Ukuphonononga Imali Yakho Yehora, Ingeniso Yakho Yonyaka
Kodwa umali wonyaka owufumanayo awusixeleli kakhulu. Ukusebenza iiveki ezingama-40 ngeedola ezili-120 000 ngonyaka zihluke ngokugqithiseleyo kunokuba zisebenze iiveki ezingama-90 zeeyure eziyi-120 000 ngonyaka.
Ukuze ufumane ixabiso lexesha lakho, kufuneka uzibuze: Ndingaba ngantoni na ?
Nantsi indlela yokubala ukuba ungakanani ihora?
Ukulinganiswa Okubi: Lop Lop Zeros, Hlukanisa ngo-2
Indlela ekhohlakeleyo yokufumana ireyithi yakho yehora ukucinga ukuba usebenza iiyure ezingama-2 000 ngonyaka.
Kutheni iiyure ezingama-2 000? Siyicinga ukuba usebenza ixesha elizeleyo , ngeeveki ezimbini zeeholide, kwaye akukho xesha elide.
Iiyure ezingama-40 ngeveki zanda ngeeveki ezingama-50 zokusebenza ngonyaka zilingana neeyure ezingama-2 000.
Ngaloo ngcamango engqondweni, qwaba uthathe umvuzo wakho wonyaka, uthinte iiferethi ezintathu ukususela ekupheleni, uze uhlule inani eliseleyo ngamabini.
Umzekelo 1:
Ufumana i-$ 40,000 ngonyaka.
Ukukhupha i-zeros ezintathu-$ 40
Ukwahlula ngama-$ amabili
Ufumana i-$ 20 ngeyure.
Umzekelo 2:
Ufumana i-$ 70,000 ngonyaka.
Ukukhupha i-zeros ezintathu-$ 70
Uhlula ngamabini ama-35
Ufumana i-$ 35 ngeyure.
Umzekelo 3:
Ufumana i-$ 120,000 ngonyaka.
Ukukhupha i-zeros ezintathu-$ 120
Uhlula ngamabini ama-60
Ufumana i-$ 60 ngeyure.
Indlela echanekileyo: Uhlalutyo lwangaphakathi
Kakade, indlela esabhaliswe ngayo ngasentla yiqikelelo elibi. Akubona wonke umntu osebenza ngeeveki ezingama-40 zeeyure ezingekho ngaphezulu kwexesha.
Abanye abantu basebenza iiveki ezingama-50 okanye ezingama-60 okanye iiyure ezingama-80. Abanye basebenza ngexeshana.
Ukusombulula le nto, siphendukela kwindlela echanekileyo yokucinga ukuba ungakanani imali oyihola ngeyure. Kubizwa ngokuba yi "indlela yokuhlalutya".
Izandi zobugcisa, h? Phola. Ungavumeli ukuba eli binzana likuthumele - le ndlela yindlela elula.
Uhlalutyo lwemilinganiselo lubandakanya ukubala ubudlelwane phakathi kweeyure ozichithayo emsebenzini kunye nengeniso yakho. Ukuba ufumana i-$ 400 kwiiveki ezingama-40, i-dollar-to-hour ratio yakho i-10 ukuya kwi-1 (okanye i-$ 10 ngeyure).
Makhe sicinge ukuba ufumana i-$ 500 ngeveki. Emhlabeni, kunokubonakala ngathi umlinganiselo wakho wama dollar ukuya kweyure uye wanda ukuya ku-12.50 ukuya ku-1. (i-$ 500 ehlulwe ngama-40 = $ 12.50 ngeyure.) Hooray!
Kodwa iimpazamo zokukhuthaza ukuba usebenze iiveki ezingama-60 iiyure. Isilinganiso sakho sedoli-ukuya kweyure si-8.3 ukuya ku-1. (i-$ 500 ezahlula ngo-60 = $ 8.33 ngeyure).
Ngamanye amazwi, umvuzo wakho uye wakhuphuka, kodwa ireyithi yakho yehora isezantsi.
Masihambe ngeesampuli ezimbalwa:
Umzekelo 1:
Ufumana i-$ 38,000 ngonyaka.
Usebenza iiyure ezingama-40 ngeveki, kunye neiveki ezintathu zeeholide.
Ixesha lokusebenza = iiyure ezingama-40 x 49 iiveki = 1,960 iiyure ngonyaka.
$ 38,000 / 1,960 = $ 19.38 ngeyure (okanye i-19.4 ukuya kwi-dollar-to-hour ratio)
Umzekelo 2:
Ufumana i-$ 18,000 ngonyaka.
Usebenza iiyure ezili-15 ngeveki, kunye neiveki ezintathu zeeholide .
Ixesha lokusebenza = iiyure eziyi-15 x 49 iiveki = ii-735 iiyure ngonyaka.
$ 18,000 / 735 = $ 2448 ngeyure (okanye i-24.5 ukuya kwi-dollar-to-hour ratio)
Umzekelo 3:
Ufumana i-$ 350 ngeveki.
Usebenza iiyure ezingama-20 ngeveki.
$ 350/20 = $ 17.50 ngeyure (okanye i-17.5 ukuya kwi-dollar-to-hour ratio)