Isichungechunge soMlawuli weNgxowa-mali osisigxina siyaqhubeka
Eyasungulwa ngowe-1976 kwaye ngoku igosa e-Bethesda, MD, i-Calvert Investments yayinexabiso elingaphezu kwe-R13 billion kwizibonelelo eziphantsi kolawulo ngoJulayi 31, 2014, okwenza kube yilaba baphathi bezimali ze-SRI abazinzileyo kunye nabanemfanelo (i-SRI) namhlanje eMelika. ICalvert isebenza ngabanye abatyali-mali, abacebisi bezezimali kunye nabaxhasi babo, izicwangciso zomhlala-phantsi kunye nabathwali-nkonzo, kunye nabatyala-mali beziko, ngokusetyenziswa kweendlela ezahlukeneyo zokubambisana, ukuxhamla kunye nokunikezelwa kwempahla, kusetyenziswa uphando lwezemvelo, uluntu kunye nolawulo (ESG). nxaxheba.
Amacandelo atholakala ngeemali ezihlangeneyo, iinkonzo zengcebiso eziphantsi, kunye nokulawulwa kweakhawunti eyahlukileyo. UCalvert ungomnye wabadlali abade kakhulu kwi- SRI ukususela ekuqaleni kwayo kwiminyaka engama-30 eyadlulayo.
Kungekudala emva kokusungulwa kwengxowa-mali yokuqala, i-Calvert Investments yenza i-headlines ukuba ibe ngumcebisi wokuqala weengxowa-mali kunye nokwahlula ulwahlukana. Kwiminyaka emine kamva, i-Calvert Investments yaba ngumcebisi wokuqala weengxowa-mali yomntu ukuba afake isisombululo sabanini-nxaxheba esixhomekeke kwingxaki yentlalo (kubasebenzi / ubudlelwane bolawulo) baye bathatha inxaxheba kwizigqibo ezininzi ezinjalo njengoko kubonakala kwiwebhusayithi apha apha).
Ifa lo kuqala
UCalvert uye wahlala ehlala enesiseko esinamandla sokuvavanya iingxelo ze-Environmental, Social and Governance (ESG) zeenkampani - ngaphezu kweemitha zamanani zemveli - zinika ulwazi lweCalvert olubanzi kunye nolwazi olujulile, ekuncedeni inkampani ibhetele ivelise imbuyekezo ekhangayo kwaye igweme ingozi.
Ngama-1990, i-Calvert Investments yaphumelela ukunqoba okuphawulekayo kuluntu lwase-SRI. UCalvert wabuza iSebe lezeMisebenzi (DOL) ngoluvo lweengcebiso ngokufaneleka kweemali ezicwangcisiweyo zentlalo njengendlela yokutsalwa kwezocwangciso zophuhliso ezichaziweyo, ezifana no-401 (k). Kuze kube ngoko, abaphathi bezicwangciso ezinjalo babexhalabele ukuba kubandakanywa iimali ze-SRI kwiminikelo yabo beza kuphulaphula imbopheleleko yabo yomthetho yokwandisa iindleko, ngokusekelwe kwingcinga ephosakeleyo yokuba iimali ze-SRI zenze ibuyiselo ezingaphantsi.
I-DOL icebisa ukuba imali ye-SRI inokwenene ingasetyenziselwa ukhetho lotyalo-mali ngo-401 (k) izicwangciso, xa ibuyiselo elilindelekileyo lilingana namanye amatyala anengxaki efanayo. Oku kwandisa ukufikelela kwiimali ze-SRI kubarhwebi ngabanye.
Ngo-2004, uCalvert waqalisa ikhowudi yokuqala yehlabathi yokuziphatha kwamanyathelo - iCalvert Women's Principles® - ukugxila kuphela ekuxhotyiseni, ukuqhubela phambili nokutyalomali kwabasetyhini emhlabeni wonke. I-UN yakwamukela le Migaqo. Ngo-2014, iCalvert ibonisa iminyaka yeshumi yeMigaqo kwaye ibhiyozela ukuba iinkampani ezingaphezu kwama-700 ezasayinwe.
Ukusuka kumaphayona ukuya kwiziko elizinzile
UCalvert ubekwe kwinqanaba lokuqala lokuthatha inxaxheba kwe-SRI ekubeni yinto ethile yeengcamango ezinzulu kwizinto ezikhoyo ngoku. Ngoku, iCalvert ishintsho, ifuna ukuzihlaziya ngokwaso njengomncintiswano okhokelayo, kwi-market ye-SRI.
ICalvert ibandakanya ukuba utyalo-mali oluzinzileyo luyintente enkulu. Akusekho isicwangciso esisisigxina esisodwa-sonke, kwaye akuzange kubekho ixesha elithile, kungenxa yoko uCalvert inikezela iindlela ezininzi ngokulingana kunye neengeniso ezingenakunyuswa. Inkampani iyahlula kwiintlobo zokhuphiswano lwayo ngokudibanisa uluhlu olubanzi lweemfuno ze-investor, kwaye luqhubeka lukhula ukwenziwa kwayo.
UCalvert unokwakha iqela lakhe leengcali zomhlalaphantsi , kwaye liphucula umrhumo walo otyalo-zimali ngokuziqesha iingcali ezingakumbi kunye nokwandisa isiseko semveliso kuwo onke amaqela asethi.
Ngaphantsi kweentente ezinkulu, izicwangciso zokutshala imali kaCalvert, kokulinganayo kunye nokufumana ingeniso engapheliyo, kunokuhlaliswa ngenye yezi zilandelayo zendlela ezintathu ezizinzileyo zokutyalomali:
- Ukusetyenziswa kweendlela ezizinzileyo kunye nezoxanduva zokunceda abathengi batyalole ngeendlela ezihambelanayo neempawu zabo
- Ukudala iiphothifoliyo ezijolise kwiingongoma zotyalo-mali kunye nefuthe elihle
- Okanye ngokusebenzisa ukuhlanganiswa koLwazi lweNdalo, uLuntu kunye noLawulo kwiinkqubo zokuhlalutya ukhuseleko ukuqhuba iziphumo zokutshala imali
Kuzo zonke iziganeko, uCalvert akafaki iinkampani ezivela kwiipotifoliyo zayo ezibandakanyeka kwimisebenzi ethile enobungozi, njengokwenza itekisi kunye nemveliso yezixhobo.
Emva koko, iCalvert ifuna iinkampani eziphatha kakuhle iimpembelelo zazo.
Ukukhuselwa kwamalungelo abantu kwiinkqubo zokubonelela, ukunika ingxelo ngeendlela zokusingqongileyo, ukungafihli kunye nokuphendula kwizinga leBhodi - ezi ziimpawu zeenkampani ezihamba phambili. Xa kuhlaziywa ngokufanelekileyo ngokwale modeli, uCalvert ukholelwa ukuba le ngqalelo inokubangela iziphumo ezingcono kubatyalomali.
Indlela yeCalvert yokutyalo-mali oluzinzileyo ibonakala kwezinye zezinto ezenzekayo kwiminyaka yamuva:
- Ngexesha apho iingxaki zamanzi ziphakathi kweengozi eziphezulu zokusingqongileyo kwemeko, inkampani isebenza njengomcebisi-mali-mali kwiCalvert Global Water Fund, efaka imali kwiinkampani ezibalulekileyo ishishini kwicandelo lamanzi, okanye ezibandakanya kakhulu kwiinkonzo zamanzi. okanye ubuchwepheshe.
- UCalvert uphinde ube nguvulindlela kwisithuba esingenanto sokufumana ingeniso apho usandul 'iqulunqo "isicwangciso sokufumana imali esiluhlaza" esilungileyo kwaye ngoku ulawula i-Calvert Green Bond Fund. Le ngxowa-mnye yenye yeemveliso zokuqala ukusebenzisa indlela ejongene neenkokheli zenkampani ngokubhekiselele ekutyaleni "kwi-bond".
- Iqumrhu lisandul 'uqalise iqhinga lokusebenza ngokucwangcisa ulwazi olujoliswe ekufuneni iinkampani kwicandelo ngalinye elisebenzisayo ukusetyenziswa kwezixhobo kwimimandla yabo yoshishino, njengamanzi, amandla kunye nenkunkuma. Esi sicwangciso, esiphumo sobudlelwane beCalvert ne-Osmosis Investment Management, siphumelele ekuphenduleni umgangatho wamuva wehlabathi jikelele olwabiwe kwiimveliso ezintsha, iinkqubo, ubuchwepheshe, kunye neenkonzo ezenzelwe ukujongana nemingeni yezoqoqosho jikelele, njengabantu abangaphezu kwamaninzi kunye noluntu ukuchithwa kwemithombo. Okwangoku ikhona kwi Merrill Lynch.
Ukwenza Impembelelo kwiZenzo zoLuntu
UCalvert uye waphuma ekusebenziseni iinjongo zokubambisana kunye nokukhuthaza abantu abanini-zimali ukukhuthaza utshintsho oluhle kwiinkampani malunga nawo onke amashishini, zombini ukuseka izibophelelo ezithile nokukhuthaza inkqubela phambili. I-Calvert iye yaphumelela ngokukodwa ekukhuthazeni iindlela ezingcono zoluntu kunye neyabasebenzi kwimikhonkco yokunikezela, kunye nokukhuthaza ulwahlulo kwiibhodi zenkampani zabalawuli. Enyanisweni, uCalvert uye wafaka izigqibo ezingaphezulu kwezingama-60 kunye neenkampani, kwaye wakhuthaza ngokukhawuleza ukongezwa kwamalungu amabhinqa kunye / okanye abancinci beebhodi. Kuza kube namhlanje, uCalvert uye wafaka izigqibo ezininzi kwiindawo ezahlukeneyo kunabanye abanye abaphathi-mali.
Igama lokugqibela
Namhlanje, iCalvert yintlangano kwishintsho.
Inkampani yamemezela ukuba i-CEO yayo, uBarbara Krumsiek, iya kuhlabela ekupheleni konyaka ka-2014. UKrumsiek, owayekhokela uColvert iminyaka eyi-17 kwaye ephindwe kabini kwiimpahla zeenkampani phantsi kolawulo lwakhe, uya kuhlala engumongameli wesigqeba sabalawuli.
Ngaphantsi kolawulo lwe-CEO uJohn Streur nje, kuye kwaba nokuchithwa okuphawulekayo, kwaye ekugqibeleni iqela lalingama-12 eBillion ye-asethi, oku kuthetha ukuba akusisona nkokeli e-US, ukuba ichithwe kwiimpahla zikaParnassus kunye ne-TIAA-CREF phakathi kwabanye. Uphawu lweCalvert luhlala lusempilweni kodwa lungakwazi ukuguquka kwimibuzo engundoqo engaphenduliweyo phambi kokuba iqine njengoko abanye beqhubela phambili ngokucwangcisa.