Isikhokelo esigqibeleleyo kwiiKhenki zeBhanki

Indlela yokuyalela ngayo kwaye nini ukusebenzisa iireki zeebhanki

Ukuhlolwa kweBhanki kuyindlela yokuzama kunye nenyaniso yokwenza iintlawulo. Nangona kunjalo, banokuthabatha ukuzisebenzisa. Ngaloo nto ingqondweni, iqoqo leengcebiso ezilandelayo ziquka konke okufuneka ukwazi malunga nokusebenzisa iitshekhi. Fumana ukuba ungayifumana, njani ukubhala enye, indlela yokufaka enye kunye nendlela iteknoloji ingenza ngayo ubomi bakho kube lula xa kufikelelwe ekujongeni ukuhlolwa. Enyanisweni, iteknoloji ingenza ngolunye usuku lenze i-check-writing ingasebenzi.

Indlela yokuhlawula iireki zebhanki

Ukubhalela ukuhlola, uzakufuna i-check of check checks. Iqoqo lakho lokuqala lokuhlola liza kuvela kwibhanki xa uvula i-akhawunti, kodwa wenzani emva kokuba usebenzise zonke izinto? Unokwenza umyalelo wokuvavanya ngokwakho (ngokuqhelekileyo kwimirhumo), shicilela iitshekitshi zakho kwaye uzivelele ngeesheke ezintsha zebhanki, ezifana nokuhlola iifoto .

Indlela yokubhala isheke

Xa usanda kuqalisa, kunokusongela ukuba ubhale isheke , kodwa kulula xa ufumana i-hang it.

Ungayifaka njani isheke

Xa umntu ekubhalela isheke, uyifumana njani imali? Ngokuqhelekileyo ubeka iirekhodi kwi-akhawunti ukuze usebenzise imali xa ufuna. Iindlela zendabuko zinomtshi, ngeposi okanye kwi-ATM. Kodwa unokwenza idipozithi kunye nefowuni yakho yeselula okanye idesktophu yedeskithophu kwaye ufikelele kwimali yakho ngokukhawuleza. Ngokufanelekileyo, unako ukuhamba ngekhompyutheni kwaye unqume ukuphatha iireki zeebhanki ngokupheleleyo.

Ukusebenzisa iintlawulo zekhompyutha kunye neebhanki kwi-intanethi

Ngamanye amaxesha iintlawulo zekhompyutha zilula. Esikhundleni sokubhalwa kweebhanki, ungasebenzisa iindlela ezikhawulezayo ezinokukunceda ukulandelela imali yakho. Oku kubandakanya ukukhishwa kwemoto apho inkampani oqhuba ishishini nayo, ithi inkampani yakho yokusebenza, umzekelo, uhlawula ngokuzenzekelayo iintlawulo kwiakhawunti yakho ngosuku olufanayo nyanga nganye.

Yonke inkokhelo oyenzayo iyabhalwa ngokuzenzekelayo kwaye iyatholakala kuwe kwiwebhsayithi yakho yebhanki.

Kuthekani ngokufumana imali? Esikhundleni sokubeka iphepha lokuhlolwa kwamaphepha abantu abakuthumelayo, unokuhlawulwa ngokuzenzekelayo ngokusebenzisa idiphozithi ngqo .

Ukulawula i-akhawunti yakho yokujonga

Ukuba ubhala ukuhlolwa kwebhanki, kufuneka uqinisekise ukuba ugcina iso kwi-akhawunti yakho. Ukubhala ukuhlola okubi (oko kukuthi, ukubhala isheke malunga nemali engaphezulu kwe-akhawunti yakho) kungabangela iindleko ezinkulu ze-overdraft kunye nezinye iintlobo zeengxaki. Ukuze ugweme iingxaki, funda indlela yokulawula i-akhawunti yakho yokujonga ngaphambi kokuba ubhale enye ingheke.