kunyanisekileyo xa ubhalisa kwisicwangciso sokulondoloza ngokuzenzekelayo esivumela ukuba i-fund ihlale isusa imali ngaphandle kokugcina okanye ukujonga i-akhawunti kwibhankini nganye ngeveki, inyanga okanye kwikota.
Emva kwexesha, le ntlawulo ingaba enkulu. Cinga ngomtyalomali ofuna ukutshala imali ngama-dollar 250 ngeveki iminyaka engama-40. Kwakudingeka ukuba akhokhe i-$ 10 kwikhomishana yakhe ukuba uthenge amashishini akhe e-equity fund ngokusebenzisa umntu ophakathi. Ngokuya ngqo kwinkampani yenkxaso-mali, ukugcinwa kweendleko zakhe zonyaka kungaba ngaphezu kwe-$ 520.
Ukuba i-fund yangaphakathi ivelise i-9% yentlawulo yonyaka yokubuyisela , oko kuya kubangela i-$ 175,700 eyongezelelweyo yobutyebi ngemali yomhlalaphantsi! Ingxowa-mali efanayo ye-equual fund, i-stock equals stocks, iinjongo ezifanayo zeepotfolio; eyahluke kakhulu.