Buza kwaye uphendule Le mibuzo ephambili yokuQinisekisa ukuba Unokuhlawula phi iKholeji
Kukho ilizwi elidala elithetha ukuba "uthando lwemali luyingcambu yazo zonke izinto ezimbi." Nangona oku kunokuba yinyani xa kuthatyathwa ngokugqithiseleyo, ubuhlobo obusondeleyo nemali lunokuba nemiphumo emihle. Xa usenza isigqibo malunga nokuba ininzi kangakanani intsapho inokukwazi ukuhlawula ikholeji, kufuneka kube nokuqonda okucacileyo kwemali ebandakanyekayo.
Ngokufanelekileyo, abazali nabafundi abafuna ukufunda kwiikholeji baye baxoxwa ngemali yeekholeji kwiminyaka emininzi, ngoko umfundi unelindeleke ngokwenene into yokuba intsapho ikwazi ukuhlawula.
Enyanisweni, kunjalo, iintsapho ezininzi azigcini nje ezi ngxoxo kunye nabafundi babo. Zingaba zibuhlungu, zihlazo kwaye zinzima. Kungadinga ukucela umfundi ukuba enze imibingelelo, okanye adlulise ukudibana nomoya kwiikholeji enye ukwenzela inzuzo yintsapho.
Iintsapho ezininzi ziphepha, zilibale, okanye zisebenzisana kakubi nale ngxoxo, kodwa ezi ndlela zikhokelela ekukhungeni, ukudideka kunye nomsindo. Ukuncedisa ukunciphisa umthwalo wokuqala incoko, yile mibuzo emihlanu yemali ebalulekileyo yokubuza ngaphambi kokufaka isicelo kwiikholeji:
- Ukuba nomfundi ekholejini kuya kuthintela njani intsapho yethu ngokwezemali? Nangona abafundi befuna ukuzicingela njengabantu ngabanye, akukho nto bayakuphika ukuba bayinxalenye yentsapho enkulu. Izenzo ezithathwa ngumntu omnye zingathintela kakhulu kwamanye amalungu entsapho. Umfundi obambelela ngokukhawuleza ukuba aye esikolweni esikhulu setikiti ngaphandle kokuqonda imiphumo yemali inokuphazamisa ukuzinza kwentsapho. Yenza uphando lwabafundi bakho ngeendleko zokuya kwiikholeji nganye, kwaye kungekhona nje iindleko zeefizi. Makhe acinge ngenyameko ezinye iindleko zentsapho eziza kuzinyamezela, ezifana nokuhamba, izicwangciso zedatha, ukutya kunye nezindleko zokuzonwabisa. Ayinyani de kubekho inombolo yokugqibela.
- Uncedo olunjani lwemali esinokulindela ukufumana? Kukho iintlobo ezahlukeneyo zoncedo lwezemali ezifumaneka kwi-federal nekarhulumente karhulumente, kunye neziko ngokwalo. Ngokuxhomekeke kwiimali zentsapho kunye neengxowa-mali zeekholeji, kukho ukungafani kakhulu kwiikholeji enye ukuya kwilandelayo. Nangona ungeke ukwazi ukufumana amanani alandelayo uze ugcwalise i-FAFSA kwaye isikolo ngasinye sinikeza ipakethe yokuncedisa ngemali , unokufumana ingcamango engathandekiyo yemali eninzi abafundi abanokuyihlawula.
- Yimalini intsapho yethu ekhoyo ukuba ihlawule iikholeji? Ezinye iintsapho ziyakwazi ukuqokelela inani elininzi lemali ngokusebenzisa izicwangciso zokulondoloza iikholeji, ngelixa abanye bezama ukufikelela kwimiphumo yokuhlawula ukuhlawula. Ukuba akukho nendawo yokuguquguquka kwintlupheko yohlahlo lwabiwo-mali, kuya kuba nzima ukuhlawula zonke iindleko ezihambelana nokuya kwiikholeji ethile. Ezinye iindwendwe ziphendukela kwiimali-mboleko zabafundi njengesisombululo, kodwa ngezinye izihlandlo zingaphaya kwiimali zabo zize zibekwe kwii-matyala.
- Siza kuba neeninzi kangakanani ukuboleka kwimali-mboleko yabafundi? Imindeni kufuneka icacise ngokucacileyo malunga nokuba zinjani iitalente ezikwazi ukujongana nemali-mboleko yomfundi kunye nabangasese. Musa ukuthabatha imali ephakamileyo, kwaye usebenzise imali yokuphila kweendleko, njengoko le ndlela iyakwazi ukubuyela kwixesha elizayo. Cinga ngezinye iindlela zokuhlawula iikholejini ukuze uboleke kangangoko kunokwenzeka.
- Kuya kuba nefuthe xa kufuneka sibuyise imali mboleko? Qinisekisa ngubani oza kwenza iintlawulo phambi kokuba athathe nayiphi na imali mboleko. Abazali nabafundi kufuneka bacaciswe malunga nabani abaza kuba nexanduva, ngoko banako ukuhlawula iintlawulo zexesha elizayo kumlinganiselo wokulinganiswa kwengeniso. Sebenzisa umqikelelo wokubuyisela ukubala oko kuboleka amawaka eedola ngonyaka iminyaka emine okanye ngaphezulu kuya kubandakanya rhoqo ngenyanga. Ukuba amalungu omndeni acelwa ukuba abhalise ngokubhalisa kwiimali-mboleko zabafundi, ingaba nefuthe elibi kumlinganiselo wabo wesikolodo.
Ukuba nencoko yentsapho malunga nokuhlawula iikholeji inokubonakalisa iinyaniso ezibuhlungu, kodwa ikwakhokelela ekuthathweni kwezigqibo ezinolwazi. Umfundi kunye nabazali banako ukuqhubela phambili ngokusekelwe kolwazi, kwaye kungabikho ukucinga okanye ukucinga okungenangqondo.