UkuPhepha iNkqubo
Ukugwema ingxaki kukubangela isizathu esona siqhelo sokuba abantu bafune isiluleko sommeli wecebo lomhlaba. Nangona abaninzi bengakaze bajongane neengxaki, bayazi into enye - bafuna ukuyiphepha kuzo zonke iindleko.
Oku kubangelwa ngamabali ahlaselayo ahlanganiswe ngamajelo okanye axelelwa ngabamelwane, abahlobo okanye abahlobo bezoshishino. Kunelungelo lokuthi ukuba ininzi labantu, ukuphepha ukuvavanywa yisona sizathu esihle sokudala isicwangciso sezinto kwaye sinokufezekiswa lula.
UkuNciphisa iRhafu yeeMpahla
Ukulahleka okukhulu kwendawo yokuhlala kwiintlawulo zelizwe kunye / okanye i- federal tax tax okanye i- tax state heritage tax is a great motivator kubantu abaninzi ukubeka isicwangciso sobuhle kunye. Ngesicwangciso esisisiseko, izibini ezitshatileyo zinganciphisa okanye zitshintshe iirhafu zendawo yokuhlala ngokubeka i- AB Trusts okanye i- ABC Trusts njengenxalenye yokuthanda kwabo okanye iindawo zokuhlala ezikhuselekile . Ukongezelela, iindlela ezahlukeneyo zokucwangcisa ubugcisa zingasetyenziselwa izibini ezitshatileyo kunye nabantu ngabanye ukwenzela ukuba ilifa lombuso okanye umrhumo werhafu ungaphantsi okanye uhambe ngokupheleleyo.
Ukuphepha i-Mess
Abathengi abaninzi bafuna isiluleko sommeli wecebo lomhlaba emva kokubona, okanye ukubona umhlobo osondeleyo okanye amava okusebenzisana neshishini, inkunkuma enkulu yexesha kunye nemali ngenxa yokungaphumeleli komntu othandekayo ukwenza icebo lezinto.
Ukukhetha umntu ukuba abe ngumphathi xa unengqondo engakwaziyo kwaye emva kokuba ufe kwaye unqume ukuba ngubani oza kuzuza, xa aya kuwufumana, nendlela aza kuyifumana ngayo emva kokuba uhambe uya kuhamba ixesha elide ekukhuseleni ukulwa kwemindeni kunye neendleko iinkqubo zenkundla.
Ukukhusela Abaxhamli
Kukho izizathu ezibini ezibangela ukuba abantu badibanise isicwangciso sobuhle ukuze bavikele abaxhamli babo: (a) Ukukhusela abaxhamli abancinci, kunye / okanye (b) Ukukhusela abaxhamli beemali kwizigqibo ezimbi, iimpembelelo ezingaphandle, iingxaki zemboleko kunye nokuqhawula umtshato.
Ukuba umzuzwana uncinci, yonke i-50 ineemithetho efuna umgcini okanye umgcini-mgcini ukuba amiselwe ukujongana neemfuno zamancinci kunye nemali kuze kube yintsana ibe ngumntu osemthethweni (kwiminyaka eyi-18 okanye i-21, kuxhomekeke kwimithetho karhulumente apho ubomi obancinci). Unokuthintela ingxabano yentsapho kunye neendleko zomthetho ezibiza ngokuthatha ixesha lokunyula umgcini kunye nomphathiswa kubancedisi bakho abancinci. Okanye, ukuba umxhamli sele sele ekhulile kodwa engalunganga ekulawuleni imali okanye enomlingane oqhayisayo okanye umlingane onoyikayo uya kuhlutha ilifa lomzuzi okanye alithathe kwisiqhawulo somtshato, ngoko unokwenza isicwangciso sobuhle esiza kukhusela umzuzi-mali izigqibo zabo ezimbi kunye nabanye.
Ukukhusela iiAfa ezivela kwiiNgxowa ezingalindelekanga
Kungekudala, ukucwangciswa kweempahla kuye kwabakho isizathu esibalulekileyo sokuba abantu abaninzi, kuquka abo banesiplani sezindlu, badibana kunye negosa labo lokuceba indawo. Emva kokuba wazi okanye mhlawumbi ukrokre ukuba isigwebo siphezu kwexesha elide, kuphelile ukubeka isicwangciso endaweni ukukhusela iafa zakho. Kunoko, kufuneka uqalise ngesicwangciso sobume esicacileyo kunye nesibini esinecebo elipheleleyo eliza kuthi, likhusele ifa lakho ngenzuzo kokubili ngexesha lokuphila kwakho kunye nabaxhamli bakho emva kokufa kwakho.
Unokubonelela ngokukhusela iimpahla kwiqabane lakho ngokusebenzisa i-AB Trusts okanye i-ABC Trusts kunye nabanye abaxhamli ngokusetyenziswa kwexesha lokuphila.