Ukuthengisa Ngaphambi kokuthenga - Ukuvalwa ngokufanayo

Izizathu zokuthengisa ngaphambi kokuba uthenge

Ukuthengisa indlu ngaphambi kokuthenga ngokuqhelekileyo kuyona khetho olufanelekileyo. © Big Stock Photo

Abanikazi bezindlu abaceba ukunyuka bahlala bejamelana neengxaki: "Ngaba kufuneka sithengise indlu yethu ngaphambi kokuthenga ikhaya?" Uya kufumana amaninzi enkonzo ecebisa ukuba uthenge ngaphambi kokuba uthengise, kodwa loo nto ayikho into enomdla wakho. Inomdla ophezulu kwi-arhente kuba xa uthengile, kuya kufuneka uthengise, kwaye i-ejenti iya kuqinisekiswa ukuba kuthengiswa ezimbini, kungakhathaliseki ukuba kungakanani ukukuhlawula ukuba wenze njalo ngale ndlela.

Ukuba unquma ukuthengisa kuqala uze uthenge kodwa, yithi, ikhaya lakho alithengisi okanye litsala izibonelelo eziphantsi kakhulu ukuba awufuni ukuwamkela, i-arhente ayifumana nto. Oku kuyinto ekufuneka uyiqwalasele. Akukho mngcipheko kuwe.

Ngokuqinisekileyo, okokuqala kuqala, inkukhu okanye iqanda lixhomekeke kwimarike-ngaba ngumthengi okanye umthengisi weemakethi - kunye nesishukumisi sakho. Nangona kunjalo, kubabaninzi abathengisi kunye nabathengi, into efanelekileyo yokuyenza kukuthengisa ngaphambi kokuba uthenge.

Abathengisi abaninzi abanenjongo yokuthengisa ngaphambi kokuthenga ikhaya, yenza oko kuba bafuna ukwandisa inzuzo yengqesho yabo kwikhaya. Abafuni ukuba phantsi koxinzelelo lokuba bazive benyanzelekile ukuba balahle ngokukhawuleza indlu yabo ekhona ukuze bavale kwikhaya elitsha. Kukho iindlela zokurhoxisa ukuvala okufanayo, ngaphezu kokubhengezwa kwekhaya lakho ekufumaneni ikhaya eliza kuthenga.

Isicwangciso ogqibayo ukuyiqesha siya kuba nefuthe kulo hlobo lweemarike zendawo yokuhlala kwindawo yakho.

Abathengi bazimisele kakhulu ukulinda umthengisi ukuba afune ikhaya elitshintshileyo kwiimarike zathengisi kuneemarike zomthengi.

Izizathu zokuthengisa kuqala uze uthenge