Indlela yokukhetha iBhanki elungileyo kwi-Akhawunti yakho yokuThengisa i-Kid
Ngaphambi kokuba ukhethe ibhanki ukuvula i-akhawunti yokulondoloza, uya kufuna ukuqwalasela ukusondela kwebhanki endlwini yakho. Kwakhona, kuya kufuneka uhlaziye imimiselo kunye neemeko ze-akhawunti kubandakanywa nemirhumo kunye neenzala.
Ukukhetha Indawo Eyona Ngcono Kwi-Akhawunti Yokugcina Yengane
Ngaba ibhanki ekulungele ukuba ufike? Ukuba abantwana bakho bayamkela ingcamango ye-akhawunti yabo yokugcina imali, banokufuna ukuhamba rhoqo kwiibhanki. Cinga ibhanki yomakhelwane, enye indlela ehamba ngayo ohamba kuyo, okanye ngaphakathi kwidasitolo yakho yendawo ukuze ugcine uhambo oluya kuba yintlekele.
Ukuba uhlala uye e-bhanki, kunokunceda kakhulu ukuvula i-akhawunti yakho yokulondolozwa kwebhanki kwibhanki enye ukulungiselela ukutyelela.
Imirhumo kunye neemfuneko
Fumana i-akhawunti engenazo iimali zenyanga zokugcina okanye iimfuno zokulinganisela ibhalansi. Kwakhona, qinisekisa ukuba akukho mda kumlinganiselo weentlawulo ezincinci. Kwakhona, jonga iibhanki ezihlawula iirhafu zeakhawunti ezingasebenzi kwaye ufunde zonke iimpapasho ezincinci ngaphambi kokuvula i-akhawunti .
Ukuba usebenzisa ibhanki enika i- akhawunti yokulondoloza inkululeko ehlanganiswe ne-akhawunti yakho, khangela ukuba kwenzekani ukuba uhambisa i-akhawunti yakho kwenye ibhanki.
Ingaba umntwana wakho unokugcina i-akhawunti yakhe ivulekile?
Uhlobo lweBhanki kwi-Akhawunti ye-Savings Account
Ibhanki yokuqala oyihlolisayo mhlawumbi iya kuba yibhankini yakho. Ukuba abanalo i-akhawunti ehlangabezana neemfuno zomntwana wakho ngokusekelwe kwimirhumo kunye neemfuno, khangela umbutho wekredithi wendawo. Iimanyano zetyala zihlala zifumana iimali eziphantsi ngenxa yokuba zingabanikazi bamalungu.
Ukongeza, unokuhlola iibhanki kwi-intanethi xa unomuvo ongekho mfuneko yokuba wenze uhambo olwenziwe kwibhanki ukuze ufundise abantwana bakho .
Iiminyaka zabantwana ukuba baqale i-Akhawunti yokugcina
Ngokusekelwe kwiminyaka yomntwana wakho, iimfuno zeakhawunti yakho ziya kuba neemfuno ezahlukileyo. Ukugcinwa kwe-akhawunti yengane , unokufaka kuphela izipho zemali. Kumntwana omdala, banokufuna ukufaka imali kwaye bayithathe ukuze bathenge ithoyilo. I- akhawunti yokulondoloza intsha engase ifune ukuyixhuma kwi-akhawunti yokujonga. Cinga indlela oyisebenzisa ngayo i-akhawunti xa ukhetha uhlobo lweebhanki kunye neemfuno ze-akhawunti.
Iinkqubo zabantwana
Buza malunga neenkonzo ezinikwe abantwana kubhankini ocingayo. Ezinye iibhanki zinika iibhanki zengulube kubantwana ukuba ziqale ukuqokelela iimali zazo kwaye zibonelele iibharenti zemali zentengiso kwi-lobby. Ezinye iibhanki zivumela abantwana ukuba bahambe emva kwee-counter kwaye babone ukhuseleko. Iinkonzo ezongezelelweyo zixhobo zokufundisa ezixabisekileyo.
Umgangatho wenzala
Ungakulibali ukujonga ixabiso lentengo kwi-akhawunti. Kuya kuba lula ukuchazela amandla okuqulunqa ukuba i-akhawunti ifumana inzala. Kwakhona, amabhanki amabini anokufumana izakhiwo zemilinganiselo ezahlukileyo.