Iindlela ezili-14 zokufundisa abantwana ngemali

Ufuna ukuba abantwana bakho bakwazi ukulawula imali yabo kwikamva, kodwa uqala kuphi ukufundisa abantwana ngemali? Ukususela ekuchazeni umgaqo wemali ukutyalo-mali, yile imephu yeendlela ekukhokela ngayo kwinkqubo.
  1. Fundisa i-Concept Money : Fundisa abantwana abancinci ngemali yokuqala. Bafundise ukubaluleka kweemali kwaye ubakhuthaze ukuba basindise imali yabo yeebhanki.

  2. Khokela ngomzekelo : Chaza oko wenzayo xa ubhala isheke, sebenzisa ikhadi le-ATM, okanye uhlawule ukutya. Abantwana baqaphele kakhulu kwaye baya kufunda ezininzi zeengcamango zabo ngokubukela nokukopisha indlela oziphatha ngayo.

  1. Vula i-Akhawunti yokugcina : Chaza abantwana ukuba indlela yokusebenza yenzalo kwaye ibonise indlela imali yabo ekhula ngayo kwi-akhawunti yokulondoloza. Ukwandisa kwiakhawunti yokukhangela xa bekulungele.

  2. Sebenzisa iSibonelelo: Xa abantwana befumana isibonelelo kufuneka bafunde uhlahlo lwabiwo-mali olusisiseko kunye nezakhono zokunciphisa. Njengoko bephethe imali yabo yesibonelelo, izakhono zabo zokulawula imali ziya kuphucula.

  3. Yenza Injabulo yokuFunda : Dlala imidlalo yemali ekhuthaza ukufunda. Imidlalo yeBhodi, imidlalo ye- intanethi kunye nemidlalo yokuzenzela nayo yonke into.

  4. Vumela ukuba benze iimpazamo: Benza abantwana bakho bachithe imali yabo baze benze iimpazamo ngemali yabo. Isixhobo esibalulekileyo sokufundisa. Nangona kunjalo, lungele ungene kwaye uncede ukukhokela xa beyidinga.

  5. Bavumele bafumane Imali: Ukusebenza imisebenzi yehlobo, ukuba ngamashishini, kunye nokusebenzela umama nootata bonke abantwana abancedayo ukufunda ngezoshishino kunye nokusebenza kanzima.

  6. Fundisa Abantwana kuHlahlo lwabiwo-mali: Vumela abantwana bakho ukuba bacwangcise kunye nokuhlahlo-mali kwisiganeko seentsapho ukuze basebenzise izakhono zabo zohlahlo lwabiwo-mali.

  1. Fundisa Iintsholongwane Zakho Ngetyala : Nceda abantwana bakho baqonde ingcamango yokulibazisa ukuxhaswa kunye nenzuzo kunye neengxaki zokuthenga ngetyala.

  2. Ukwazisa Imirhumo: Abantwana baya kuhlala bemangaliswa ukugodla kwi-paycheck yabo yokuqala. Cacisa umgaqo weerhafu kusasa kwaye i-paycheck yabo iya kuhlangabezana nokulindela kwabo.

  1. Khuthaza Ukunikela Ngokuzinikela : Yenza abantwana bakho bafumane ububele ngokukhawuleza kwaye baya kuba ngabavolontiya abanomdla kunye nabaxhasi.

  2. Qalisa ukuCwangciswa kwexesha elide: Fundisa abantwana bakho malunga nokugcinwa kwexesha elide kunye namatyala. Xoxa ngeendleko zeekholeji, imoto, izindlu, kunye nomhlalaphantsi ekuqaleni ukunika intloko yokuqala.

  3. Bafundise Ukutshala imali: Emva kokuba banamakhono ebhanki abalulekileyo, khuthaza abantwana bakho ukuba bafunde ngemarike yempahla. Hlola izitokethi ezifanelekileyo kunye neengxowa-mali kunye nabantwana bakho.

  4. Fundisa Abantwana Ukusekela Iinjongo: Amanqaku amaninzi aphumelele ngemali atholakala ngokucwangciswa kweenjongo. Khuthaza abantwana bakho ukubeka iinjongo zokulondoloza nokusebenzela kubo.