Sebenzisa isikhokelo sethu ukukugcina ixesha kunye namandla ngexesha lerhafu
Ngaba kufuneka uyihlawule irhafu? Impendulo efanelekileyo yokuziphatha iyayi, kufuneka. Ukuba awuqinisekanga ukuba uqala kuphi, landela isikhokelo sethu ukuqinisekisa ukuba uhlanganisa yonke into.
I-IRS idinga nabani na uncedo lwekhaya, olunjengomntwana, umntwana okanye umgcini wendlu, ukuhlawula irhafu. Uya kufuneka uhlawule ukhuseleko lwezeNtlalo, i-Medicare, i-FUTA (uMthetho we-Tax Unemployment Tax Act) kunye nerhafu yerhafu kunye neye-rhafu yengingqi xa umvuzo wabo wonyaka uwela ngaphaya komngcele othile, okwangoku ngo-2017 kwakuyi-$ 2,000.
Umzekelo, ukuba uhlawula umntwana omdala wama-$ 35 njalo ngoMgqibelo ebusuku, kufuneka ukhokhe irhafu yentela . Akukho kuphela ukungekho mthethweni ukuweqa irhafu yerhafu, akunakulungile kumntu onakekela umntwana wakho. Unokumxabisa okanye uzayo kwiNkcazo yoKhuseleko lwezeNtlalo kunye neeMpilo.
Uzakufuna ulwazi olulandelayo:
- Umhlahlandlela Wentlawulo Yabasebenzi Basekhaya (i-IRS Publication 926)
- I-IRS ifom ye-W2 kunye ne-W3 (fowuna i-800-TAX-FORM ukuyilawula)
- Ingxelo yendlela ohlawule ngayo imali yakho ngonyaka odlulileyo.
- Inombolo ye-Social Security yenombolo kunye nedilesi
- Inombolo yoLwazi lweNkcitho yomqeshi wasekhaya (EIN)
- ... kwaye ekugqibeleni ungadlulanga i-calculator, ipen, kunye nephepha.
Imiyalelo elandelayo iya kubhawula kuphela ukuhlawula irhafu yeNkonzo yoKhuseleko lweNtlalo kunye ne-Medicare yakho. Funda isiKhokelo seRhafu sabasebenzi basekhaya (okukhankanywe ngentla) ukuba ubone ukuba ngaba uya kuhlawulwa irhafu yengqesho engapheliyo (FUTA). Uya kufuneka uhlolisise kunye nelizwe lakho ukuba ubone ukuba unetyala le-tax status.
Ngaphambi kokuba Uzuze, Qinisekisa indlela oya kuLawula ngayo iNtela yentlawulo
Nazi ezinye izigqibo omele ukwenze xa uqesha i-nanny yakho. Okokuqala, qiniseka ukuba banokusebenza ngokusemthethweni eUnited States ngokuhlolisisa amaxwebhu abo kwaye bazalise Ifom I-9, "Imigaqo yokuqinisekisa ukuVunywa kweeNgqesho"
Emva kokuba ufumene i-nanny yakho emangalisayo ungagqiba kunye kunye ukuba wena, umqeshi, uya kugcina irhafu yengeniso ye-federal okanye ayikho.
Awunyanzelwanga ukuba wenze njalo, kodwa ukuba unqumle ukumbamba kwaye unentshintsho yentliziyo maziqiniseke ukuba ubeka ngoku kubhala. Ukubanjwa kwentlawulo yaseburhulumenteni ayihlanganiswa yile nqaku, qi niqiniseke ukuba wenze umsebenzi wesikolo sakho kule nto.
Phanda ukuba uza kuhlawulwa irhafu yerhafu yengqesho. Umbuso ngamnye uhlukile kwaye kuba le ngongoma enkulu ayiyi kuhlanganiswa kweli nqaku. Kodwa ukukukhokelela kwindlela elungileyo i-arhente zorhulumente ezichaphazelekayo zifakwe kwisihlomelo seNkokeli yeRhafu yabaSebenzi.
NgoKhuselo loLuntu kunye neMedare, unokuhlawula konke okanye uchithe isigamu sawo ekuhlawuleni. Imirhumo kunye neNtlalo yoKhuseleko irhafu ifikelela kwi-15.3 yeepesenti yokuhlawulwa kwayo. Isiqingatha saleyo, i-7.56 pesenti, isabelo somqeshwa, ongayigcina kwi-paycheck nganye okanye uhlawule. Wena, umqeshi, thumela zombini ihafu zerhafu kwi-federal government. Xa uqeshisa i-nanny yakho, xelela indlela oceba ngayo ukulawula oku.
Izinto Ezokwenza Ngaphambi Kwexesha Lokukwenza Ukulinganisa Kulula
Emva kokuba uqeshe i-nanny yakho, gcina iirekhodi zemali uze uhlole iintlawulo ozenzayo kwi-spreadsheet efana ne-Google AmaSpredishithi okanye iMicrosoft Exel. Emva koko ekupheleni konyaka wekhalenda, bhala iindleko ezipheleleyo ukuba ungenise kwiirhafu.
Uzakufuna inombolo ye-EIN ukuze ufake ifayile yakho yerhafu. Unyaka wokuqala unesiqiniseko sokuthi ubiza i-IRS ngaphambi kweFebruwari ukuba unikezwe inombolo yombolo yomqeshi. Unokubiza 800-829-4933, usetyenzise nge-intanethi, ngefekisi okanye ngeposi.
Ngokuphathelele ukuza kunye nemali ukuhlawula irhafu yakho yerhafu unamathuba ambalwa. Unokubuza umqeshi wakho (okanye umqeshi womlingane wakho) ukuba unamathele ngaphezulu kwimvuzo wakho ukuze uhlawule irhafu yengqesho yendlu. Okanye, unako ukwenza iintlawulo zerhafu eziqikelelwa kwi-IRS nganye kwikota. Enye inketho kukuhlawula irhafu yerhafu ngo-Apreli 15 kunye nerhafu yakho yengeniso, kodwa ukuba imali leyo inkulu ngokwaneleyo unakho ukuthotyelwa kwizohlwayo.
Iifomu ezintathu oza kufuneka uzigcwalise
NgoJanuwari umhla wokugqibela weeFom zeNtlalo zoLuntu ozozigcwalisa, eziyiFomu W-2 kunye neFomu W-3.
Unokukhetha ukungenisa ezi fom kwi-intanethi ukulungiselela ngokukhawuleza nangokulula. Ukuba udinga uncedo lokuzalisa ezi fom kukho imizekelo ekupheleni kweNkokeli yeRhafu yabaSebenzi .
Ifom yesithathu yifom yakho yeShedyuli H engangeniswa yimini yerhafu. Ifom yeShedyuli H ibizwa ngokuba yi-"Household Employment Taxes" ekukunceda ukuba ubone ukuba uza kuhlawulela phi iirhafu zakho zeNkxaso yoLuntu, iMicaretri, Imali engenakunikwa, kunye neNtsholongwane yokungasebenzi (FUTA).
Ngaba ukhathazekile ngamatriki okanye unemibuzo? I-IRS yenze isethi yemiyalelo ehlanganisa ezi fom zintathu. Ziquka imizekelo yeefom kunye nezinto omele wazi ngazo malunga neentlawulo zabasebenzi basekhaya.
Ngoku xa usuku lwerhafu luza uziva uzilungiselele ngakumbi. Iirhafu zakho zemali zibandakanya iintlobo ezintlobo zerhafu kwaye ngoku landela le khokelo kwaye wenza umsebenzi othile wesikolo uza kuba ulungele ukufayile ngokuzithemba.
Ukuhlaziywa ngu-Elizabeth McGrory