Ukugcinwa kunye neeCD zihlawula ngokucacileyo, kodwa kuthekani malunga neakhawunti ezenza umdla kwaye zinike ukufikelela okulula kwimali? Kuyinto enhle ukuba nekhono lokuchitha, nokuba ngaba ngekhadi yedebhu, ukuhlawulwa kwebhilikhi ye-intanethi , okanye ukuhlolwa kwephepha elidala. I-akhawunti yokulondoloza iyanciphisa inani lokuthengiswa okuphumayo kwinyanga nganye, ngoko ke akukuvumeli ukuba wenze okungakumbi ngaphandle kokuba wenze ukurhoxiswa okanye uhanjiswe kwi-check.
Inzala yokufumana iiAkhawunti
- Iimali zeemarike zemali zihlawula umgangatho ophezulu wenzala , ngokuqhelekileyo ukuhlawula imali ephezulu okanye ngaphezulu kuneengxelo zokulondoloza. Okuninzi, unokufikelela kwimali yakho - unokuhlala uchitha ngekhadi lokubambisa okanye ubhale isheke ukuze usebenzise loo mali. Ukubanjwa kukuba kukho imida malunga nokuba ungaphi na amathuba okukhetha. Iinyanga ezintandathu ziphela ekupheleni, kodwa ezinye i-akhawunti zibeka umda kwiintathu ngenyanga.
- Intshato yokujonga i-akhawunti yinye inketho. Ezi zi-akhawunti ezijongene ngokuzenzekelayo, oku kuthetha ukuba akukho mida malunga nokuba ungayisebenzisa kaninzi kwi-akhawunti. Ezi ngxelo zifumaneka kwiibhanki zendabuko, imibutho yamatyala, kwaye kulula kakhulu ukufumana kwiimanyano zetyala.
Abanye abanomdla wokuhlola i-akhawunti, eyaziwayo njengomvuzo wokuhlola , bahlawula amaxabiso aphezulu kakhulu, kodwa bafuna ukuba uhlangabezane nemigangatho ethile yokufumana inzala. Ngokomzekelo, usenokufuneka usebenzise ikhadi lakho lokubambisa ubuncinane ngamaxesha angama-10 ngenyanga kwaye ubhalisele kwizitatimenti ze-intanethi. Ukuba awukwazi ukuhlangabezana nemigaqo, awuyi kufumana inzala ngaloo nyanga.
Ezinye iibhanki (ngokukodwa ibhanki ye-intanethi) ikhokhela inzala kumanani okukhuphisana, kwaye kulula ukufumana loo mivuzo - kwimeko yokujonga. Iibhanki ze-Intanethi zihlala zihlawulisa iindleko zokugcinwa kwenyanga, kwaye akukho mfuneko yokulinganisela ibhalansi yokuqalisa. Ngengcamango malunga nokufumana le akhawunti, jonga kwi- Ally Bank .
- Ukudibanisa i-akhawunti yakho yokutshekisha kwi-akhawunti yokulondoloza inzala iyinketho ukuba awukwazi ukufumana i-akhawunti yokujonga ehlawula umdla. Inokwenziwa kwibhanki yakho ekhoyo (ukutshintshwa phakathi kokutshekisha nokulondoloza kuninzi okanye ngaphantsi kwexesha), okanye unokudibanisa ne-akhawunti yangaphandle .
Iibhanki zebhanki ze-intanethi zihlala zihlawula ngaphezu kweebhanki zetena kunye ne-mortar, ngoko unokufuna nje ukuvula i-akhawunti-kuphela kuphela kunye nekhonkco ukuba i-akhawunti ihlole i-akhawunti yakho yemihla ngemihla.
Ukutshintshela ngokuqhelekileyo kuthatha iintsuku zoshishino ezintathu okanye kunjalo, ngoko kuya kufuneka ucebe phambili (nje kancane) - ngaphandle kokuba ubeke kwakhona intlawulo yebhilikhi ye-inthanethi kwibhanki yakho ye-intanethi. Nangona imali ingabonakaliswa kwiakhawunti yakho kungekudala emva kokuba ucele ukudluliselwa, abayi kukwazi ukuhoxiswa (okanye ukuchitha) ngokukhawuleza - qiniseka ukuba uyaziqhelanisa nexesha, ngoko ungaphuthelwa nayiphi na intlawulo ebalulekileyo.
Ziyiphi iAhlulelo?
Unokuba uqhelana neentlawulo zenzalo kwi-akhawunti yakho yasebhanki, kodwa kuthekani malunga "neentengo"? Izabelo kwi-akhawunti yebhanki zifana neentlawulo zenzalo. Iingeniso zexesha eliqhelekileyo zisetyenziswe rhoqo kwiimanyano zamatyala, ngokuchasene neebhanki. Imanyano yemboleko iyimibutho yabanini, kwaye baneelwimi labo. Ngokomzekelo, i-akhawunti yokulondoloza kwingxowa-mboleko yemali iyaziwa ngokuthi "i-akhawunti yezabelo" kuba ibonisa isabelo sakho sobunikazi kwimanyano yesikweletu (kwaye ezo akhawunti zihlawula igalelo zenyanga).