Phuma kwiTyala
Enye yezinto ezibaluleke kakhulu ongayenza kukuba usebenze ekuhlawuleleni ityala lakho , ingakumbi ityala lakho lekhadi lesikweletu.
Oku kuya kunceda ukuphucula umlinganiselo wakho wekhredithi, kwaye unokuchaphazela ukuba uza kuba ngumntu omele ukuboleka xa ufaka isicelo sokuthenga imali. Kungabonakala ngathi kuyinyathelo elingadingekile, kodwa ukukrazula ityala lakho kuthetha ukuba akuyi kudingeke uxinezeleke kakhulu malunga nemali xa uthenge, kwaye konke kuya kuba lula. Ukuba uceba ukuthenga ikhaya kungekudala, kungcono ukuhlawula ityala lakho kunokuba uhlawule ityala, elibonisa ingxelo kwingxelo yemboleko.
Ukucoca i-Credit yakho
Kubalulekile ukucoca ingxelo yakho yengxelo ngaphambi kokuba ufake isicelo sokuthenga imali. Ungaqala ngokutsala ikopi yengxelo yakho yekhredithi kunye nomlinganiselo wakho wekhredithi ukuze ubone apho umi khona. Ukuphakanyiswa kwamanqaku akho okwekhredithi kuthetha ukuba uya kufanelekela ukuhlawula imali ephantsi. Qinisekisa ukuba uhlawule naziphi na iitaliti ezidlulileyo okanye ngenxa yokuqokelela. Emva koko usebenze ngokuhlawula abathengi bakho ngexesha lonyaka ozayo. Oku kuya kunceda ukuphucula amanqaku akho.
Ukunciphisa umlinganiselo wakho wetyala-ngeniso-mali kunokunceda. Ukuba uthatha isigqibo sokuba uvale amanye amakhadi esikwereti, qi niseka ukuba ushiye omdala ovulekileyo, nokuba ungayisebenzisi. Iinkampani zenkampani zibika ukuba uphelile ngenxa yoko, qiniseka ukuba uhlawule zonke iintlawulo zakho ngexesha.
Ukuba awunayo nayiphi na i-credit, ungacinga ukusebenzisa ikhadi lekhredithi ukuseka imbali yakho yekhredithi .
Ukuba wenza oku, hlawulela ikhadi ngokupheleleyo inyanga nganye. Naziphi na iimali-mboleko zentengo zinokukunceda kule nto, njengemali mboleko yomfundi okanye mboleko yemoto. Ungasebenzisa kwakhona imbali yakho yokuqeshisa ukuze uncede ukuseka ukulinganiswa kwetyala lakho, ngoko qi ni sekise ukuba uhlawula ngexesha ngalinye ngenyanga.
Gcina i-Pay Down
Ukugcina inkokhelo ephantsi kunokukunceda uzibonakalise ukuba ulungele ukuthenga ikhaya. Inokukunceda ukulungiselela iindleko ezongezelelweyo eziza ngokuthenga ikhaya elitsha. Inkokhelo enkulu ekuhlawuleni, ngakumbi uya kukwazi ukuyichitha ekhaya. Inkokhelo enkulu inokukwenza ukuba amakhaya angabonakala engenakufikeleleka xa ubeka phantsi kakhulu xa uthenga. Thatha ixesha lokulondoloza inkokhelo yakho phantsi kunye nemali eyongezelelweyo oyifunayo yokuvala iindleko kwi-mortgage yakho.
Ukunyamekela kwiMarike
Ngonyaka ozayo njengoko ulungele ukuthenga ikhaya, qala ukuthobela ingqalelo kwimarike kwindawo ofuna ukuyithenga ngayo. Oku kunokukunceda uqonde ukuba yimaphi amakhaya athengisayo noko unokulindela xa uqala ukuthenga. Ikunika ixesha lokuphanda izikolo kunye nezinye izinto ezinokudlala indima apho uthenge khona ikhaya. Khumbula ukuba kufuneka uceba ukuhlala ekhaya ubuncinane ubuncinane kwiminyaka emihlanu, kwaye ngoko nokuba ngaba yinto yokuqala kwikhaya, ufuna ukuba ibe kwindawo apho uya kukhululeka ukuba nezingane zakho zibe, ukuba uceba ukwenza intsapho.
Misela iBhajethi entsha
Into yokugqibela ongayenza kukuba kusekwe uhlahlo lwabiwo-mali olutsha kwaye usebenzise ukuhlala kulo. Sebenza kwiindleko ezongezelelweyo zokuba nekhaya elifana neendleko zesevisi ezongezelelweyo, iindleko zokulungisa nokugcina, kunye nayiphi na eyongezelelweyo oyayihlawula imali. Imali eyongezelelweyo ingasetyenziselwa ukuhlawula imali. Oku kuya kukunika ingcamango enokuthi ungakanani ukuhlawula imali yentlawulo yenyanga kunye nokukunceda ukuba ulungele ixesha lokuthenga ikhaya lakho.