Ukujonga okuza kwenzeka ntoni njengoko i-US kunye ne-EU Phakamisa Iinjongo ezahlukeneyo
Kule nqaku, siza kujonga iinkqubo zemigaqo-mali , iimpembelelo kwiimarike zehlabathi, kunye namanye amathuba enkqubo yemali eyahlukileyo.
Umgaqo-mali weMali 101
Umgaqo-mali wemali yiplanki yebhanki enkulu ekulawuleni ukunikezwa kwemali kunye neerhafu zenzalo ngokusebenzisa izixhobo ezahlukeneyo ezichaphazela iziphumo ezifana nokunyuka kwamaxabiso kunye nokuqeshwa.
Izixhobo ezintathu eziphambili zeenkqubo zemali ziquka:
- UkuVulwa kweeMarike ezivulekileyo - Ukuthengwa nokuthengiswa kweebhanki zikaRhulumente ukulawula izinga leendawo zokugcina ibhanki kunye nempembelelo yemilinganiselo yebhanki.
- Isaphulelo semali-xabiso - Inzala yebhanki ehlawula imali-mboleko emfutshane ebhankini eliphambili, elibandakanya amazinga omlinganiselo obanzi kwi-ecosystem.
- Izidingo zokugcina iimfuno - Isixa semali ebonakalayo ebhanki kufuneka ukuba ibambe idizithi kwiibhanki zebhanki, ezichaphazela imithwalo yemboleko.
Iimiphumo kwiMakethi yeMarhwebo
Izigqibo zomgaqo-nkqubo wezemali ze-US kunye ne-EU zichaphazela iimarike zehlabathi kwiindlela ezininzi ezahlukeneyo ngenxa yobume bezoqoqosho.
Imiphumo eqhelekileyo ibandakanya:
- Iinguquko zokutshintsha - Ukuxabisa kwedola kukuphucula enye intengo yezoqoqosho kunye nokukhuthaza abathengi bangaphandle ukuba bathengi abathengi basekhaya nase-US ukuthenga iimpahla ezingenisiwe. Ngenxa yoko, ukuqiniswa kwe-US kunokunyuselwa kwamanye amazwe anesiqhelo esinxulumene nentengiso.
- Isono Sokuqala - Ukuxabisa kwidola kwenza ukuba ixabiso-mali yemali yasekhaya linikezelwe kwiidola zase-US zibiza kakhulu. Ngenxa yoko, amazwe amaninzi athengisayo kunye namashishini angaphandle angafumana iindleko zenkonzo zamatyala aphezulu, ezinokuthi zibe nempembelelo yokuchasa kwamanye amazwe.
Ulungelelaniso - Ukunyuka kweebophezelo zentengo yezibophelelo zabasebenzi base-United States kunempembelelo enkulu kwiibhondi zangaphandle, ngenxa yobume bezimali zehlabathi jikelele. Ngenxa yoko, ukunyuka kwezinga lentengo e-US okwandisa izivuno kwiiNondyebo kunokuphelisa ukuveliswa kwezivuno zezinye iintlawulo ezizimeleyo ngenxa yendleko ephakamileyo yokhuseleko.
Iipolisi zeDivergent
Ukungafani phakathi kwemigaqo-mali ye-US kunye ne-EU kubonisa ukungafani okona kubalulekileyo kummandla ngamnye. EU.S., ukukhula kwexabiso loqoqosho kunye nexabiso lexabiso lempahla kuye kwenza ukunyuka kwezinga lentengo kwi-Federal Reserve eyimfuneko ukukhusela iibhola ze-asethi ezizayo. E-EU, ukwanda koqoqosho oluqhubekayo kuye kwabangela i- European Central Bank (ECB) ukunciphisa amazinga omyinge kwintsimi embi kwaye ilandele amanyathelo okukhuthaza.
Ingxaki kukuba le migaqo-nkqubo yokuphambana idala ezinye iinguqu ezizodwa kwiimarike zemali. Ngokomzekelo, i-ECB yokwandisa iNkqubo ye-Asset Purchase Programme yabangela ukuncipha kweemveliso zentsebenzo yezibophelelo ze-US naphezu kokucatshulwa kokunyuka kwezabelo zentengo yasekhaya.
Iimpembelelo ezithile zilukhuni ukuqikelela ngaphandle kokuthi imigaqo-mali yemali yasemakhaya ingaba nobunzima obuninzi ekufezeni igunya labo xa kukhuphisana nemikhosi yangaphandle.
Isiphumo esivela kumgaqo-nkqubo wezemali eyahlukileyo uya kunyuswa ukungaxhamli kwiinkcazo zemigaqo-nkqubo yemali yangaphandle. Ngokomzekelo, izigqibo ze-ECB ziya kuqhubeka zichaphazela imakethi yase-US kunye nezigqibo zase-United States ziya kuba nefuthe elikhulu kwiimarike ezikhulayo. Abatyalomali kufuneka baqaphele izicwangciso eziqhutyelwa kuzo nganye kule mimandla kwaye baqinisekise ukuba iphothifoliyo yabo ibonelelwe ngokufanelekileyo ukujongana nabo.
Amaphuzu athathweyo
- Ihlabathi liye landa ngokubanzi kwihlabathi, eliye lenza izigqibo zomgaqo-nkqubo weemali ngoqoqosho olukhulu luba nefuthe.
- Kukho iindlela ezininzi ezahlukileyo zemigaqo-nkqubo yeemali ezichaphazela iimarike zehlabathi, kubandakanywa ukutshintsha, isono sokuqala, kunye nemibutho.
- Imigaqo-mali ye-Divergent ingabonisa ukunyanzeliswa kwemali kwimarike, apho abatyala-mali kufuneka baqaphele ukuqhubela phambili.