Ukunciphisa kabini ukuLungiswa koLungiso

Utyalo-mali Isifundo 4 - Ukuhlalutya ingxelo yeNgeniso

Ngendlela yokunciphisa umgca wendlela kunye nenani lentlawulo yexabiso lokunciphisa ixabiso leminyaka ekuphumeni kwendlela, masiqwalasele enye indlela yokwehliswa kwexesha elikhawuleziweyo eyaziwa njengexabiso lokunciphisa ukulinganiswa kwemali. Cinga ngendlela yokwehla kwexabiso lokunciphisa ukulinganiswa kwemali njengendlela yokuchithwa komgca-ngqo, kodwa kuphela kwi-steroids. Ifuna ukuthabatha ininzi yeendleko zokunciphisa phambili, kwiminyaka yokuqala, ukunciphisa inzuzo kwingxelo yengeniso kungekudala kamva phantsi kweengcamango ukuba ezininzi zexabiso zilahlekelwa ezininzi zexabiso lawo kungekudala emva kokuba zifumaneke kunokuba zenzeke ngokukhawuleza ixesha elide. .

Indlela yokubala i-Double Declining Balance Depreciation Method

Fumana i-calculator yakho ikulungele okanye iipredishithi zakho zikhona ngenxa yokuba ukubala indlela yokunciphisa ixabiso lokunciphisa ibhalane ngumsebenzi omncinci ngaphezu kwezinye iindlela esiye saxoxa ngazo ngoku.

Kukho iinguqulelo ezimbini zeendlela zokulinganisela ezantsi, i-150% inguqulo kunye ne-200% inguqulo. Ngenxa yomzekeliso, kuya kuba lula ukukuchazela ngokukuhamba ngomzekelo wokucinga. Masisebenzise amanani afanayo endikusebenzisayo ngokubaluleka kokubala kwexabiso lokunciphisa izindleko (landela ikhonkco ekhankanywe phezulu kwinqaku). Cinga ukuba unayo imali eyi-100 000 yexabiso eliya kuxabisa i-$ 10,000 ekupheleni komsebenzi walo obuncedo, kukunika umlinganiselo ophantsi kokunciphisa i-$ 90,000. Ngaphezu koko, cinga ukuba ubomi obuncedo be-asethi yiminyaka elishumi.

Unokukunceda ukubona ukubala kwifomu yetshathi njengoko ndikubonise ekusebenziseni ukuhla kwexabiso lokugqibela.

Ukubalwa koNyuka kweeNkcitho Ukusebenzisa i-200% yeCandelo lokuNciphisa ukuBaluleka kweBalance

Unyaka Ipesenteji efunekayo yokunciphisa izinga Ukuqala Ukubaluleka Kwexabiso Ixabiso lokunciphisa Ukuphela kwexabiso lokuThatha
1 20.00% $ 100,000.00 $ 20,000.00 $ 80,000.00
2 20.00% $ 80,000.00 $ 16,000.00 $ 64,000.00
3 20.00% $ 64,000.00 $ 12,800.00 $ 51,200.00
4 20.00% $ 51,200.00 $ 10,240.00 $ 40,960.00
5 20.00% $ 40,960.00 $ 8,192.00 $ 32,768.00
6 20.00% $ 32,768.00 $ 6,553.60 $ 26,214.40
7 20.00% $ 26,214.40 $ 5,242.88 $ 20,971.52
8 20.00% $ 20,971.52 $ 4,194.30 $ 16,777.22
9 20.00% $ 16,777.22 $ 3,335.44 $ 13,421.77
10 20.00% $ 13,421.77 $ 2,684.35 + $ 737.42 uhlengahlengiso olukhethekileyo kunyaka wokugqibela $ 10,000.00

Ulungelelaniso lonyaka wokugqibela lubalwe kuba ubuninzi bexesha eliyiminyaka elishumi bebeza kuba yi-$ 10,737.42 kodwa siyazi ukuba ixabiso le-salvage laliyi-$ 10,000.00 kwaye kufuneka libe yiyona nombolo yokuphela.