Iikhodi ezinhlanu eziPhambili eziPhambili

01 Walmart MoneyCard

I-Walmart inikeza enye yezona zinto zixabisekileyo kwiziko lekhadi lokubhadela ngaphambi kweWalmart MoneyCard . Akuyona ikhasi elincinci kakhulu, kodwa iifizi zayo ziphantsi kwaye ukulungeleka kwezitolo zeWalmart kwenza kube lula ukulayisha kwakhona ngemali.

Ziziphi iirhafu:

• Intlawulo yee-3.00 zeekhadi zokuthengwa kwekhadi, i-$ 0 ukuba ngaba ufumana ikhadi kwikhephethi yeWalmart
• Intlawulo yeenkonzo zenyanga nganye 3.00
• $ 3.00 ukulayisha kwakhona ikhadi lakho ngemali ngokusebenzisa i-Walmart cashier
• I-4.95 yeefayili yokulayisha kwakhona xa ulayisha kwakhona ikhadi lakho kwi-Network Dot Network (i-Walmart MoneyCard ikhishwe yi-Green Dot Bank)
• Imali ye-ATM eyi-2.00 yama-ATM angaphandle kwe-ATM

Yintoni ekhululekile:

• Idiphozithi ngqo ye-paycheck okanye inzuzo karhulumente
• Phinda ulayishe isheke kwisitoreji seWalmart, kodwa kufuneka uhlawule intlawulo ye-Walmart ye-check-cashing fee

I-Walmart ye-MoneyCard ineentlobo ezimbalwa ezinikezela ezinye iirhafu, ukwenzela imali eyongezelelweyo. I-Plus Card ine-$ 3 yokuthenga intlawulo kodwa ikuvumela ukuba ukhokhe iindleko zakho kwi-intanethi kwaye uthumele imali kwi-intanethi kwintsapho yakho kunye nabahlobo. Ikhadi elikhethiweyo linomrhumo we-$ 4 wokuthenga kwaye unikezela ngokukhawuleza kwakhona Ukulayisha kwakhona (R) kwiWalmart ngaphezu kweenzuzo ze-Plus Card. Zomibini Amakhadi aPhezulu kunye anokhethwayo anikezela amandla okuba nemali yenyanga yenyanga ezayo ichithwe.

02 iKaiku Visa Card Prepaid

I-Kaiku Prepaid Visa ingenye yamakhadi ahlawulwa ngokutsha emarikeni, eyaqaliswa ngoJulayi 2012. Amakhadi e-credit vertical afika ezintandathu "iimveliso ze-chic zokuvuna" kunye nembala epholile njengepinki e-pink, ubuciko obubomvu kunye ne-shark bite bite.

Ziziphi iirhafu:

• Imali yesondlo yesondlo yenyanga nganye i-$ ifakwe xa ulayisha ubuncinane i-$ 750 ngenyanga
• I-1.45 yee-akhawunti ze-ATM, i-$ 0 ukuba usebenzisa i-All-ATM yonxibelelwano.
• Imali eyi-2.95 ukuya kwi-4.95 yemali yokulayishwa kwemali ngokuxhomekeke kumthengisi oyisebenzisayo.
• 1% okanye i-4%, ubuncinane be-$ 5 ehlawulwa imali yokufaka idiphozithi yeselula

Yintoni ekhululekile:

• Ukuthengwa kwekhadi, ukusetyenziswa, kunye nokutshintshwa.
• Umrhumo weBhili ukhululekile
• Ikhasi lokungasebenzi (nangona uya kuba phantsi kwe-$ 3 yemali yesondlo nganye ngenyanga xa ungaphumeleli ukulayisha kwi-deposit minimal)
• Umrhumo wefowuni oyimimiselo uthatha iintsuku ezili-10

I-Kaiju Visa Prepaid ikhishwa yi-Bankcorp Bank.

Ifowuni ye-Green Dot ehlawulwa ngaphambili

Unokufumana i- GreenDot ekhadini elikhokhelwa ngaphambili kwi-intanethi ye-$ 0 okanye uthenge kumthengisi nge $ 4.95 okanye ngaphantsi, kuxhomekeke kumthengisi.

Ziziphi iirhafu :

• Imali eyi-5.95 yenyanga nganye ikhutshwe naliphi na inyanga apho ulayisha okungenani i-$ 1,000 okanye wenze okungenani iimpahla ezi-30 ezifanelekileyo
• Ukufika kuma-4.95 weeRayiphinde ukulayisha kwakhona imali kwiindawo zokuthengisa
• Imali eyi-2.50 ye-ATM, kodwa kungekhona ukuba usebenzisa enye ye-ATM engaphezu kwe-15,000 kwi-network
• $ .50 ukujonga ibhalansi yakho kwi-ATM engenakwi-network, inkululeko xa usebenzisa umshini wenethiwekhi

Yintoni ekhululekile:

• Ukuthengiswa kwe-ATM kwinethiwekhi, nangona umnikazi we-ATM angahlawula intlawulo
• Ukuhlola ibhalansi yakho nge-smartphone app

Ukuba unayo ikhadi le-GreenDot Prepaid, ukukhuphela i-app kuza kukugcina imali ngokukunceda ukufumana ii-ATM zenethiwekhi.

04 American Express Serve

I-American Express Serve inikezela iintlobo ezintathu zekhadi layo elihlawulwa kuqala kunye namaxabiso ahlukeneyo kunye nezibonelelo.

Ziziphi iirhafu:

• UmSebenzi oyisisiseko unomrhumo wenyanga we-1 okhutshwayo xa uhambisa idiphozi okungenani i-$ 500. Ukulayishwa kwakhona kwi-$ 3.95.
• I-Reve Free Reloads ine-$ 4.95 yemali yenyanga nganye kodwa inikezela ngokukhululeka kumarekhodi kubathengisi abathatha inxaxheba kuquka i-CVS Pharmacies, i-Dollar General Stores kunye ne-Walmart.
• I-Serve Cash Back ine-$ 5.95 yemali yenyanga nganye kunye nokulayishwa kwakhona okubiza i-$ 3.95 kwaye ihlawula i-1% emva kokuthengwa kwekhadi.

Yintoni ekhululekile:

• Ukuthengwa kwekhadi xa usebenzisa i-intanethi, ukufikelela kwi-$ 3.95 xa ufumana ikhadi ukusuka kwisitolo sokuthengisa
• Ifowuni tsheka idiphozithi
• Ukukhishwa kwe-ATM kwinethiwekhi
• Ukuthumela nokufumana imali
• Ukutshintsha iKhadi
• Ukuthetha nommeli wenkonzo yabathengi

Ukukhonza kunika ukhuselo nokuthengwa kobuqhetseba kunye nokukhuselwa kwentengo yamahhala ekuthengeni okufanelekileyo.

05 I-Mango MasterCard iKhadi eliKhokhelwayo

I-Mango MasterCard inezinye zeemali eziphantsi kakhulu zonke iikhadi elihlawulwa ngaphambili, livumela ukuba uvule i-akhawunti yokulondoloza ehlawula enye yezinga eliphezulu kwidizithi kwibhanki.

Ziziphi iirhafu:

• Imali 3.00 yenyanga
• Ukukhishwa kwe-ATM eyi-2.00
• I-ATM ye-ATM ibhalise
• Ukufika kwi-$ 4.95 yokuhlawulwa kwakhona ngokuxhomekeke kumthengisi

Yintoni ekhululekile:

• Bhalisa kwaye usebenze
• Idiphozithi ngqo
• Imithwalo yokutshintshwa kweBhanki

Isici esiyingqayizivele i-akhawunti yokulondoloza imali engekho-ntlawulo, ehlawula i-percentage yield percentage year to 6%. Imali i-FDIC iqinisekisiwe ngeBhanrise ye-Sunrise, NA.

Unako ukulayisha imali ekhadini nge-deposit ngqo, ukudluliselwa kwe-Paypal, ukudluliselwa kwebhanki okanye nge-cash kwinxaxheba ye-Western Union okanye umthengisi we-Green Dot. I-downside kuphela kukuba akukho ndlela yokukhokha imali ye-intanethi.