Ekubeni iindawo ezininzi zifuna ukuba ugqwetha liqulunqe amaxwebhu athembayo, iirhafu zemali zodwa zibiza i-$ 2,000 okanye ngaphezulu, imali eninzi ukuyihlawula umzamo wokunika imali yakho.
Ngombulelo kwi-KISS Trust, kukho indlela entsha yokuseka ithemba labo bangenayo imali eninzi ukuyibeka kwithemba lesintu.
Yiyiphi i-Trust kwaye isebenza njani
Uvile ngekhredithi ethembekileyo kodwa awukwazi ukuba yintoni kwaye ekubeni uhlala ucinga ukuba kwakungaphandle kwexabiso lakho, awuzange udideke ukufunda. I-fund ye-trust iyintando kunye nemigaqo emininzi. Iimali zethemba zivame ukusekwa ngabacebile ngengcamango yokuba inzala kunye nezihlawulelo ezifunyenweyo ziza kwenza ukuba ithemba lisebenzise inzuzo yengeniso yenze imali into eyenza izizukulwana.
Ngokomzekelo, ukuba ucebile ngokwaneleyo ukuqala i-fund ye-trust trust, ungayifaka i-$ 1 yezigidi kwaye ube ne-bhanki okanye umninimzi wobutyebi utyalomali ukuba imali ibe yintlawulelo kunye ne-stocks eza kuhlawula inzala ye-7% (ngokomlando) ngonyaka. Iingama-70 000 zamaRandi zingasetyenziselwa ukunika abantwana bakho abathathu imali engenayo ye-$ 20,000 nganye kunye nezinye i-$ 10,000 ezibuyisiwe ukuze i-trust ithe gqolo ikhule ukuze kuvumele abazukulwana bakho bafumane umvuzo.
Ithemba leNzuzo
Enye inzuzo yokuthembela kukuba uthatha isigqibo malunga neenkcukacha. Mhlawumbi bakho abantwana banokubamba kwi-trust ukuhlawula iikholeji kodwa ukuba bakhetha ukungaqhubeki esikolweni esiphakeme esikolweni esiphakamileyo esikolweni, abanako ukususela kuyo bekude baneminyaka engama-40 ubudala okanye abanokukhubazeka ngamachiza kunaliphi na ubudala. Uza kuthatha isigqibo.
Ukuba ushiye imali emva kwezingane zakho kwi- akhawunti yokulondoloza , abantwana bakho baya kufumana zonke izigqibo.
Iindleko zeTrust
Ingxaki ngokumisela ithemba kukuba kuthatha igqwetha ixesha elininzi lokulungiselela amaxwebhu kunye nexesha elihlawulwa kuwe. Esi sizathu esikhulu sokuba kutheni abantu abaninzi baye bafikeleleka.
I-KISS Trust
I-KISS ithembelela le ngxaki. Unokuqala ukuthembela kunoma ubani onokuyithatha ubuncinane ubuncinci be-$ 1,000 okanye i-$ 50 ukuba uyazinikela kwiminikelo yenyanga. Iindleko zokuyibeka i-$ 199 kuphela kwaye unokwenza amathenda angaphezulu kwabanye abantu ngeendleko ezingama-99 kuphela.
Le ntlawulo ibandakanya onke amaphepha omthetho alungiselelwe ngummeli. Uqikelelo olulinganisiweyo lubonisa ukuba xa unika imali engama-$ 1000 ekuqaleni kokuzalwa kunye ne-$ 100 minyaka yonke iminyaka eyi-18, ngexesha lokufika komntwana kuma-65%, i-trust ingakhula ixabise i-$ 315,000, ngokubonga.
Nge-KISS Trust unokukwazi ukubeka umyalelo kumaphepha ukuba ukuba umntu ofumana i-trust inabantwana, isixa esithile siya kukhishwa kwi-trust ekhoyo ukuze kusekwe amathenda kumntwana ngamnye, kunye nabantwana babo, njalonjalo.
Zonke iimali zigcinwe yi-Investment Investment kunye namanye ama-brokerage awaziwayo kangangokuthi amathuba okuxhaswa kweengxowa-mali ayingxowankulu ayingcipheko.
Nangona kunjalo, kufuneka ukhumbule ukuba yonke imali-mali iyingozi kuba uvavanyo olucwangcisekileyo luyimfuneko.