Ezinye iimpawu ezibalulekileyo Ukutsalwa kwezoTyalo ezifanelekileyo kufuneka kufumaneke
Ezi ziimpawu ezine kufuneka zisebenzise njengezikhokelo eziwusizo ekufuneni lwakho utyalo-mali olulungileyo, ukhanyisa abaviwa abangcono xa bekhetha abo bangenakukufanelekela.
1. Yiyiphi ixabiso leNkampani yonke ngokusekelwe kwizinto ohlawula ngayo isabelo?
Xa usenza uphando, kubalulekile ukuba ukhangele ngaphezu kwexabiso langoku sabelo - kufuneka ukhangele intlawulo yenkampani yonke. "Iindleko" zokufumana iqumrhu lonke libizwa ngokuba yi- capital capital , okanye i-market cap efutshane, kwaye idlalwa rhoqo ngabaqeqeshi bemali (ukuba ungeze kwi-matyala ngaphezulu kwayo, yaziwa njengexabiso lemashishini ). Ngamafutshane, i-cap yexabiso lemarike yintengo yazo zonke izabelo eziseleyo zesitokisi esifanayo esandisiwe ngamanani acatshulwa ngesabelo ngasinye ngelixa elithile ngexesha. Ishishini kunye nesahlulo esisodwa sezabelo kunye nexabiso lentengo ye-$ 75 isabelo ngasinye siya kuba nekhredithi yemarike eyi-$ 75 yezigidi (izabelo eziyi-1 000,000 ezihlawulwe nge-X $ 75 ngexabiso lentengo = i-75,000,000 yexabiso lemarike).
Olu vavanyo lweemali zentengiso luza kukunceda ukuba ungagqithisi imali. Cinga ngolu hlobo lwe-eBay kunye neGeneral Motors ngeli xesha le-intanethi. Ngesinye isikhathi ngexesha lebhola, i-eBay yayinekotatshi efanayo kunye neGeneral Motors Corporation. Ukubeka loo mbono, ngo-2000, i-General Motors yenza i-dollar eyi-3.96 yezigidigidi zedola kwinzuzo , ngelixa i-eBay yenza i $ 48.3 yezigidi (kungabandakanywa iindleko zokukhetha i-stock).
Nangona kunjalo ukuba uthenge enye, bekufuneka uhlawule umlinganiselo ofanayo. Kucacile ukuba akukho nawuphi na umtyalo-mali onokuhlawula ixabiso elifanayo kuzo zombini iinkampani kodwa uluntu jikelele lukhohliswa yimiboniso yeenzuzo ezikhawulezayo kunye nemali elula. (Oku akunjalo umzekeliso obalaseleyo, nokuba, ukuba iGeneral Motors ibonakalisa uhlobo olubi kakhulu lwezoshishino kwaye luhlala luphethwe yingxaki .)
Elinye ithuluzi eluncedo ekuncedeni ukulinganisa iindleko ezinxulumene nesitokisi lixabiso lentengo yomvuzo (okanye ip / e ratio efutshane). Inika umgangatho obalulekileyo wokuthelekisa amanye amathuba okutyalomali.
2. Ngaba iNkampani iyithengela i-Stock yayo kunye nokunciphisa isabelo esibalaseleyo ngokubala rhoqo kwixesha?
Esinye sezibalulekileyo ezibalulekileyo zokutyalomali kukuba ukukhula kwamashishini akubalulekanga njengokukhula kwesabelo ngasinye . Inkampani inokufumana inzuzo efanayo, ukuthengisa kunye nenzuzo kwiminyaka emihlanu elandelelanayo, kodwa yenza iindleko ezinkulu kubatyalomali ngokunciphisa inani elipheleleyo labelo .
Ukuze uyibeke kwimigangatho elula, cinga ngotyalo-mali lwakho njengepi pizza enkulu. Icandelo ngalinye limela isabelo esinye sesitokisi. Ngaba unokuba nenxalenye ye-pizza eyayiqhekelwa kwiingqimba ezilishumi elinambini okanye enye eyayiqhekeza zibe ziincini ezisibhozo?
I-pizza eyayiqhekeza kwiinqununu ezisibhozo iya kuba neengqimba ezinkulu kunye noshizi kunye nezikhuni.
Umgaqo ofanayo uyinyaniso kwi shishini. Umnini-nxaxheba kufuneka anqwenele iqela lolawulo elinomgaqo osebenzayo wokunciphisa inani lamasheya ahlawulekileyo ukuba ezinye iindlela zokusebenzisa iinjongo zingabonakali, oko kwenza isityala somtyalo ngamnye kwinkampani enkulu. Xa i-"pie" yenkampani inqunyulwa kwiinqununu ezimbalwa, isabelo ngasinye simele ipesenteji enkulu yobunini kwiingeniso kunye neefa ze shishini. Okubuhlungu kukuba, ezininzi iikomiti zolawulo zijolise ekwakheni isizinda kunokuba zandise ubuncwane babanini -zimali.
3. Ziziphi izizathu zokutshala imali kwiNkampani?
Ngaphambi kokuba ungeze isabelo seenkampani kwisitotfoliyo sakho sotyalo-mali, kuya kuba bubulumko ukuzibuza ukuba kutheni unomdla wokutshala imali kuloo shishini.
Kuyingozi ukuba uthandane nenkampani kwaye uyithenge kuphela ngenxa yokuba uzive uthanda iimveliso zayo okanye abantu. Emva kwakho konke, inkampani ebhetele kwihlabathi yintalo-mali enobungakanani xa uhlawula kakhulu.
Qinisekisa ukuba izinto ezisemgangathweni zenkampani (ixabiso langoku, inzuzo, ukuphathwa kakuhle, njl.), Enokufumaneka kwiifayile zabo zenkampani njenge- annoti , 10K, kunye ne-10Q , kuphela isizathu sokutshala imali. Nantoni na enye isekelwe kwimvakalelo yakho; Oku kukukhokelela ekucingeni kunokuba utyalo-mali olululo. Kumele ususe iimvakalelo zakho kwi-equation kwaye ukhethe utyalo-mali lwakho olusekelwe kubanda, idatha ekhuni. Oku kufuna umonde kunye nokuzimisela ukuhamba kude nesithuba sokwenza imali xa kungabonakali kukuxabisa okanye kungabalulekanga.
4. Ngaba Unomdla Wokufumana I-Stock ye-10, 15, okanye yama-25+ iminyaka?
Ukuba awufuni ukuthenga izabelo kwinkampani kwaye uyakhohlwa ngabo kwiminyaka elishumi ezayo ( iminyaka emihlanu kumncinane ubuncinane ), awukho noshishino olunezo zabelo kuzo zonke. Inyaniso elula kodwa ebuhlungu yale nto ibonakala kwiWall Street yonke imihla. Abaphathi bemali abaqeqeshiweyo bazama ukubetha i- Dow Jones Isisombululo seShishini , esiqokelelwa ngamashumi amathathu angama-stocks, kodwa unyaka emva konyaka, iipesenti ezingabalulekanga zikwazi ukwenza oku. Kubonakala ngathi akunakwenzeka ukuba iphothifoliyo ephethwe yingqondo engcono kwimali ayikwazi ukubetha iphothifoliyo engapheliyo yeempahla ezide ezigcinwe ngokungapheliyo, kodwa kwenzeka (ngenxa yecandelo lokhuthazo elenziwe ngabatyalomali ngokwabo, abavuza umvuzo kunye nokucwangcisa amagama - abaphathi beepotifoliyo abazama ukuziphatha ngokufanelekileyo banokuba nexesha elinzima ukukhangela iifa).
Indlela eqinisekisiwe yokuphumelela imbali ikhethiweyo ukukhetha inkampani enkulu , ukuhlawula ngokuncinci kwintengo yokuqala, ukuqala iprogram yexabiso lokubiza imali , ukubuyisela izabelo kwaye ushiye isikhundla sodwa kwiminyaka emininzi.