Indlela yokufundisa umntwana wakho ukubaluleka kohlahlo lwabiwo mali

Imikhwa emihle yemali iqala intsha

Kubalulekile ukufundisa abantwana kubhajethi kwaye ulondoloze, kodwa unokumkhuthaza njani umntwana wakho ukuba ahlawule imali yakhe ngosuku lwemvula xa ephosa umsindo ngenxa yokuba ufuna umdlalo?

Akulula, kodwa ngoqeqesho kunye nokucwangcisa, kuya kwenziwa.

Ubudlelwane phakathi koMsebenzi kunye nemali

Ngaba abantwana bakho bacinga ukuba imali ivela kwi-ATM? Okanye uyazi umntu onabantwana abacinga ukuba yintoni apho imali ivela khona?

Akuyinto engenangqiqo yokuba umntwana osemncinci enze ukuba akazange asebenze okanye ukuba akazange azibonele ngokwakhe umsebenzi abazali bakhe kufuneka bawenze ukuze bafumane imali abayifumana kwi-ATM.

Ukukhuthaza umntwana ukuba asindise, kufuneka aqonde ukuba imali ayifumanayo ihambelana ngqo nomsebenzi awawenzayo.

Enye indlela yokufeza le nto kukudala ishati ebonisa imisebenzi kunye nereyithi yokuhlawula nganye yemisebenzi efanelekileyo. Ukutshaya umgangatho kunokuthi ufanele u-50 cm. Ukulayisha i-dishwasher inokuba yi-75 cents. Ukutshisa umtshini kunokufumana i-$ 2, njl njl.

Ukuhlawula imisebenzi yinto ephikisanayo. Ezinye iintsapho zikholelwa ukuba abantwana kufuneka bafune ukwenza imisebenzi ngaphandle kwembuyekezo eyongezelelweyo ukwenzela ukuba banokufaka isandla kumakhaya abo.

Ukuba le nto ifilosofi yakho, ngoko unokucinga ukuba ufuna umntwana wakho enze inqanaba lomsebenzi wendlela yokusebenza-njengokushiya amathoyizi abo, ukuseta itafile, ukusula itafile emva kokutya, njll-njengenxalenye yenkxaso yabo kwindlu .

Nantoni na into eyenziwa ngumntwana ehamba ngentla naphaya kwemisebenzi yabo yasemakhaya ingaba yindlela yokufumana imali.

Iimali ezintathu zeMali

Xa umntwana wakho ecela itekisi, mxelele ukuba kufuneka athenge ithoyizi ngemali yakhe eyimali enzima. Umntwana wakho kungekudala uza kufumana ukuba i-$ 1.50 eyayifumana kule veki ithetha ukuba uya kufuneka enze umsebenzi othe xa uthenge ukuthenga itekisi ebiza i-$ 12.

Lo ngumzuzu xa isifundo "sesithathu". Misela imithi emithathu kumntwana wakho: enye yokugcina imali , enye yokuchitha imali , kunye nokwabelana.

Xa umntwana wakho ehlawulwa, ncedise uhlahlobe imali yakhe phakathi kwezimbiza ezintathu. Ezinye zazo ziya kungena kwimbhozo ngokukhawuleza, ukuchitha kwexesha elifutshane: ibha ye-candy okanye i-ice-cream cone, mhlawumbi.

Eminye yemali iya kwisitya "sokulondoloza." Umntwana wakho kufuneka akhethe injongo yakhe yokugcina . Mhlawumbi ufuna umdlalo omtsha we PlayStation okanye ifowuni. Njalo xa ehlawulwa, unokujonga ukulinganisela kwakhe kukukhula.

Isitya sesithathu kufuneka sibe "ukwabelana." Umntwana wakho kufuneka akhethe isizathu kunye negalelo lemali. Mhlawumbi umntwana wakho angakhetha ukubeka loo mali kwibhayisiki yokuqokelela ecaweni, uyinike indawo yokukhusela isilwanyana, unikezele iqela elinceda amaqhawe asekhubazekile, okanye ulondoloze i-acre yemvula yamanzi.

Esi sifundo sanyulwa nguMuppet, u-Elmo, kwi-TV ye-Sesame Street. Isiqephu sibonisa u-Elmo ukufumana ithoyizi ayifunayo kwaye isebenze ukufumana imali ukuyithenga. Ngendlela, wenza izigqibo zokuphepha ukuthenga okungazenzisiyo kunye nokusebenzisa enye yemali ayilondolozile ukunceda umhlobo.