Unokubika iingongoma zakho kwiziphathimandla ezifanelekileyo. Kodwa ke, qaphela ukuba ukuba usebenzisa igama lakho, awuyi kuhlala engaziwa kwaye unokumangalelwa ngumntu onetyala xa uthetha into ephosakeleyo (jonga ngezantsi).
Iintlobo zeNgxowa-mboleko
Umntu onetyala angenza ubuqhetseba obusesikweni nje kuphela enkundleni, kodwa ngokuchasene nababolekisi, kwakhona. Ababolekisi bangenza ubuqhetseba bebhanki kwi-inkundla. Kwezinye iimeko, i-trustee kunye nabasithathu bangenza ukukhwabanisa kwebhanki. Nazi ezinye izibonelo:
- Umboleki-fayile ufaka ibango kwimeko ye-bankruptcy eyazi ukuba umboleki unomntu ongaphantsi komboleki.
- Umboleki ufihla ubunxibe ngokunikezela kwisihlobo sokubamba de emva kokuba ityala ligqityiwe.
- Umntu obolekisa ngenjongo yokubaluleka ngokulinganayo izabelo zesitokethi kwiishedyuli zakhe, kunye nemiqondiso malunga nokuchaneka phantsi kwesigwebo se-perjury okanye ufakazela ngexabiso elingafanelekanga enkundleni phantsi kwesifungo.
- Umntu onetyala uyahluleka ukubika ingxelo engenayo kwi-shedyuli.
- Ngaba umboleki okanye umboleki-mboleko uzama ukuthobela i-trustee ngokusebenzisa ukufumbathisa.
- I-trustee igxeka imali eqokelelwa kuyo.
- Umcebisi weengxowa-mboleko ufake isikhalazo sebhanki kwigama lomthengi, kodwa ngaphandle kolwazi lomthengi, ukuyeka ukucima.
Nantsi inkcazelo ngolwazi olungakumbi: I-primer kwi-Crimscy Crimes
Ziziphi iinkcukacha ezifunekayo ukuba ndibe neNgxelo yeNgxowa-mboleko yokuChobisa?
ISebe lezoBulungisa lihlawuliswe uxanduva lokuphanda kunye nokutshutshisa amatyala okukhwabanisa ngokuchanekileyo okanye ngqo kwi-Ofisi ye- United States iTrasti . Ukubika iingxaki zokukhwabanisa kwebhanki, iSebe loBulungisa licela ukuba unike isishwankathelo esibhaliweyo ngolwazi olulandelayo:
- Igama kunye nedilesi yomntu okanye ishishini onika ingxelo ngalo.
- Igama le-case case bankruptcy, inombolo yecala, kunye nendawo apho kufakwe khona ityala.
- Naluphi na ulwazi oluchonga olunakho malunga nomntu okanye ishishini.
- Inkcazo emfutshane malunga nobuqhetseba obunenkohliso, kubandakanywa nendlela oye wazi ngayo ubuqhetseba kunye nobuqhetseba. Nceda ufake onke amaxwebhu axhasayo.
- Ukuchonga uhlobo lweefa ezifihlakeleyo kunye nexabiso elilinganiselwa ku-dollar, okanye isixa semali engenayo engenakutsalwa, i-aseset, okanye enye i-asethi okanye ibango.
- Igama lakho, idilesi, inombolo yomnxeba kunye ne-imeyile.
* Kucelwa uqaphele ukuba awunyanzelekile ukuba uzibonele, kodwa ukwazi ukuba ngubani owenze ingxelo inganceda uphando, ingakumbi ukuba kuphakanyiswe imibuzo eminye.
Iziqinisekiso eziqhelekileyo ezingabonakaliyo zingenakunokwenzeka ukuba zikhokele kuphando nokutshutshiswa kunokuba zichazwe iinkcukacha ezithile ezixhaswe ngamaxwebhu afanelekileyo.
Ndenzephi Ingxelo Yobunkohlakalo Bokukhwabanisa?
Nantsi indlela yokufumana loo nkcazelo kwiziphathimandla ezifanelekileyo:
Nge imeyile:
USTP.Inkcaso.Fraud@usdoj.gov
okanye ngeposi:
I-Ofisi eLawulayo yeeTrasti zase-US
Ofisi yoLwaphulo-mthetho
441 G Street, NW Suite 6150
Washington, DC 20530
okanye qhagamshelana ne-ofisi yendawo yeTrasti yase-US okanye uMlawuli weBhanki:
- Kwiimeko zaseAlabama naseNorth Carolina, qhagamshelana noMlawuli weBhanki ofanelekileyo-fumana uluhlu lweeofisi zabalawuli beBhanki kwizo zizwe.
- Kwiimeko nakwamanye amazwe, fumana uluhlu lweeofisi zengingqi zeTrasti zase-US.
Yintoni eyenzekayo xa ndibika ingxelo ye-Bankruptcy Fraud?
Umgaqo-nkqubo weSebe lezoBulungisa kukuba uphando lolwaphulo-mthetho aluyi kubhengezwa. ISebe loBulungisa kunye neofisi yeTrasti yase-US abayi kuqinisekisa okanye bayakuphika ukuba uphando luyenzeka okanye nokuba umcimbi uhanjiswe kubo.
Ngenxa yoko, awuyi kufumana ukuvuma ukuba ungenise le ngcaciso kwaye awukwazi ukufunda iziphumo zokungeniswa kwakho ngaphandle kokuba iSebe loBulungisa okanye i-ofisi yeTrasti kufuneka idibanise nawe ngolwazi olungaphezulu okanye ukuba ushutshiso luya phambili.
Ingcaciso oyithumeleyo iya kuhlaziywa ngokukhawuleza. Ukuba kuseka inkolelo enengqiqo yokuba kwenzeka ukuphulwa kwephulo-mthetho, le nto iya kuthunyelwa kwi-Attorney yase-US. Ukuba i-Attorney yase-US ibona ingxelo ifanelekile, iya kubhekiselwa kwirejista yokuthotyelwa komthetho ukuphanda.
Ukuba Ndiyakwenza Ingxelo, Ngaba I-Identity My Will Protected?
Hayi, awuqinisekanga ukuba izazisi zakho ziya kukhuselwa, kodwa unokubika ingxelo yobuqhetseba. Ukongezelela, awuphelelwanga kwiimpahla. Ukuba umboleki okanye umntu otyholwayo emva koko uhlawulelwa ekuqhutyweni kobugebengu, unokumangalelwa ngokutshatyalaliswa kakubi ukuba ubume bakho buchazwe. Nangona kungekho nxaxho-mthetho, unokujamelana nomgwebo wokunyel