Fumana i-Miles Review

Fumana iinqanaba eziphezulu kwi-JD Power's Credit Card Ukuneliseka kweKhasimende yeKhasimende, kodwa njani ikariti yekredithi yokuhamba?

Ukufumanisa i-Miles kukuvumela ukuba ufumane iikhilomitha ezili-1.5 ngeyonke idola oyisebenzisayo ngokuthenga ngekhadi lesikweletu. Oku kuhamba kuyo yonke into yokuthenga, kungekhona nje ukuthenga okuhlobene nokuhamba. Njengokuba kunamakhadi amaninzi ekrejethi, ukuhanjiswa kwemali, ukunyuka kwemali, kunye neentlawulo azibalanga iimbuyekezo. Ii-Miles zifaneleke kwipesenti enye njengengxelo yekhredithi malunga neendleko zokuhamba ezifanelekileyo.

Ngomnyaka wokuqala, abanikazi bamakhadi abatsha bafumana iilidi ezimbini, ezikhulu kubachitha imali enkulu. Kwaye njengebhonasi eyongeziweyo, akukho ntlawulo yonyaka okanye imali yokuthengiswa kwamanye amazwe.

Unako ukuhlawulela i-Miles kunoma yiyiphi imali (akudingeki ulinde uze uqokelele ama-500 okanye 1,000 okanye enye ukunyuka kwama-Miles) kwisitatimenti sekredithi okanye idiphozithi ngqo kwi-akhawunti yakho yasebhanki ekuthengeni ukuhamba njengeetikiti zendiza zorhwebo, amagumbi ehotele , ukuqashisa imoto, ukuhamba, iipakethi xa zithengwa nge-airline. Jonga imimiselo nemiqathango yazo zonke izinto ezifanele ukufumana umvuzo wokuhlawulelwa.

Abanini bamakhadi bafumana i-credit ukuya kuma-30 engama-in-flight wifi unyaka ngamnye, okwenziwe njengengxelo yesitalente kwisithuba seentsuku ezi-7 zokuthenga. Ikhredithi ayikwazi ukusetyenziswa kwisiza-moya okanye enye ukuthengwa kwe-wifi. Iikhredithi ezingasetyenziswanga aziqhubi ukuya kunyaka ozayo. Unyaka uncike kwisiganeko sakho somhla, kungekhona unyaka wekhalenda.

Imiqobo emincinci

Yenza ukuthenga kwakho ngokutshiza ikhadi lakho okanye ukungena kwinombolo yakho yekhadi kwi-intanethi.

Ukuba uthetha ukuthenga usebenzisa ukudibanisa kwintsimi, i-wallet ebonakalayo, okanye iteknoloji efana nayo ayinakufanelekela ukuhlawulelwa kwembuyekezo.

Akukho mihla emnyama kwaye ungasebenzisa i-Miles yakho nayiphina i-airline, naliphi ixesha. Nangona kunjalo, awukwazi ukudlulisela iMiles kwiprogram ehamba rhoqo.

Ixabiso

Akukho mrhumo wonyaka kwi-Discover it Miles khadi.

Ukuthengwa kunye nokuhanjiswa kwemali-mali kufakwe izinga lokunyusa , kodwa izinga liyahluka kwiintlobo zentengiso. Ukuthengwa kunama-0% ama-APR kwiinyanga ezili-12, ngoko-10.99 ukuya ku-22.99%, kuxhomekeke kwinqanaba le-credit. Ukudluliselwa kwemali kuhlawulelwa 10.99% I-APR, ngoko-10.99 ukuya ku-22.99%. Imali yokudlulisela imali ibingama-3%.

Ukuba uthabatha ukunyuka kwemali, i-24.99% kunye nentlawulo ye-$ 10 okanye i-5% yentlawulo ehamba phambili yemali, nokuba yeyiphi na enkulu.

Ukufumanisa akuhlawulisi imali yokugqibela emva kokuhlawulwa kokugqibela kwaye akukho sihlomelo APR xa uthe wabuya kwintlawulo yakho. Kodwa ke unako ukuhlawuliswa ukuya kwi-$ 35 ngokukhawuleza xa uthe wabuya emva kwentlawulo yesibini. Ude phakathi kobusuku (kwimpuma) ngomhla omele ukuba wenze intlawulo yakho ngefowuni okanye kwi-intanethi. Iintlawulo ezibuyiselwe zihlawuliswa imali ukuya kwii-35 zamaRandi.

Ezinye iiPerks

Hlalani uhlaziywe ngokumalunga nekhredithi yakho kunye nokufikelela kwisikolo sakho samahhala seFICO inyanga nganye.

Ukufumanisa ukuba nguwe kuphela umniki wekhadi lokuthenga ngekhredithi ukunikela ngeFreeze, into eyenza ukuba "ifakelwe" ikhadi lakho lekhredithi kwaye ukhusele ukuthenga okutsha, ukunyuka kwemali okanye ukuhanjiswa kwemali kwi-akhawunti yakho. Unako ukufaka iqhwa okanye ukuwufakela ikratshi kwiwebhsayithi ye-Discover okanye kwi-app yeselula. Musa ukudibanisa le nxalenye ngokukhutshwa komkhuseleko, umlinganiselo wokuthintela ubuqhetseba ovimbela amasela ekuvuleni iakhawunti ezintsha zeerhafu egameni lakho.