IiNgxowa-mali zexesha elide eziKhuselekileyo zingaHlawulela ukuPhakamisa okuPhakamileyo, kodwa kubekho iingozi eziPhakamileyo
Iikhwama zeBond yexesha elide: Ingozi ephakamileyo, ukubuya okuphezulu
Ukususela kumanani okubuyisela apha ngasentla, kucacile ukuba imali yexesha elide linokubonelela ngohlobo lweentlawulo ezinxulumene neeklasi ezingaphezulu kweengozi eziphezulu, ezifana nezitokhwe ezincinci.
Isizathu salokhu kukuba xa i-bhondi ivelisa ukuwa, imiba yexesha elide ibonelela ngokufanelekileyo ukusebenza. Ngenxa yoko, i-2011 yayiyimpembelelo efanelekileyo kule mali: ngeli xesha kunyaka, isivuno kwi-note-year-year sanyuka ukusuka ku-3.31% ukuya kwi-1.87% njengoko inani lalo liphakama. (Gcina ingqalelo, amaxabiso kunye nezivuno zihamba kwindlela echaseneyo .)
Iimali zebhondi zexesha elide, ngoko ke, zingaba yintengiso ehamba phambili, kodwa kungekhona eyona nto ityala-mali. Oku kuyinyaniso ngokukhethekileyo kubatyalomali abatyotywe, abaqhele ukukhangela ukuqokelela imali kunye nokunciphisa ukungahambisani. Ngelishwa, le mali ikwazi ukungabi nantoni kwiindawo ezihamba phambili.
Thatha ixesha elilodwa leveki ukususela ngo-Matshi 7 ukuya kuMatshi 14, 2012. Ngelo xesha, abatyali-mali bathengisa iiNondyebo zase-US ngokushiya ngokungenasiphelo ekuphenduleni ubungqina obuphakamileyo bokuphucula ukukhula koqoqosho. Kulo thuba elifutshane, i-fund ekhankanywe ngasentla, i-EDV, ibuyele -7.18%. Uninzi lwabatyalomali abanamabhanki luya kuthathela ingqalelo ukubuyela konyaka ombi, kodwa le ntshukumo ithatha kuphela iveki.
Qaphela ingozi ephazamisayo ukuba ucinga ngokutyalomali kwi-fund yexesha elide.
Qhubeka ukhumbule, kwakhona, ukuba iimpawu zokubeka ingozi kunye nokubuyiselwa kwesikhwama sebhondi elide ziya kuchatshazelwa yizibonelelo zayo. Ikhefu elide elide elifaka imali kwiiklasi ze-asethi kunye nobungozi obuphezulu beentengo zemali , ezifana neenkampani ezincinci eziqingqiweyo kunye nezibophelelo eziphezulu ezivunyiweyo (mhlawumbi eyaziwa njengezibophelelo ezincinci), zinokuba nomngcipheko omkhulu kunokuba kugxile kwiikheji zemarike ezisezantsi , ezifana Izibophelelo ezilinganisiweyo ze-AAA kwaye, ngaphezu kwazo zonke, iiNondyebo zexesha elifutshane.
Iimpembelelo zeNqanaba loLuntu oluPhezulu lweeNgxowa-mali zexesha elide
Abatyalomali abaqwalasela le mali bafuna ukucinga ngomjikelezo wentsingiselo ebanzi. Izivuno zikaNondyebo zaseMelika ziye zadlula kwi- downtrend ukususela ngo-1982, kwaye emva koKhuseleko oluKhulu oluqala ngasekupheleni konyaka ka-2007, baye baxutywa kumazinga aphantsi kakhulu ngomgaqo-nkqubo wezinga le- US Federal Reserve , owaqalisa umgaqo-nkqubo wokukhawuleza ukuhlaziywa koqoqosho .
Nasiphi na isibonakaliso sokuba ukukhula koqoqosho kubuya kwinqanaba eliqhelekileyo kunye / okanye ukuba iFed ilungiselela ukunyusa amaxabiso kuya kubakho ukuthumela izityebo zeNondyebo eziphakamileyo. Oku kuthetha, kunzima kwaye mhlawumbi akunakwenzeka ukwenza iziganeko ezicacileyo malunga nokuba umjikelezo wezinga uza kujika - njengoko sibonile ngexesha lekota yesibini ka-2013 xa izinga lokunyuka kwezinga lesenzalo libonakala liphela, kodwa ke lingazange liphele.
Kodwa oku kuqhubeka nje kubonisa ukuba le mali - ezininzi zazo ezinamandla ezinomsebenzi ogqithisiweyo odlulileyo ngenxa yemarike yenkomo ende kwiibhondi ezilandelayo emva kweNkundla enkulu yokuTyala - ingabonakalisa ukutshalwa kwexesha elide kumbuzo kule ngongoma kumyinge wezinga lomdla, ngokukodwa ukususela ngexesha lokuzama ukuthengiswa kwexesha lokuthengiswa kweekhonkco ukupasa ukunyuka kwezinga kunokuba yinto eninzi kunentloni kunanoma yini enye.
Funda okunye : Ukusebenza kweemali ezifutshane, eziphakathi kunye nexesha elide lokubambisa ixesha elide lidibanisa nani?
Ukuziphendulela : Ulwazi olukule ndawo lunikezelwa ngeenjongo zengxoxo kuphela, kwaye akufanele lithathwe njengengcebiso-mali. Ngaphandle kweemeko ngaba le nkcazelo ibonisa isincomo sokuthenga okanye ukuthengisa iziqinisekiso.