Iindleko zokunciphisa ixabiso lokuhlawula nokuhlaziywa zingabuka kwizinto ezingabalulekanga kubaluleke kakhulu ekuqondeni kwakho inzuzo kunye nomgangatho wendlela yokusebenza kweshishini.
Amashishini aninzi ase-Asset angaba neendlela ezininzi zokuhlalutya la manani ukwenzela ukuba ukusebenza kubonakale kungcono okanye kukugqithiseleyo ngokusebenzisa iindlela ezahlukeneyo zokurekhoda, okubangela ukuba imali engenayo echazwe ngenene ihluke ngokwezinto eziphathekayo kumvuzo wemali.
Ukuqonda izinto ezisisiseko zokunciphisa nokuhlaziywa kunokwenza ngcono ukuba uguqule iziphumo zemali yengeniso kunye nexabiso lemali yenkampani.
Ixabiso lokunciphisa ixabiso lokunciphisa ixabiso lokuncipha
Kukho iintlobo ezimbini ezahlukeneyo zokunciphisa umtyalo-mali kufuneka aziqonde xa kuhlaziywa iingxelo zezimali.
Ixabiso lokunciphisa ixabiso : IiNkampani zirekhoda ilahleko ngokubaluleka kwempahla yazo eziphantsi kwexabiso. Ukurekhoda ukwehla kwexabiso njengendleko kwixesha lichitha iindleko zokuqala zexabiso elimisiweyo kwiminyaka yobomi balo obuncedo. Ngalixesha elilodwa inkampani ilungiselela izitatimende zayo zezimali, ibhala ixabiso lokunciphisa ukunika ilahleko kwindleko yoomatshini, izixhobo okanye iimoto ezithenge. Nangona kunjalo, ngokungafani nezinye iindleko, ixabiso lokunciphisa ixabiso libonisa kwi-statement yemali engenayo, njengengxowa "engekho yemali". Oku kuthetha nje ukuba akukho mali ehlawulwa ngokukhawuleza ngexesha elihlawulelwa ngayo indleko. "
Ukunciphisa ukunyuka kwexabiso: Le akhawunti ibonisa kwiphepha le-balance sheet kwaye ibonakalise ixabiso lokunciphisa ixabiso eliye lafakwa ngokumalunga ne-asethi ethile, eyenza ukuba i-asethi iyancishiswa ngexabiso. Inani elincinci libonakalisa ukugqoka, ukulila, ukusebenzisa nokugqithisa kwexabiso. Xa ixabiso lokunciphisa ixabiso libonakalisa kwingxelo yengeniso, kunokuba kuncitshiswe imali kwi-balance sheet, yongezwa kwi-akhawunti yokunciphisa i-akhawunti yokunciphisa ixabiso lexabiso elifanelekileyo.
Umzekelo olandelayo unokunceda ukubonisa ukuhla kwexabiso, ukuchithwa kwemali, kunye nendlela i-asethi engaguqukiyo kunye nengabonakaliyo inokuthi ilandelwe kwihlabathi lenene.
Ixabiso lokuNyuka kwexabiso
I-Sherry's Cotton Candy Inkampani ifumana i-US $ 10,000 inzuzo ngonyaka. Phakathi no-2015, ishishini lathengi umshini we-candy umshini wama-7 500 owawukulindele ukuba uhlale iminyaka emihlanu.
Ukuba utyalomali uvavanya iingxelo zemali, unokudangala ukuba abone ukuba ishishini lenze i-$ 2,500 kuphela ekupheleni kuka-2015 (i-$ 10,00 yexabiso-$ 7,500 yeendleko zokuthenga umatshini omtsha). Umtyalomali uyazibuza ukuba kutheni inzuzo iwele kakhulu ngonyaka.
Abagcini beengxelo zeSherry bathi i-$ 7,500 yeendleko zemashishini kufuneka yabelwe phezu kwexesha lonke uloliwe kulindeleke ukuba luzuze inkampani. Ekubeni umshini we-candy ufanele uhlale iminyaka emihlanu, uSherry angathatha ixabiso lomshini wekotoni kwaye ahlule ngamahlanu ($ 7,500 / 5 iminyaka = $ 1,500 ngonyaka).
Ukunciphisa iCotton Candy Machine
Esikhundleni sokuqaphela ixabiso elikhulu lenkcitho elilodwa lomshini wokukotela ngomshini ngo-2015, inkampani ikhupha i-$ 1,500 ixabiso lokunciphisa ngonyaka ngamnye kwiminyaka emihlanu ezayo, ingxelo yokufumana i-$ 8,500 yonyaka. Oku kuvumela abatyali-mali ukuba bafumane umfanekiso ochanekileyo wemandla okwenza inkampani.
Xa ubona umgca wexabiso lokunciphisa ixabiso lentengo kwi-statement yemali engenayo, oku kuthethwa ngazo; ixesha elithatyathwe ukusabalalisa iindleko zezinto ezingagqityiweyo kwimpilo yabo ebalulekileyo.
Oku kubonisa intsingiselo enomdla. Nangona inkampani ibhengeze imali engama-8,500 ayi-$ 500 ngonyaka wokuqala, ibhala i-$ 7,500 isheke kumatshini, ishiya i-$ 2,500 kwibhankini ekupheleni konyaka (i-R10 000-i-$ 7,500 yeendleko zemashishini = i-$ 2,500 ekhoyo).
Ukuhamba kwemali yenkampani kuyahluke koko kwiingxelo kwiimpatho. Kungakhathaliseki ukuba inzuzo kaSherry ephepheni, kufuneka ukuba abe nekhefu ngokukhawuleza ukuhlawula iindleko kunye neendleko zokusebenza okanye enye ibhizinesi lakhe lingaphumeleli.
Kwimeko yethu, unyaka wokuqala, uSherry uya kubika imali engama-8,500 ayi-$ 500 kodwa kuphela ene-$ 2,500 ebhankini ngenxa yokuthengwa komatshini.
Unyaka ngamnye olandelayo, uya kuqhuba ingxelo ye-earnings eyi-8 500 yeeRandi kodwa ube ne-$ 10,000 ebhankini kuba, ngokwenene, ishishini lihlawulwe umatshini konke kanye, kwaye umahluko ube yiindleko zokunciphisa i-$ 1,500.
Oku kubalulekile kuba ukuba umtyalo-mali wayazi ukuba uSherry wayenayo imali engama-3 000 yokuhlawulwa kwemali ngenxa yebhanki kunyaka wokuqala, unokucinga ngokungafanelekanga ukuba inkampani iya kukwazi ukuyifungela kuba ivakalise i-$ 8,500. Enyanisweni, ishishini liza kuba li-$ 500 elifutshane.
Umzekelo weMamori
Inkampani kaSherry Candot Candy yayinomnyaka oxakekileyo, kwaye yafumana ibhakabhaka eyaziwayo, i-Milly's Muffins, eyayivelisa iimpahla ezigcobileyo kwaye zinegama elidumile. Emva kokufumana, uSherry wongezelela ukubaluleka kwezixhobo zokubhaka zikaMilly kunye nezinye izinto ezibonakalayo kwi-balance sheet.
U-Sherry naye wongezelela ukubaluleka kwegama likaMilly's-brand-brand recognition, i-assets incorangible, kwi-balance sheet njengomgca wento ethi Goodwill. I-IRS ivumela i-10-year-year ukusebenzisa i-goodwill, ngoko i-akhawunti ye-Sherry ibonisa i-1/10 ye-Milly's Mufins value value njengemali yentlawulo kwimali yengeniso ngamnye unyaka de i-asethi isetyenziswe ngokupheleleyo.
Ukungeniswa kweeNkcazo kunye neNzuzo yangempela
Abanye abatyali-mali kunye nabahlalutyi balondoloza ukuba ixabiso lokunciphisa ixabiso kufuneka lidibaniswe kwinzuzo yenkampani kuba ayifuni ukuphuma kwemali ngokukhawuleza. Ngamanye amazwi, uSherry wayengabhatali imali eyi-$ 1,500 ngonyaka, ngoko ke inkampani kufuneka idibanise ukuba ukuhlaziywa kubuyele kwi $ 8,500 kwiingeniso ezibikiwe kwaye kwaxabisa inkampani ngokusekelwe kwintlawulo ye-$ 10,000, kungekhona i-$ 8,500 yenani.
Ukunyuka kwexabiso kuyindleko yangempela. Ngokweqhinga, ukunciphisa ukuzama ukulinganisa inzuzo kunye neendleko ezithathiweyo ukuvelisa loo nzuzo ukubonelela ngokuchanekileyo umfanekiso ochanekileyo wenkampani efumana amandla. Umtyalo-mali ongenayo imali yexabiso lokunciphisa ixabiso lokunciphisa i-indleko angakwazi ukugqithisa ibhizinisi ngokukhawuleza kwaye afune ukubuyela kwakhe.
Njengomnye utyalo-mali owaziwayo, i-fairy fairy ayihlawuli inkcitho yenkcitho-mali yenkampani. Ingaba ungumnikazi wesithuthuthu esitolo okanye ishishini lokwakha, kufuneka uhlawule oomatshini kunye nezixhobo zakho. Ukongeza ixabiso lokunciphisa ixabiso lentlawulo kwinzuzo enqatshitshiweyo lugqithisa ukusetyenziswa kwexabiso langempela.
Ukubaluleka kootyalo-mali kunye neenkampani zokulawula iimpahla ngamanye amaxesha zifumana iimpahla ezithile ezineendleko ezinkulu ezisezantsi, ezibangelwa iindleko zokunciphisa ixabiso lempahla ezingenakudinga ukutshintshwa ngamashumi eminyaka. Oku kubangela inzuzo ephezulu kakhulu kunokuba isitatimenti sengeniso kuphela siza kubonakala sikhombise. Ezi festile zibonakala zizithengisa ukulinganisa amaxabiso, ukulinganiswa kwee-PEG , kunye nezilinganiso ze -PEG ezilungelelaniswayo , nakuba zingekho ngaphezu kwazo zonke.