Indlela iNgcaciso Igcina ngayo i-US Economy Humming
Imali yinkunzi, imali, kunye nezinye iifom zezimali ezakha ubutyebi. Abantu basebenzise ukutyalomali. Bangakwazi ukuhlawula ekhaya, okanye benze iphothifoliyo yomhlalaphantsi.
Kwizoqoqosho, inkunzi ingenye yezinto ezine zemveliso eziqhuba ukunikezelwa . Ezinye izinto ezintathu zendalo (izinto ezibonakalayo), abasebenzi (inani labasebenzi), kunye noosomashishini (ukuqhubela phambili ukuzuza kwizinto ezintsha).
Uqoqosho lwezorhwebo lubonelela ngokuzenzekelayo ezi zixhobo zokubonelela ukuhlangabezana neemfuno ezivela kubathengi.
Kwingxelo yezoshishino, inkunzi yindlela amafama atyala ngayo kumashishini abo. Oko kuthetha ukuba abakwazi ukuyisebenzisa ngoku ukuzinikela, ukwandisa izabelo, okanye amaxabiso aphantsi. Bamele bayisebenzise ukuvelisa izuzo elikhulu kwixesha elizayo. Ibhizinisi lisetyenziselwa ukuguqula ngokwayo into enenzuzo.
Inkunzi ngokubanzi ibhekisela kwiinkunzi zemali okanye ubutyebi. Kodwa iindibano zikwazisa ixabiso labo, okanye izakhono zabantu. Intlalontle yentlalo yintengo yenethiwekhi yabantu.
Igama eliyinkunzi livela kwi-Latin capitalis ithetha inkulu. Kwakhona kuvela kwi- capit, i- maines ithatha kunye ne- caput, intloko ithetha.
Iintlobo zeNtsebenzo-mali
Kwishishini, kukho iintlobo ezintathu zentengo . Iyokuqala ityala. Iinkampani zifumana imali ngoku uhlawula ngenzala. Ekuqaleni, oomashishini abaninzi baboleka kumalungu omndeni okanye amakhadi abo.
Bakuba sele benomlando wokurekhoda, banokufumana iimali-mboleko zebhanki kunye nooncedo lukaRhulumente olusuka kwi-Small Business Administration. Njengoko ezi shishini ziqhubeka zikhula, ziba zikhulu ngokwaneleyo ukukhupha izibophelelo zabanye abatyali-mali. Ukuxhamla kwetyala kukuba abanikazi abanalo ukwabelana ngenzuzo.
Ukungalungi kukuba kufuneka babuyisele imali mboleko nangona ishishini litshatyalaliswa.
Uhlobo lwesibini lwenkunzi lilingana. Abatyalomali banikela ngemali ngoku ngenxaxheba kwintlawulo kamva. Abaninzi abasomashishini basebenzisa imali yabo ukuze baqalise. Babeka ukulingana kwabo kwishishini ngenjongo yokwamkela iipesenti ezili-100 zokubuya emva koko. Ukuba inkampani inenzuzo, abayeke ukuchitha ezinye iimali ezikhoyo ngoku, kwaye kunoko batyala imali kwishishini.
Iqumrhu elikhulu lifumana ukulingana kumaqabane, abaxhasi beentengo, okanye abatyalo-mali bezithunywa. Oku kufuneka kukhuphe ukulawula, kunye nobunikazi, kweshishini ngokutshintshela imali.
Xa inkampani iba enkulu kakhulu kwaye iphumelele, ingafumana imali eyongezelelweyo ukusuka ekukhutshweni kwamasheya . Oku kubizwa ngokuba ngumnikelo wokuqala woluntu . Kuthetha ukuba nayiphi na umtyalomali angathenga i-stock yenkampani.
Uhlobo lwesithathu lwenkunzi luyinkunzi. Ingumngcipheko owongezelelweyo wemali ovela ekulawuleni imisebenzi yenkampani engcono. Umthengisi wezezimali xa abathengisi beenkampani bazimisele ukufumana ukuhlawulelwa kwexesha elide kwiimpahla okanye iinkonzo zabo. Inkxaso-mali yenkxaso yenkxaso ifana nomboleko wosuku lokuhlawula ngamashishini. Amabhanki atyala loo nkcitho inani le-invoyisi (ngaphantsi kwemirhumo), kwaye wamukele intlawulo xa i-invoyisi ihlawulwa.
Abaphathi bezemali zenkampani banokudala imali eyongezelelweyo ngokusebenzisa imali ngokuhlakanipha.
Ulwakhiwo lweNkunzi
Indlela inkampani eyenza ngayo kwaye ilawula i-capital capital yayo yaziwa ngokuba yintloko yayo. Uninzi lweenkampani zoluntu zisebenzisa udibaniso lwamatyala, ngokubambisana, kunye nokulingana, ngeentlobo ezahlukeneyo zesitokisi. Abahlalutyi abaninzi basebenzisa i-formula elula, ukulinganiswa kwetyala-ukulingana, ukuchonga indlela inkampani eqinile ngayo. Iinkampani ezinomlinganiselo weepesenti ezingama-50 okanye ngaphezulu zinetyala elingaphezu kwelingana. Abahlalutyi babecinga ukuba baphakanyiswe kakhulu kwaye ke banomdla.
IMakethe yeMali
Ukufikelela okulula kwi-capital kuye kwaba yinto ebalulekileyo yokuqhubela phambili kwezoqoqosho lwe-US. I-America ineemarike zezemali ezixakeke kakhulu kwihlabathi. Ukubonakaliswa kwemarike yemasheya yase-US kuvumela ukuba abatyali-mali bakwazi ukufumana ulwazi olusisiseko malunga nazo zonke iinkalo zeenkampani apho bangayityala khona.
I-Wall Street idonsa abasebenzi abanamakhono amaninzi kwaye banakho ukufumana iteknoloji enamandla kunazo zonke ehlabathini. Oku kuvumela iibhanki zase-US ukuba zilawulwe iibhiliyoni zeedola kwiintengiso ezenzeka kuyo yonke indawo emhlabeni jikelele. Kwakhona kunceda ezi mabhanki ukuba zinike naliphi inani lezixhobo eziyinkimbinkimbi zokubonelela ukulungiswa komngcipheko. Le nzuzo ehambelanayo yokuxhaswa isekela iintlobo ezahlukeneyo zokuthengiselana kwamanye amazwe ngexabiso eliphantsi. (Imithombo: "I-Capital," Isikhokelo sokuqala kwiNkquthela yokuCoca, iNyuvesi yasePurdue, ngoJanuwari 31, 2011. " Ngaba i-Capital Capital ngempela iyinkunzi? " Ukuhlaziywa koQoqosho loLuntu, ngoNovemba 2000.)