Abathengi ababini banokuthi banokubamba i-HOH kwiNdilesi efanayo
Umbuzo obonakala ngathi ulula unempendulo enzima kakhulu. Ukuze uphendule umbuzo, kubalulekile ukugcina ingqalelo kwimiqathango yokufaneleka kwimeko yekhaya:
- Umhlawuli-ntlawulo kufuneka angatshatanga,
- Umhlawuli-ntlawulo kufuneka akwazi ukufaka ibango njengomntu oxhomekeke kuye,
- Loo mntu unxulumene naye kufuneka ahlale kwindawo enye yokuhlala njengomhlawuli werhafu ngaphezu kwesigamu sonyaka, kwaye
- Umhlawuli-ntlawulo kufuneka akhokhe ngaphezu kwesigamu indleko yokugcina indawo yokuhlala.
Xa abahlawuli berhafu (okanye ngaphezulu) bahlawula idilesi enye, umbuzo wambi mhlawumbi kuvela ukuba idilesi ngokwayo yinto eyodwa, okanye nokuba intsapho nganye ehlala kule dilesi iyenyumba yayo eyahlukileyo.
I-Revenue Revenue Service ihlalutya imeko ngokusekelwe kuzo zonke iimeko kunye neemeko. Ukucinga okubanzi kwe-IRS kuboniswe kwimemorandam evela kwiofisi yeCandelo eliLawulayo ( SCA 1998-041 , iphepha le-pdf 9). Kwiingcebiso zabo, i-IRS ichaza ukucinga kwabo malunga nokuba ngaba abantu ababini bahlala kwindawo efanayo bavumeleke ukuba ngamnye abe yinhloko yendlu.
Kuthetha ntoni "indlu"?
Umthetho werhafu, i-Internal Revenue Code kwicandelo 2 (b), kunye nokuchazwa kwe-IRS yaloo mthetho, Icandelo leMigangatho yeSebe lezeMali-mali 1.2-2, lithetha ukuba, phakathi kwezinye izinto, umrhafu-mali kufuneka "agcine ikhaya lakhe ikhaya. .. "Le binzana elithi" ikhaya "yintoni eyenza umcimbi werhafu.
Ngaba "ikhaya" lithetha isakhiwo esisodwa sokuhlala, okanye "indlu" inentsingiselo engaphantsi kwaye ibhekisele kwiinqununu zezoqoqosho ezihlala ngaphakathi kwendawo yokuhlala?
I-IRS iye yamkela imbono yokuba "intloko yefayili yokufakela indlu ayiyinto nje imiselwe yimida yangokwenyama, kodwa ngamazwi onke kwimeko." Ngamanye amagama, ngenxa yokuba iintsapho ezimbini zithetha idilesi enye, loo nto ayithethi ukuba ayenako ukuba zombini abe yintloko yekhaya.
Kunoko, abantu baya kufuneka bahlalutye ngokucophelela iimeko zengxaki zabo.
Ukubonakalisa ukuba iiNtsapho ezimbini ezahlukileyo Yabelana ngeNdilesi efanayo
Abathengi ababelana ngedilesi efana neyodwa baya kufuna ukubonakalisa ukuba "baziphatha njengemizi eyahlukileyo okanye indlu enye" kwaye ingakumbi "nokuba intsapho nganye iyasebenza ngokuzimeleyo kwimiba engahambelani nendlu."
Ezinye izinto ezinokuthi zixhomekeke ekubeni kukho imizi emibili ehlukeneyo ehlala kwindawo enye ifanele iquka:
- Ngaba kukho imida yeefowuni eyahlukileyo kwintsapho nganye? Iimali zesebenzisi ezihlukeneyo?
- Ngaba abahlawuli berhafu bayazigcina iimali ezahlukileyo kunye nee-akhawunti zebhanki ezahlukeneyo? Okanye ngaba banayo i-akhawunti edibeneyo okanye imali ye-commingle?
- Ngaba intsapho enye inegalelo kwiinkxaso zemali kwenye?
- Ngaba abahlawuli berhafu abadala baye bahlukanisa amakamelo okulala?
- Ngaba abantwana baneendawo zokulala ezihlukeneyo?
- Ngaba amalungu entsapho anika izipho zeKrisimesi kunye nosuku lokuzalwa kunye kunye okanye ngokwahlukileyo?
Njengoko unganqumla kule mibuzo, i-IRS iya kuzama ukufumanisa ukuba abahlawuli berhafu baphatha njengelunithi yentsapho, nokuba ngaba abenzi berhafu bahlukana. Ingakumbi abahlawuli berhafu ababini benza ngendlela efana nobudlelwane beentsapho, ubuncinane i-IRS iya kubavumela abakhokheli berhafu ukuba bathathe intloko yendlu.
Iseluleko seNgcali esinconywe
Ngenxa yobunzima beli meko, abahlawuli berhafu abavakalelwa ukuba banelungelo lokuba yintloko yekhaya nangona bafumana idilesi enye kunye nomnye umhlawuli werhafu kufuneka bafune iingcebiso kummeli, i-agent agent okanye umgcini-mvume we-public certified ngaphambi kokufakela ukubuyiswa kweerhafu. Aba baqeqeshi baqeqeshwa ukuhlalutya imeko kwaye banike iingcebiso zerhafu.