Yintoni i-Appraisal?
I-appraisal ingqikelelo yobuchule bepropati oceba ukuyithenga . Umntu owenza i-appraisal ubizwa ngokuba ngu-appraiser.
Kutheni sifuna uvavanyo?
Ababoleki bahlala befuna ukuhlolwa kwekhaya ngaphambi kokukhupha imali.
Benza oku ukukhusela utyalo-mali: ukuba ixabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso lexabiso.
Ngethuba u-Refinancing, ungase ufumane i-Property Inspection Waiver (PIW). Kwenzeka xa inani lemali-mboleko liphantsi kakhulu kunexabiso eliqikelelweyo lekhaya. Musa ukuzimela nokuba ngaba ubolekisi bakho ukuxabisa ubukhulu buphantsi kakhulu kuba kungenakwenzeka.
Qinisekisa ukuba Ucele Ikopi
Nangona uhlawula i-appraisal, kuyenziwe ukukhusela umboleki, kungekhona wena umthengi, kwaye ingxelo iya kuthunyelwa ngqo kumboleki. Unokucela ukuba ikopi ithunyelwe kuwe, kodwa ayisoloko ihamba ngokuzenzekelayo, ngoko kufuneka uyibuze.
Iindleko kunye nexesha
Ngokuqhelekileyo ixabisa phakathi kwe-$ 450- $ 600 ukuze kuhlolwe, kuxhomekeke kwimihlaba yakho yepropati kunye nendawo. Amakhaya abizayo okanye amakhaya anamaqela angaphezu kwe-1 ahlawulele phezulu ukuze afumaneke.
Inkqubo yokuphononongwa ngokuqhelekileyo ithatha nantoni na phakathi kweentsuku zoshishino ezingama-3-10. Umlingisi uthumela ingxelo kwingxowa-mboleko, kodwa unelungelo lokufumana ikopi yengxelo ye-appraisal ukuba uyihlawule.
Umfaki-sicelo ufika njani kwixabiso lePropati?
Icandelo elibaluleke kakhulu ekufikeni kwixabiso libizwa ngokuba kuthengiswa okuthelekiswayo (okanye kubandakanya okufutshane).
Ezi zinto zifana neepropati eziqhelekileyo zifumaneka kwiiyure kwaye zithengise kwiintsuku eziyi-90 zokugqibela. I-appraiser ithelekisa ngokukodwa ezi zinto zingezantsi kweempawu zepropati ezinokuthelekiswa ukuba zifike kwixabiso
- Umgca we square
- Kubonakala
- Iinkonzo
- Isimo
Indlu enkulu yokulala e-4 kwindawo apho iindlu ezi-3 zokulala ezithengisiwe ziza kuba nexabiso eliphezulu, kwaye indlu enepende kunye ne-patchy lawn e-well-manicured suburb iya kufakwa kwisixa esincinane kunezinye izakhiwo ezifanayo.
Kuthiwani ukuba iPropati ibonisa iNgaphantsi kwexabiso lentengo?
Ngoxa ukhetha isigqibo semali-mboleko yakho njengepesenti yempahla yentengo, umbolekisi uya kukhetha ixabiso eliphantsi kwexabiso lokuthengisa okanye ixabiso elichongiweyo. Ngoko ukuba ipropati ibonakala ngokufanayo okanye ngaphezulu kunexabiso lokuthengisa, unokufumana isamba semali-mboleko esifanayo esifake isicelo sakho, kodwa ukuba iyakulingela ngaphantsi, umboleki uya kunciphisa inani lemali-mboleko ukulinganisa ixabiso lekhaya ngokwemigaqo vavanyo.
Nangona kungabangela ukuba wonke umntu obandakanyekayo kumthengi enze ukwesaba ; qaphele ukuba kukho iindlela ezininzi zokubambisana okwenzekayo. Ukuba ubhale isivumelwano sakho sokunikezela ukuba ufake umbandela ofuna ukuba ipropathi ixabiswe ngentengo yokuthengisa okanye ngaphezulu, unga:
- Hamba kude ne-deal
- Uxoxisane nomthengisi ukunciphisa intengo yokuthengisa
- Beka imali engaphezulu ukugqithisa umahluko phakathi kwexabiso elichongiweyo kunye nexabiso lokuthengisa
- Ukuphikisana nokuhlolwa kwee-appraisal: fumana ukuba kuthengiswa ntoni ukuthengiswa okufanayo kunye nokubuza i-arhente ukuba ngaba kufanelekile, ngokuqhelekileyo i-agent yakho iya kujwayelana nommandla kunomdlali we-appraiser kwaye unokufumana iinkcukacha ezongezelelweyo ukuxhasa ukulinganisa okuphezulu.