Izinto eziqhelekileyo okanye ezingabonakaliyo kwiNkcazo yeNgeniso

Ziziphi izinto ezingapheliyo neziqhelekileyo okanye iziganeko kwimali yengeniso? Ngokuxhomekeka kwizinto ezenzekayo kwihlabathi, kunye noshishino olucacileyo oluhlalutyayo, lo mbandela ungabikho ngokupheleleyo, mhlawumbi iminyaka ngeminyaka, kwaye urekhode iingeniso okanye ilahleko ezichaphazelekayo ezichaphazela kakhulu . Umzekeliso uya kukunceda uqonde indlela kwaye kutheni zivela.

Cinga ukuba unomsebenzi wokucoca ococekileyo oomileyo. Ngaphandle kweluhlaza okwesibhakabhaka, isithwathwa sichitha indawo yakho esecaleni, ingonakalisi kuphela isakhiwo apho ibhizinisi lakho likhona kodwa ezininzi zezakhiwo kwisithili sorhwebo sedolophu encinane apho usebenza kuyo. Uvaliwe kwiinyanga njengoko udoti lususwe kwaye abasebenzi bezokwakha bangena ukuza kwakhiwa, bakhokhelwa ngemali yomshuwalense. Xa ulungiselela izitatimende zemali kwi-shishini lakho ekupheleni konyaka, ingqungquthela ibonisa iindleko eziqhubekayo omele uhlawule rhoqo ngendlela omele uhlawule ngayo izinto, umbane kunye nomvuzo wemisebenzi? Akunjalongo noko. Kwakuyingozi enkulu engabikho kwakhona.

Siphila kwihlabathi elingalindelekanga. Ingaba ebomini okanye kwishishini, kuza kuvela iziganeko ezingalindelekanga kwaye akunakwenzeka kwakhona kwakhona (ubuncinane nayiphi na ixesha ngokukhawuleza). Ezi ziganeko zexesha elilodwa zihlukaniswe kwingxelo yengeniso kwaye zihlulwe njengento engekhoyo okanye engavamile.

Kukho umahluko phakathi kwezi zibini, endiya kuzichazela ngomzuzwana.

Ngokwahlula ezi zigaba zibini, ivumela abatyali-mali ukuba balindele kwangaphambili umnini-mali ngokufumana ngokuchanekileyo. Ngokomzekeliso, ukuba ucinga ukuthenga isiteshini segesi, uza kuseka uqikelelo lwakho malunga nokufumana amandla oshishino - ingaba uphethiloli ongathengisa, zingaphi iikomityi zekhofi onokuzithengisa, zingaphi iibhere zeHershey onokuzithengisa ngazo ukungahoywa iindleko zexesha elilodwa njengokutshintsha iifestile zesikhululo emva kwesibhakabhaka.

Ngokufanayo, ukuba umnini-sitishi uthengise umshini weCoke weedivesi nge-$ 17,000 ngonyaka ngaphambili, awuyi kubandakanya ngokulinganisela kwakho ngenxa yokuba ubungenaso isizathu sokulindela ukuba inzuzo iya kuzaliswa kwakhona kwixesha elizayo. Xa kuthengisiwe, akukho mveliso yeCoke engabonakaliyo onokuyithengisa ukuze ivelise imali.

Ukwahlukana phakathi kwezinto ezingapheliyo kunye neziganeko eziqhelekileyo kwiNkcazo yeNgeniso

Uthini umahluko phakathi kwemicimbi engapheliyo kunye engavamile? Impendulo ilula.

Kukho ulwahlulo olubalulekileyo phakathi kweendidi zombini ongazimele ulibale: Izinto ezingapheliyo zibhalwa phantsi kweendleko zokusebenza, ngelixa izinto eziqhelekileyo zidweliswe emva komgca wecala, emva kwentela.

Funda loo nxalenye kwakhona. Kubaluleke kakhulu ukuba ufuna ukuqonda indlela yokufunda ingxelo engenayo ngokufanelekileyo.

* Igama elithi "izinto eziphathekayo" alilona ngqo. Ngokubanzi kubhekisela kuyo nayiphi na into echaphazela inkampani ngendlela enentsingiselo kwaye ebalulekileyo. Abanye abatyali-mali bazama ukubeka inani kumfanekiso, besithi isiganeko siyimpahla xa kubangela utshintsho lwe-5% okanye ngaphezulu kwiimali zeenkampani.